How many levels of digital asset money bank
Digital assets and digital currency are not the same thing
Digital assets refer to the non monetary assets owned or controlled by enterprises or indivials in the form of electronic data and held in daily activities for sale or in the process of proction. The emergence of digital assets benefits from office automation, digital assets rely on the development of electronic payment system, its prospects are predictable2. Digital currency
digital currency refers to the digitization of currency. Digitization doesn't mean scanning. This is just like digital signature. Digital signature does not mean scanning your signature into a digital image, or using the touchpad to obtain the signature, let alone your signature
digital currency is often mistaken for virtual currency. But virtual currency refers to non real currency. For example, when you play "Three Kingdoms" (game) or "grand Voyage", you have money, and that money is virtual. Of course, the virtual money will also have its real value
for example, if you buy her / his account from another player, you can get all the virtual assets of that player, and then it will be much easier for you to continue playing. Virtual money is not necessarily digital. For example, children play games with pebbles as virtual currency
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characteristics of digital assets:
1. High price. Because these application software with special purpose is specially developed for a specific work, its cost is relatively high, and its price is not lower than the price of fixed assets of factory buildings
(2) strong attachment. Application software must be supported by computer hardware and system software in order to play its role3. Strong interaction. Even the simplest application software also has some interactive functions, such as the error prompt to the operator, which is the most basic advantage of IT instry procts
The quantity is infinite. Digital assets as assets are scarce (because not all enterprises or indivials can create digital assets), but its supply can be unlimited. However, tangible assets are always limited e to the limitation of property and storage space Cost decreasing. The proction cost of tangible assets is positively proportional to the proction quantity References:
Network: digital assets
Network: digital currency
a few days ago, Indian Prime Minister modi announced the issuance of a new currency aimed at combating tax evasion and money laundering. In fact, if the central bank issues digital currency with perfect technology and mature mechanism, it will have better effect. Because the digital currency, in addition to anti-counterfeiting, with the help of blockchain technology, makes the capital data traceable and highly transparent. These features can also be used for macro data statistics and monitoring, which has positive significance for big data risk control
as for what bank digital currency is, the central bank requested at the meeting on January 20 this year that the research team of the people's Bank of China should actively absorb the important achievements and practical experience of digital currency research at home and abroad, continue to promote on the basis of preliminary work, establish a more effective organizational guarantee mechanism, and further clarify the strategic objectives of the central bank in issuing digital currency, Do a good job in tackling key technologies, study the multi scenario application of digital currency, and strive to launch the digital currency issued by the central bank as soon as possible.
on September 4, the central bank and other seven ministries and commissions issued the notice on preventing the financing risk of token issuance, and the ICO trading platform was completely suspended. After September 14, the relevant token platforms successively removed procts or stopped trading. After the news came out, digital currency was boiling
some people can't help asking: with the collapse of ICO and the closure of bitcoin platform, is digital currency over? Here the central bank gives the answer. The central bank reports that around the Spring Festival this year, the block chain based digital bill trading platform promoted by the central bank has been tested successfully, and the digital currency Research Institute of the central bank will also be officially listed. China's sovereign digital currency will accelerate its arrival. Then some people will question whether China will proce its own bitcoin? Here, let's talk about what is digital currency:
digital currency
digital currency is different from virtual currency, not bitcoin or q-coin! That is to say, it is different from virtual currencies such as bitcoin and Ethernet
virtual currency can only be closed in circulation on the network, just like Tencent's q-coin and Dashen's coin on the platform of Dashen software collaborative instry ecological chain. They can only be used for one use of their own procts. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal digital currency. As for legal digital currency, there is no unified international definition. Yao Qian, deputy director of the science and Technology Department of the people's Bank of China and head of the preparatory group of the digital currency Research Institute, believes that the digital currency researched and issued by the people's Bank of China is indexed RMB. From the perspective of national schemes, it belongs to legal encrypted digital currency, which is not only a payment tool but also a currency. Correspondingly, virtual currency is also called illegal fixed digital currency. Li Lihui, head of the blockchain working group of China Internet Finance Association, once said that digital currency must have legal status, national sovereignty endorsement, and clear responsibility subject of issuance. Virtual currencies represented by bitcoin and ethereal currency have no country, no sovereign endorsement, no qualified issuers, and no national credit support. These are not digital currencies.
1. 0006851e: perfect Amethyst
2, 00068523: perfect sapphire
3, 0006851f: perfect diamond
4, 00063b47: Diamond
5, 0005acdb: adamantine
6, 0005acdd: meteorite
7, 0005acde: Gold
8, 0005acdf: Silver
9, 0005ace0: montmorillonite
10, 0005ace1: Malachite
11 0005ace2: mercury ore
12, 000db8a2: dwarf metal ingot
13, 0005ace3: silver ingot
14, 0005ace4: iron ingot
15, 0005ace5: steel ingot
16, 0005ad93: emery ingot
17, 0005ad99: meteorite ingot
18, 0005ad9d: Ebony block
19, 0005ad9e: gold ingot
20, 0005ad9f: refined Moonstone
21 0005ada0: Mercury block
22, 0005ada1: refined Malachite
23, 00063b42: Ruby
24, 00063b43: Emerald
25, 00063b44: sapphire
26, 00063b45: garnet
27, 00063b46: Amethyst
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ancient scroll 5 is the same as ancient scroll 4: annihilation, There are six difficulties in the game: novice, apprentice, ordinary, difficult, master and legend. Normal difficulty is the default difficulty of the game. Different difficulty of the game, players have different lower limits of resistance, monsters have different amount of blood, different enrance, damage increases, drop becomes better, enchant soul consumes faster
legendary difficulty: Skills upgraded to 100 can be "legendary". This will bring the skill value back to 15, and the perks will be removed, allowing players to upgrade again
this effectively removes the upgrade bottleneck, and the player level will be higher. At the same time, because the ability of monsters in the game is related to the player's level, the enemy will be stronger when the player's level is higher, and the player's ability has not increased (or even regressed), so it is more challenging
this model does not change the relationship between creditor's rights and debt of currency in circulation, the existing money supply system and al account structure, will not constitute a competition for commercial banks' deposit currency, will not increase the dependence of commercial banks on the inter-bank lending market, will not affect the lending ability of commercial banks, and will not lead to the phenomenon of "financial disintermediation". At the same time, because it does not affect the existing monetary policy transmission mechanism, it will not strengthen the pro cyclical effect under the pressure environment, and it can improve the convenience and security of payment, and it also has the credit advantage of central bank endorsement<
practical significance:
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function and improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool. At the same time, the central bank can affect the bank's deposit and loan interest rate by adjusting the central bank's digital currency interest rate, and help break the zero interest rate lower limit
for reference.
It's illegal
the central bank pointed out that it has not issued legal tender, authorized any institution or enterprise to issue legal tender, and has no promotion team. The so-called "digital currency" in the market is not legal tender
In addition, the so-called "digital currency" launched by some institutions and companies, as well as the central bank's so-called promotion of digital currency issuance, may involve pyramid selling and fraud
extended information:
virtual currency is illegal electronic, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Although digital currency can be used for physical and service transactions, only digital currency issued by the state is legal tender
in 2013, the central bank and five ministries and commissions jointly issued the notice on the prevention of bitcoin risks, which clearly defined bitcoin and other non legal digital currencies as virtual commodities, not in the form of currency and legal currency
reference materials: People's website central bank: at present, the so-called "digital currency" in the market is not legal digital currency
a survey letter will be issued by the intended receiving unit to explain the contents of the survey and apply for assistance in the talent market. For reference