The impact of the introduction of the central bank's digital
Publish: 2021-05-12 05:17:16
1. First, most people now use WeChat and paybora to pay for their mobile phone. After the digital RMB is launched, you can use digital money to pay Alipay. This is safer. Because if WeChat and Alipay make endorsement only by endorsement of their assets and credits, Digital RMB is backed by national credit, which is more reliable and safer
Digital RMB is coming! What is the impact on people's lives
secondly, many people think that digital RMB has special functions of anti money laundering and anti-corruption because of its traceability. I think that's half right. The introction of digital RMB really has a deterrent effect on money laundering. With the participation of blockchain technology, relevant departments can effectively find the source of funds, So as to effectively curb money laundering
however, it may not be so easy to crack down on corruption. Some corrupt elements may turn their money into a house and put it in the name of their relatives, but you can't find it, or some corrupt elements may put their corrupt money directly at home, and law enforcement agencies can't find it at all. Unless, like India's Modi, the old version of large banknotes will be voided and replaced with new banknotes. In the replacement, it is necessary to show the proof of the legal source of the huge amount of property
thirdly, digital currency can also help poverty alleviation and provide national welfare. During the epidemic period, China has formulated a lot of welfare policies for enterprises and indivials. However, e to inaccurate information and unimpeded channels, it is unable to benefit every enterprise and indivial. If we use the digital RMB channel, we believe that every enterprise and indivial will benefit directly. In this way, we can save time cost and channel operation cost without going through a third party. In addition, if we lay out the digital RMB well in advance, the state can distribute benefits to the people more directly and quickly, and it can also be accurate to the indivial. These will give our country is vigorously layout of the circular economy has played a role in boosting
Digital RMB is coming! What is the impact on people's lives
fourthly, digital RMB will play a positive role in import and export trade and lay a solid foundation for RMB internationalization in the next step. In addition to the use of digital RMB in import and export trade, it can also expand the influence of digital RMB in the world. In addition, China now has tens of millions of Chinese and overseas Chinese all over the world, who will play a positive role in the promotion and circulation of digital RMB. With the increasing status of RMB internationalization, the introction of digital RMB is more concive to the promotion and use of RMB in the world, and lays the foundation for RMB internationalization
of course, some people worry that if the network is cut off or the mobile phone has no signal, then digital currency can not be used, which is an irresistible accident. The central bank should take this into account before launching the digital Renminbi. In this regard, we believe that RMB banknotes and coins will not withdraw from circulation for a long time in the future. In the future, digital RMB and banknotes will coexist for a long time. Therefore, people can rest assured that the introction of digital RMB by the central bank will not affect people's daily life.
Digital RMB is coming! What is the impact on people's lives
secondly, many people think that digital RMB has special functions of anti money laundering and anti-corruption because of its traceability. I think that's half right. The introction of digital RMB really has a deterrent effect on money laundering. With the participation of blockchain technology, relevant departments can effectively find the source of funds, So as to effectively curb money laundering
however, it may not be so easy to crack down on corruption. Some corrupt elements may turn their money into a house and put it in the name of their relatives, but you can't find it, or some corrupt elements may put their corrupt money directly at home, and law enforcement agencies can't find it at all. Unless, like India's Modi, the old version of large banknotes will be voided and replaced with new banknotes. In the replacement, it is necessary to show the proof of the legal source of the huge amount of property
thirdly, digital currency can also help poverty alleviation and provide national welfare. During the epidemic period, China has formulated a lot of welfare policies for enterprises and indivials. However, e to inaccurate information and unimpeded channels, it is unable to benefit every enterprise and indivial. If we use the digital RMB channel, we believe that every enterprise and indivial will benefit directly. In this way, we can save time cost and channel operation cost without going through a third party. In addition, if we lay out the digital RMB well in advance, the state can distribute benefits to the people more directly and quickly, and it can also be accurate to the indivial. These will give our country is vigorously layout of the circular economy has played a role in boosting
Digital RMB is coming! What is the impact on people's lives
fourthly, digital RMB will play a positive role in import and export trade and lay a solid foundation for RMB internationalization in the next step. In addition to the use of digital RMB in import and export trade, it can also expand the influence of digital RMB in the world. In addition, China now has tens of millions of Chinese and overseas Chinese all over the world, who will play a positive role in the promotion and circulation of digital RMB. With the increasing status of RMB internationalization, the introction of digital RMB is more concive to the promotion and use of RMB in the world, and lays the foundation for RMB internationalization
of course, some people worry that if the network is cut off or the mobile phone has no signal, then digital currency can not be used, which is an irresistible accident. The central bank should take this into account before launching the digital Renminbi. In this regard, we believe that RMB banknotes and coins will not withdraw from circulation for a long time in the future. In the future, digital RMB and banknotes will coexist for a long time. Therefore, people can rest assured that the introction of digital RMB by the central bank will not affect people's daily life.
2. If you look closely at these two fields, you will find that they have begun to develop away from each other. Although digital currency is technically inseparable from blockchain, blockchain technology is not limited to digital currency. It is favored by various technical companies in terms of proct traceability, data transparency and distributed consensus. So what impact does the central bank's entry into digital currency have on the blockchain instry, It's not going to change much. At present, the ant gold clothing behind Alipay is the largest patent application company in the global block chain.
what benefits most from this is the domestic currency circle. In 2017, digital currency and related fund-raising activities were banned in China, which is quite negative in the eyes of ordinary people. In fact, the central bank's initiative to explore into cryptocurrency is the recognition of the core concept of digital currency. With this incentive, domestic enterprises will actively enter the instry and inject fresh blood into the instry, which is the most important
about this, you can see the reports of blockchain media, such as golden finance, coin easy to know column, chain news and so on.
what benefits most from this is the domestic currency circle. In 2017, digital currency and related fund-raising activities were banned in China, which is quite negative in the eyes of ordinary people. In fact, the central bank's initiative to explore into cryptocurrency is the recognition of the core concept of digital currency. With this incentive, domestic enterprises will actively enter the instry and inject fresh blood into the instry, which is the most important
about this, you can see the reports of blockchain media, such as golden finance, coin easy to know column, chain news and so on.
3.
To guard against the possible risks brought by bitcoin, we know that digital currency represented by bitcoin has high risks. This kind of risk is mainly reflected in two aspects: first, the limitation of digital currency makes it used as investment goods, and the price is extremely unstable. Those who do not understand the principle of digital currency and pay too much attention to speculation are easy to suffer losses for various reasons
Secondly, national digital currency is linked to its own legal currency to a certain extent, so it effectively avoids the price volatility of bitcoin. Because the CBDC issued by our country is guaranteed by the credit of the central bank, it must be a stable currency. In today's international situation, the research and development of digital currency in China is of great significance. The introction of digital currency is not an expedient measure, it has become the development direction of China's future currency4. The issue of digital currency has many benefits and is imperative. According to the central bank, digital money and paper money will coexist for a long time to come. When people go to the bank to withdraw money, they can not only withdraw cash directly, but also exchange it into digital currency. In Xiaobian's opinion, the establishment and issuance of digital currency system can not only make people's transactions more convenient and safe, but also graally weaken the proportion of paper money in the real circulation, which will also have a positive impact on the electronic disk of postal money card
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
5. Theoretically, it's OK, but it's just a good vision, just staying in theory. Ideal is full, reality is backbone. It is a slow and bumpy process for digital currency to replace legal currency. First of all, the popularization of digital currency must require the improvement of corresponding infrastructure, the great improvement of China's economic development level and the formation of people's behavior habits. The central bank is also interested in digital currency, but this kind of digital currency is more just the digital currency of RMB. There is a natural difference between the design principles of bitcoin, Ruitai coin and Qianjin card.
6. Zero3 international settlement center adopts blockchain technology to complete cross-border payment through valuable digital assets euz. Compared with the traditional use of foreign exchange purchase and exchange between international banks, in 2018, ant financial services has actually tried to use blockchain technology in the field of international cross-border payment, so it is very good to use blockchain technology in Cross-border payment.
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