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Luohu merchants can use digital currency

Publish: 2021-05-12 04:15:38
1. The people's Bank of China has not issued digital currency for the time being, so there is no digital currency in China for the time being. The so-called digital currency in the market is not currency, but virtual currency (bitcoin is not currency)
1. Currency digitization and digital currency are not the same thing, so don't confuse them
2. There may be legal digital currency in China in the future, but it must be issued by the Central Bank of China
3. Bitcoin is not a currency. Currency is a credit symbol issued by the Central Bank of a sovereign country. Bitcoin is a speculative target, which is not recognized by major countries in the world.
2.

Luohu's Mixc, China Resources Vanguard, Meiyijia convenience store, Tianhong Department store, Maoye department store and other supermarket department stores; Noodle King, Taixing restaurant, food first and other restaurants; Digital currency can be used in Junyue Hotel, Shenzhen book city, huaguoxian, gas station, subway recharge machine and other living service places

there are 3389 merchants in Luohu District of Shenzhen who have completed the transformation of digital RMB system, and they can use digital currency in these shops

expand data

advantages of digital currency:

1. Save cost and improve efficiency

in the traditional electronic payment process, funds are stored in the third-party platform. The third-party platform deposits funds through the time difference of payment to obtain short-term interest income, which makes customers and businesses suffer losses, and the transaction process has two capital transfers, which makes the transaction process rendant. Electronic payment based on blockchain technology eliminates the third-party platform and realizes peer-to-peer payment (P2P), which simplifies the payment process and reces the payment cost

2. Optimize the traditional payment function

digital currency can inherit the advantages of cash payment (point-to-point payment, instant payment and settlement, convenient and fast), and solve the defects of cash at the same time. In this condition, controllable anonymity can be realized at the same time. That is to say, compared with traditional mobile payment, digital signature is used to effectively protect the personal information of each participant, so as to prevent the loss, leakage or malicious tampering of the user's personal information

3. Control the whole life cycle of currency and control the return of currency

The economist Stiglitz studies the macroeconomic management of e-money system, and points out that the electronization and digitalization of money will help to improve the ability of central bank to monitor money flow and organize market, and improve the effectiveness of monetary policy. More importantly, legal digital currency will create a new price based monetary policy tool, which can break the zero interest rate lower limit and release monetary policy space

Digital currency does not rely on physical outlets and labor services, and has low cost of infrastructure and human resources. It can obtain a larger service capacity with less material and human input, which is concive to the expansion of financial services in remote and poor areas. Moreover, financial services based on digital currency have the characteristics of small amount and convenience, such as "massive transactions, small and micro single amount", which create conditions for the general public to facilitate life and increase employment

3.

In recent years, digital currency has appeared frequently in the public's view. Shenzhen Luohu has also followed the trend and announced the release of 10 million digital red envelopes. How can we get the digital red envelopes this time

this activity is aimed at the vast number of indivials in Shenzhen. The total amount of RMB 10 million will be issued, with 50000 red envelopes and 200 yuan each


after receiving the digital red envelope, more than 3000 merchants in Luohu District can freely use it within the validity period of the digital red envelope. However, digital RMB can not be lent to others or cashed directly, and the digital currency will be withdrawn if it exceeds the validity period

it can be said that this way of giving back to the public is also a way to promote regional economic development. In the future, more and more places will use the Internet, and electronic red envelopes will become the mainstream

therefore, the way to get the red envelope is still very simple, but the probability of winning the prize is not very high, so it's time to rely on luck. I hope that all the little friends who read this article will have good luck and get a big red envelope of 200 yuan

4.

On October 8, 2020, Shenzhen Municipal Government Service Data Management Bureau announced that & lt; Enjoy Luohu in 2020; A series of consumer promotion activities have been opened. This activity will issue 10 million yuan digital RMB red envelopes to indivials in Shenzhen. Each red envelope amount is 200 yuan, and the total number of red envelopes is 50000

Second, after the registration information is submitted by Shenzhen staff from 0:00 on October 9 to 8:00 on October 11; I Shenzhen & quot; The system will complete the audit within 2 hours, and send the confirmation code SMS to the mobile phone number filled in at the time of appointment registration through Shenzhen government short message service platform. This confirmation code is an important basis for subsequent query of the winning result. Please do not delete it. The person who receives the SMS must click & lt; in the activity booking platform within 6 hours; Schele query / confirmation code filling & quot; Enter the appointment registration confirmation code to complete the appointment. 3、 Draw lots: at 8:00 on October 11, the organizers draw lots and confirm the winning list. 4. Red envelope issuance: from 18:00 on October 12, the winning staff will receive the winning SMS from 18:00 on October 12. Download and install & lt; Digital RMB app & quot;, The & quot; Personal digital wallet & quot; After that, you can get & lt; Enjoy Luohu digital RMB red envelope & quot; 200 yuan. 5. Use of red envelope: from 18:00 on October 12 to 24:00 on October 18, the successful bidder can go to 3389 merchants in Luohu District for consumption within the validity period of red envelope, and cannot transfer it to others or cash it back to his bank account. Unused red packets beyond the validity period will be withdrawn

5.

the most noteworthy is the application scenario, which has made a very significant breakthrough although the digital currency in Shenzhen is also distributed to all citizens this time, it is necessary to decide who will be distributed by drawing lots. In the past, it was only a closed test, but now it is open. The message we can get from this move is that the digital RMB is imperative, inevitable and on the road



the above is to & lt; What information should we pay attention to when Shenzhen uses digital RMB red envelope& rdquo; If you have any other different opinions, please write them in the comments section below. Let's discuss them together

6.

1 Shenzhen digital RMB red envelope was implemented for the first time, with an appointment winning probability of 2.6%

Luohu District of Shenzhen first implemented the digital RMB red envelope, and this time the Shenzhen Municipal Government continued to expand the amount of digital RMB, and about 50000 people in this appointment will have the opportunity to seize the digital RMB red envelope. And the probability is very low. In Shenzhen, the number of people participating in the rush to sign an appointment has reached 1.91 million. Moreover, it is not easy to get the quota when 50000 people win. Only 2.6% of them will win. This is the first time for Shenzhen to implement digital RMB, which is also the work of pilot and information collection. Most merchants in Luohu District of Shenzhen support the payment transaction of digital RMB

7.

Digital RMB, also known as digital currency electronic payment (that is, entering RMB into the client for consumption in a virtual form) . Digital currency is the same as RMB, which is legal digital currency. It is based on the generalized account system (different from paper RMB, it is born with the attribute of natural person, which means that the circulation of digital currency has traces to follow). Its value is equivalent to banknotes, coins and other currencies, and has no other value. It is just a way of mimicry development of people's currency with the development of society. Digital RMB can exchange prices like cash to facilitate circulation. In addition, e to its special form, it is more concive to the circulation and internationalization of RMB. Of course, users can achieve controllable anonymity when necessary{ RRRRR}

8.

1. Open I Shenzhen app and click Lixiang Luohu activity in the main interface to enter

9.

Shenzhen issued 10 million red envelopes of digital currency, which means that currency digitization will be further developed

In fact, for digital currency, the central bank started to make preparations as early as 2014. By 2019, it has been further promoted to the national strategic level, and this year's promotion speed has been significantly accelerated. In fact, this year, major countries around the world have made significant progress in digital currency. In particular, the G7 has decided to cooperate on the issue of central bank digital currency. In fact, the promotion of digital currency plays an important role in the internationalization of RMB. At the same time, digital currency is also the basis of internal and external circulation, especially in the domestic circulation. Digital currency can rece costs and improve efficiency for social management, promote the development of digital economy and big data, and promote the innovation of digital payment instry. In the external circulation, digital currency may become an important means of payment in international trade, and is concive to the formation of a new international trade pattern. From this point of view, digital currency has played a crucial role in the nationalization of RMB. Now Shenzhen is the first pilot of digital currency, which has laid a solid foundation for the promotion of digital currency to the whole country, and this is also the preparation for the internationalization of RMB

in a word, Shenzhen issued 10 million red envelopes of digital currency to further promote digital currency

10. It depends on whether your store has participated in digital currency transactions, because digital currency has not been popularized to every store, so it still depends on the situation.
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