CCB digital currency Wallet
there is no . In response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28, at present, this test has ended . At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially launched
it is reported that recently, the app of China Construction Bank launched the digital currency wallet, which surprised people. Users only need to bind their own bank card on the digital currency wallet to open it. In addition, the app of China Construction Bank has added two submenus of digital wallet recharge and digital currency, indicating that users can use the digital RMB wallet to recharge, It is mainly divided into app wallet and hardware wallet
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many companies speed up the layout
recently, there are many rumors about digital RMB, which are also reflected in the capital market. Judging from the performance of the digital currency sector, it recently hit a new high this year
some listed companies revealed that they would pay attention to the field of digital currency and actively lay out their plans. On the e interactive platform of Shanghai Stock Exchange, Qi an Xin said that the pilot test of digital currency has brought more market opportunities for security manufacturers from the new security project opportunities brought by the upgrading of financial IT system, and the company has been paying attention to and actively arranging
The company has been paying close attention to and actively following up the technology and application trends related to digital currency, and has continued to make layout in technology R & D and proct development. In the process of promoting the implementation of digital currency by the central bank, Youbo will also contribute to the digitalization of RMB and the implementation of offline merchant payment scenariosShenzhou Holdings said in the China Daily News that its Shenzhou information has participated in the central bank's digital currency (DC / EP) test and related promotion work of a commercial bank, involving the electronic payment scenario test of encrypted digital currency. As one of the important systems required for the later promotion of DC / EP, Shenzhou information has completed relevant technical reserves, In the future, it can help commercial banks realize the implementation and promotion of digital currency
CCB responded that on the evening of August 28, CCB carried out the relevant function test on the mobile banking system, and now the test has ended
in response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28. At present, this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released
CCB said that the current network information is the test content in the process of technology research and development, which does not mean that the digital RMB is officially launched. The current closed test of digital RMB will not affect the commercial operation of listed companies, nor will it affect the RMB issuance and circulation system, financial market and social economy outside the test environment
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previous situation review
on August 29, the reporter found that the Construction Bank app has added two submenus of "digital wallet recharge" and "digital currency"
however, click the digital wallet recharge mole on the CCB app of users in Beijing area, and "this function is not open yet, please look forward to it"; Click the digital currency mole to display "this function has not officially provided external services, please look forward to it"
according to a source, this function may only be available in some test areas. In addition, for users who have already recharged their digital RMB wallets at CCB, CCB customer service said that the system will automatically cancel the opened digital RMB wallets, and the money transferred by users will be returned to the bound savings account before 24:00 on August 30
In fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? However, just after getting excited, I found that the two submenus were completely offline. To this end, CCB responded to the media that: CCB has carried out relevant functional tests in the mobile banking system, and now this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued
With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say
digital currency wallet is not classified, it's just a menu . On August 29 this year, China Construction Bank added & lt; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus in fact, the concept of digital currency has been mentioned for several years. Although is just a test, this activity makes people excited. Is it true that the digital currency that they are thinking about will be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over. At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially released moreover, the digital currency Research Institute of the people's Bank of China has indicated that it can realize the circulation of digital currency between different user clients in the transaction process through technical solutions, generation of new digital currency, cancellation of old digital currency, etc
The digital currency wallet is the hardware wallet, which means that the private key of digital assets is stored in a single chip, isolated from the Internet, plug and play. Hardware wallet can't guarantee 100% security. For example, if a geek gets your hardware wallet and doesn't know your private key, it may be cracked by violence. It's just one of the safest storage methods compared to other storage methods
many block chain entrepreneurs at home and abroad are optimistic about the development of this field, so they begin to build more hardware wallets. In the case of the exchange being stolen a lot of money and the software wallet being stolen from time to time, many investors regard the hardware wallet as the last moat
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whether the hardware wallet is safe
the hardware wallet can not guarantee 100% security. For example, if a geek obtains your hardware wallet, it may be cracked violently even if it doesn't know your hardware wallet immediately. It's just one of the safest storage methods compared to other storage methods
of course, there are exceptions, such as you have unlimited brain power and never forget. It's better to save it anywhere than in your own mind
didn't go online. It was just a test. After so long excitement, it was just an Oolong . In fact, the concept of digital currency was mentioned several years ago. On August 29 of this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? However, just after getting excited, I found that the two submenus were completely offline. To this end, CCB responded to the media that: CCB has carried out relevant functional tests in the mobile banking system, and now this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued
"CCB wallet" is a virtual wallet account generated by registering as a dragon payment user or opening CCB class III account through cloud flash payment app (non CCB proct). If you register as a dragon payment user, you can use dragon payment "collection" and "transfer" functions
Dragon payment "collection" function
1 Indivial customers handle dragon payment and collection:
Step 1: after the payee clicks "dragon payment - collection" on the home page of mobile banking, his own dragon payment and collection QR code can be displayed for other dragon payment customers to scan and collect
the second step: the payer can click "long payment - scan" on the home page of mobile banking, scan the collection code on the mobile phone of the receiving customer, and enter the payment password to complete the payment (the receiving customer completes the collection)
2. Indivial merchant handles long payment collection: after the signing customer of mobile banking opens long payment with our card, click "long merchant", Click the prompt to register as a dragon merchant (indivial merchant). The collection QR code will be generated immediately after applying for the Dragon merchant, which can be provided to the payer to scan the code for payment
long payment can handle transfer business
long payment can handle transfer business by scanning code among customers. The operation process is as follows:
log in to the latest version of mobile banking, and the payee clicks the "long payment collection" menu of his mobile banking to display the collection QR code; The payer can scan the payee's collection QR code to handle the transfer through his mobile banking "long payment - scan"
or you can use "dragon payment - payment to friends" to fill in the name of the payee and the mobile phone number of dragon payment. If the payee's mobile phone number does not open dragon payment, our bank will send a short message to the number to prompt the payee to open dragon payment within 5 days; If the payment has not been opened for more than 5 days, the payment will be automatically returned to the payer
in addition, there is no service charge for withdrawing the balance of "dragon payment" wallet
to query the wallet of CCB, you can choose the following methods:
1. After logging into personal online banking, you can view the wallet balance of dragon payment in the "wallet balance" mole through "my account dragon payment my dragon payment"; Click the "wallet details" button to query the specific transaction information
2. After logging into mobile banking, you can view the balance of the wallet in the "CCB wallet" column through "home page - Dragon payment". After clicking "CCB wallet" to enter, you can select "view CCB wallet details" to query the detailed transaction information of longpay wallet; Click "China Construction Bank wallet account" to check the Dragon payment wallet account
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China Construction Bank dragon payment wallet limit
our mobile banking contract customers open dragon payment and bind bank accounts (including our bank and other banks), and the upper limit of China Construction Bank wallet balance is 20000 yuan; Non mobile banking contract customers of our bank open dragon payment and bind our bank account / other bank card. The upper limit of wallet balance of CCB is 2000 yuan