The reason of central bank's digital currency
Publish: 2021-03-30 22:42:29
1. The issue of digital currency has many benefits and is imperative. According to the central bank, digital money and paper money will coexist for a long time to come. When people go to the bank to withdraw money, they can not only withdraw cash directly, but also exchange it into digital currency. In Xiaobian's opinion, the establishment and issuance of digital currency system can not only make people's transactions more convenient and safe, but also graally weaken the proportion of paper money in the real circulation, which will also have a positive impact on the electronic disk of postal money card
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. In the new environment of payment and circulation, the traditional paper money will become a symbol of an era and a memory of people. The paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer coins will also stimulate their prices to rise in this situation. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management, which is worth looking forward to Sohu)
however, digital currency does not have to be used for payment. Some domestic application-oriented digital currencies have begun to find another shortcut and come out with a different truth. For example, coin Ying China crowdfunding project token; Puyin group launched the tea based digital currency Puyin.
2. Digital currency generally refers to bitcoin, lightcoin, Puyin, dogcoin, Ethereum and other digital cryptocurrencies. According to media reports, before the Spring Festival, the blockchain based digital bill trading platform promoted by the people's Bank of China has been successfully tested. After the Spring Festival, the digital currency Research Institute of the central bank will also be officially listed. This means that the people's Bank of China will become the first central bank to study digital currency and its real application.
3. The name of research and development used by the central bank is DCEP, which is actually electronic payment. What is paid is digital, not paper money. Digital money also has monetary properties. The study of digital currency is not to realize the application of a certain technical solution, but to pursue the convenience and low cost of retail payment system, as well as security and privacy protection
at present, there are many comments on digital currency, criticizing that digital currency is not applied in retail payment, but in virtual asset trading, which is not in line with the direction of our financial assets serving the real economy. Therefore, we need not be too anxious in this regard, steady and orderly research and development, focusing on serving the real economy, recing costs and preventing excessive speculation
at present, bitcoin, Ethereum and wikilink, which are popular in the market, are actually not liked by the central bank and are highly speculative.
at present, there are many comments on digital currency, criticizing that digital currency is not applied in retail payment, but in virtual asset trading, which is not in line with the direction of our financial assets serving the real economy. Therefore, we need not be too anxious in this regard, steady and orderly research and development, focusing on serving the real economy, recing costs and preventing excessive speculation
at present, bitcoin, Ethereum and wikilink, which are popular in the market, are actually not liked by the central bank and are highly speculative.
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