CST digital currency
Publish: 2021-05-13 06:24:05
1. Hello! I'm glad to answer your question
the Maltese Government allows activities such as entering ICO, opening cryptocurrency exchange and opening cryptocurrency investment base under the supervision of MFSA; The Maltese Government also welcomes the practitioners of the blockchain instry and talents with professional knowledge from all over the world to jointly promote the development of blockchain technology in the world
according to the virtual financial assets act, Maltese licenses can be divided into four categories according to different types of business activities:
here we will directly introce the fourth category, which is also a category applied by general exchanges: VFA exchanges (i.e. exchanges or institutions regulated by Malta) are authorized to operate VFA exchanges and hold or control customers' funds, Virtual financial assets and / or private encryption keys, as well as custodian or agent services, but only for the operation and related activities of the exchange—— Scope of application: all kinds of cryptocurrency exchanges, such as coin security and okex, need to apply for such licenses
then why apply for a Maltese licence
first, the importance of compliance: the non-standard development of the cryptocurrency instry has seriously hindered the whole instry, especially in the bear market. If there is no compliance, there will be no trust and no big capital. Any new thing will go from the barbaric growth stage to the compliance stage. Now it has already gone through the barbaric growth stage. At the same time, cryptocurrency is impossible to disappear. Therefore, only by being solid in the compliance field can we win the market, survive the cold bear market and break out in the next bull market< Second, the particularity of Malta: as a developed country in the European Union, Malta is the first "high rating" country in the world to promulgate a comprehensive cryptocurrency regulatory system, which benefits from its support and regulatory experience for iGaming. Therefore, it is believed that Malta will quickly become a hot spot for cryptoeconomy and a new cryptoeconomy center
Third, the value of the license itself: no matter in any country, the license is relatively easy to obtain at the beginning, and the cost is relatively low (for example, the private fund management license in China), but the more difficult it is in the future. So first move advantage is very important<
application process:
according to the provisions of the act, license applications must be submitted through virtual financial asset agents. Here, The application process is roughly divided into three stages:
the first stage: preparation stage
the second stage: pre licensing stage
the third stage: license acquisition / business start stage
application cycle: 6-12 months
preparation of application materials and fees
vary from project to project
generally speaking, category 4 license belongs to the most responsible and complicated category of VFA license, with complicated application documents and process. Therefore, it is very important to choose a strong VFA agent before applying, which will directly affect the efficiency of the application and the quality of the whole process. In addition, the compliance design of corporate structure and business structure and the reasonable arrangement of qualification examination are important considerations for the regulatory authority to issue pre permits in the early stage.
the Maltese Government allows activities such as entering ICO, opening cryptocurrency exchange and opening cryptocurrency investment base under the supervision of MFSA; The Maltese Government also welcomes the practitioners of the blockchain instry and talents with professional knowledge from all over the world to jointly promote the development of blockchain technology in the world
according to the virtual financial assets act, Maltese licenses can be divided into four categories according to different types of business activities:
here we will directly introce the fourth category, which is also a category applied by general exchanges: VFA exchanges (i.e. exchanges or institutions regulated by Malta) are authorized to operate VFA exchanges and hold or control customers' funds, Virtual financial assets and / or private encryption keys, as well as custodian or agent services, but only for the operation and related activities of the exchange—— Scope of application: all kinds of cryptocurrency exchanges, such as coin security and okex, need to apply for such licenses
then why apply for a Maltese licence
first, the importance of compliance: the non-standard development of the cryptocurrency instry has seriously hindered the whole instry, especially in the bear market. If there is no compliance, there will be no trust and no big capital. Any new thing will go from the barbaric growth stage to the compliance stage. Now it has already gone through the barbaric growth stage. At the same time, cryptocurrency is impossible to disappear. Therefore, only by being solid in the compliance field can we win the market, survive the cold bear market and break out in the next bull market< Second, the particularity of Malta: as a developed country in the European Union, Malta is the first "high rating" country in the world to promulgate a comprehensive cryptocurrency regulatory system, which benefits from its support and regulatory experience for iGaming. Therefore, it is believed that Malta will quickly become a hot spot for cryptoeconomy and a new cryptoeconomy center
Third, the value of the license itself: no matter in any country, the license is relatively easy to obtain at the beginning, and the cost is relatively low (for example, the private fund management license in China), but the more difficult it is in the future. So first move advantage is very important<
application process:
according to the provisions of the act, license applications must be submitted through virtual financial asset agents. Here, The application process is roughly divided into three stages:
the first stage: preparation stage
the second stage: pre licensing stage
the third stage: license acquisition / business start stage
application cycle: 6-12 months
preparation of application materials and fees
vary from project to project
generally speaking, category 4 license belongs to the most responsible and complicated category of VFA license, with complicated application documents and process. Therefore, it is very important to choose a strong VFA agent before applying, which will directly affect the efficiency of the application and the quality of the whole process. In addition, the compliance design of corporate structure and business structure and the reasonable arrangement of qualification examination are important considerations for the regulatory authority to issue pre permits in the early stage.
2. Chinese Name: United States of America
English Name: United States of America
abbreviation: United States, U.S.A.
State: North America
capital: Washington, D.C.
main cities: New York, San Francisco, Chicago Dallas
National Day: July 4, 1776
National Anthem: Star Spangled Banner
country code: USA
official language: English
currency: US dollar
time zone: West 5 to West 10
political system: Federalism
national leaders: Barack Obama, Joseph Biden John Roberts
population: 30875 million (2010)
population density: 33.7 people / square kilometer (2010)
main ethnic groups: American, Latino, African, Asian
main religions: Protestant, Catholic, Mormon, Judaism
land area: 9629, 091 square kilometers
water area rate: 6.76%
total GDP: 14.780 trillion US dollars (2010)
per capita GDP: 47132 US dollars (2010)
international telephone area code + 1
abbreviation of international domain name: US
road traffic: keep right
Gini coefficient: 0.450 (2007)
human development index: 0.902 (extremely high, 2010)
national symbol: Rose, sapphire, white headed sea sculpture
country name
United States of America [1], referred to as the United States (U.S.A), also known as United States, U.S., the U.S., USA, the States or America in English. America is named after the Italian navigator Amerigo. Nicknamed "Uncle Sam" (& quot; Uncle Sam" In Chinese, it used to be called "Citibank". In the circle of Chinese character culture, when China and North Korea came into contact with the United States, they were both known as "Asian American country", or "United States" for short, or "Citi country". However, Japan and China are less influenced by each other, so they are called "amirika" or "United States" for short. However, some people in China still call it the U.S. state. For example, Zeng Guofan once said, "the quality of Mi Yi is honest, and they think and act well in China", but it is not the mainstream after all. Now the Chinese translation of the United States of America, referred to as the United States<
national flag
the Washington monument built in 1833 and the American flag
are also known as the stars and stripes, old glory and & quot; The Star-Spangled Banner" The national flag is a horizontal rectangle with a length to width ratio of 19:10. There are 50 white five pointed stars in 9 rows, 6 in horizontal and 5 in vertical. Beyond the star area are 13 red and white stripes. The 50 stars represent the 50 states of the United States, and the 13 stripes represent the original 13 colonies of North America. According to Washington, the red stripes symbolize Britain and the white stripes symbolize freedom from it. More generally, red symbolizes courage, white freedom, and blue loyalty and justice. Every year, June 14 is the anniversary of the establishment of the American flag. On this day, commemorative activities are held all over the United States to show respect for the national flag and love for the United States
the national emblem
the main body is a white headed Sea Eagle (vulture) with a shield pattern on the chest. The white headed sea eagle is the national bird of the United States. It is a symbol of strength, courage, freedom and immortality. The upper half of the shield is a blue horizontal rectangle, and the lower half is a red and white vertical bar, which means the same as the national flag. The crown above the eagle symbolizes the birth of a new independent country, the United States of America, among the sovereign countries in the world; There are 13 white five pointed stars in the crown, representing the original 13 states of the United States. The eagle's two claws hold an olive branch and an arrow respectively, symbolizing peace and force. The yellow ribbon in the beak of the eagle reads "united as one" in Latin, which means that the United States of America is composed of many states and is a complete federal state. The national emblem of the United States
[2] motto
in God we trust (English: we believe in God, 1956-present) (official motto) e pluribus unum (Latin: unite as one, 1776-present) (traditional motto)
capital
Washington, D.C.
, D.C. C， The urban population is 60. 170000 (the 24th city in the United States in 2010), and the population of the metropolitan area is 5.58 million (the 7th city in the United States in 2010). The urban area is 177. 0 square kilometers. The northern end of the confluence of the Potomac River and the aconite River in the northeastern United States. The urban construction is standardized and orderly. The city is centered on the Capitol building and divided into four areas of different sizes according to the north-south and east-west lines. The streets are reticulated, with 22 streets in the north-south direction and 22 streets in the east-west direction. The tallest building in the city is the Capitol on Jenkins hill. It forms a triangle with the White House and the Supreme Court to show the balance of legislative, judicial and administrative powers in the United States
City
City of New York, the largest city in the United States (since 1790) and the largest commercial port, is one of the world's financial centers. The urban population is 1822. 360000 (2010), covering an area of 8683. 2 square kilometers; Metropolitan population, 1889. 710000, covering an area of 17405 square kilometers
language
official language cannot be defined. English is the de facto national language (214.8 million people, 82. 1% Other major languages are Spanish (29.7 million, 10 million). 7%), Chinese (3.58 million), French (1.4 million), Tagalog (1.3 million), Portuguese (1.1 million), German (1.1 million). In addition, there are 336 other languages used in the United States, 176 of which are local< Independence day, July 4, 1776. After the war of independence, the United States signed the Treaty of Paris with Britain on September 3, 1783, and Britain recognized the independence of the United States<
land area
the United States is the third or fourth largest in the world, second only to Russia and Canada, and before or after China. There are two reasons for the different rankings: first, there are different statistical methods and standards for the total area of the United States, and different methods and standards result in different areas; The second is whether China's disputed territorial area has been calculated. According to the official announcement of the people's Republic of China, the area of China is about 9.6 million square kilometers, while that of the United States is about 9.37 million square kilometers; The National Audit Office of the United States records that the land area of the United States is 9629091 square kilometers, while the world survey published by the central intelligence agency records that the land area of the United States is 9826630 square kilometers, and the British network book records that the land area of the United States is 9522055 square kilometers. These data are related to the calculation method of territorial area. As far as the United States is concerned, it is reported that its land area is about 9.16 million square kilometers, its inland water area is about 200000 square kilometers, its sovereign part of the Great Lakes is about 170000 square kilometers, its estuary, harbor, inland sea and other coastal water area is about 100000 square kilometers, and its territorial sea area is about 200000 square kilometers. In this way, the figure of 9.37 million is the result of land area plus inland water area, 9.63 million is the result of adding the area of us sovereignty and coastal waters in the Great Lakes, while the 9.82 million square kilometers recorded by the US Central Intelligence Agency and other agencies since 2000 is the result of adding the area of territorial sea. China's official area only includes land and internal waters, not coastal waters and territorial waters. In terms of land area only, the United States ranks third, next only to Russia and China, and Canada ranks fourth before Canada
time zone
West 5 to West 10. Summer time is from west 4 to West 10. East time zone (EST, west 5), central time zone (CST, west 6), mountain time zone (MST, west 7), Pacific time zone (PST, West 8), Alaska time zone (Akst, West 9), Hawaii time zone (HST, West 10)< The national flower of the United States is the rose, which was approved by the Senate in 1985. National stone is sapphire. The national bird is the bald eagle. The United States is the first country in the world to identify Uncle Sam as a national bird. The nickname of the United States is "Uncle Sam". It is said that ring the Anglo American war in 1812, Sam Wilson (1766) was a businessman in Troy, New York. 9 13--1854 7 31) there is a "U" on the barrel of beef for the army. s”， It means it's the property of the United States. This is exactly the same as his nickname "Uncle Sam"; Uncle Sam") & quot; u s& quot;) They are the same, so people call them with & quot; u s& quot; All the items marked are Uncle Sam's. Later, "Uncle Sam" graally became the nickname of the United States. In the 1830s, American cartoonists painted "Uncle Sam" as a tall, white haired old man with a star striped hat and a goatee. In 1961, the U.S. Congress passed a resolution, officially recognizing "Uncle Sam" as the symbol of the United States
geography
location
the United States is located in the central North America and the Western Hemisphere, and its territory also includes Alaska in the northwest of North America and the Hawaiian Islands in the middle of the Pacific Ocean. It borders Canada in the north, the Gulf of Mexico in the south, the Pacific Ocean in the West and the Atlantic Ocean in the East. The coastline is 22680 km. Most of the areas belong to temperate continental climate, the South belongs to subtropical climate, and the western coastal areas have temperate marine climate and Mediterranean climate. The average temperature in Chicago in January was - 3 ℃, and that in July was 24 ℃; The average temperature along the coast of the Gulf of Mexico is 11 ℃ in January and 28 ℃ in July. The lowest point in China is Death Valley (86m), which is located in the southeast of California and borders on Nevada; The highest point is Mount McKinley (6198m), which is located in the central and southern part of Alaska and is the middle part of the Alaska mountains<
climate
the United States has almost all the climate types in the world (cold, warm, hot three zones, native in the temperate zone), there are few serious droughts, floods are not common in the main agricultural areas, and there is a mild temperature that can obtain enough rainfall. The climate of the United States is mainly affected by the Arctic airflow, which brings large-scale low pressure from the Pacific every year. These low pressures carry a lot of water when they pass through the Nevada Mountains, the Rocky Mountains, and the Cascade Mountains. When these pressures reach the central Great Plains, they can be reorganized, leading to the encounter of the main air masses and severe thunderstorms, especially in spring and summer. Sometimes, these rainstorms may converge with other low pressure, continue to the east coast and the Atlantic Ocean, and evolve into more severe northeast storms (nor & # 39; Easter), which forms extensive and heavy snowfall in the mid Atlantic region of northeast America and New England. The vast grassland of the Great Plains has also formed many of the most extreme climate change phenomena in the world
hydrology
overlooking Lake Michigan from the John Hancock center in Chicago
generally speaking, the United States can be divided into three water systems: all the rivers flowing into the Atlantic Ocean to the east of the Rocky Mountains are called the Atlantic water system, mainly including the Mississippi River, Connecticut River and Hudson River, and the Mississippi River is the mother river of the United States. The Mississippi River is 6020 km long, ranking fourth in the world. Every river that flows into the Pacific Ocean is called the Pacific water system. There are Colorado River, Columbia River, Yukon River and so on. north
English Name: United States of America
abbreviation: United States, U.S.A.
State: North America
capital: Washington, D.C.
main cities: New York, San Francisco, Chicago Dallas
National Day: July 4, 1776
National Anthem: Star Spangled Banner
country code: USA
official language: English
currency: US dollar
time zone: West 5 to West 10
political system: Federalism
national leaders: Barack Obama, Joseph Biden John Roberts
population: 30875 million (2010)
population density: 33.7 people / square kilometer (2010)
main ethnic groups: American, Latino, African, Asian
main religions: Protestant, Catholic, Mormon, Judaism
land area: 9629, 091 square kilometers
water area rate: 6.76%
total GDP: 14.780 trillion US dollars (2010)
per capita GDP: 47132 US dollars (2010)
international telephone area code + 1
abbreviation of international domain name: US
road traffic: keep right
Gini coefficient: 0.450 (2007)
human development index: 0.902 (extremely high, 2010)
national symbol: Rose, sapphire, white headed sea sculpture
country name
United States of America [1], referred to as the United States (U.S.A), also known as United States, U.S., the U.S., USA, the States or America in English. America is named after the Italian navigator Amerigo. Nicknamed "Uncle Sam" (& quot; Uncle Sam" In Chinese, it used to be called "Citibank". In the circle of Chinese character culture, when China and North Korea came into contact with the United States, they were both known as "Asian American country", or "United States" for short, or "Citi country". However, Japan and China are less influenced by each other, so they are called "amirika" or "United States" for short. However, some people in China still call it the U.S. state. For example, Zeng Guofan once said, "the quality of Mi Yi is honest, and they think and act well in China", but it is not the mainstream after all. Now the Chinese translation of the United States of America, referred to as the United States<
national flag
the Washington monument built in 1833 and the American flag
are also known as the stars and stripes, old glory and & quot; The Star-Spangled Banner" The national flag is a horizontal rectangle with a length to width ratio of 19:10. There are 50 white five pointed stars in 9 rows, 6 in horizontal and 5 in vertical. Beyond the star area are 13 red and white stripes. The 50 stars represent the 50 states of the United States, and the 13 stripes represent the original 13 colonies of North America. According to Washington, the red stripes symbolize Britain and the white stripes symbolize freedom from it. More generally, red symbolizes courage, white freedom, and blue loyalty and justice. Every year, June 14 is the anniversary of the establishment of the American flag. On this day, commemorative activities are held all over the United States to show respect for the national flag and love for the United States
the national emblem
the main body is a white headed Sea Eagle (vulture) with a shield pattern on the chest. The white headed sea eagle is the national bird of the United States. It is a symbol of strength, courage, freedom and immortality. The upper half of the shield is a blue horizontal rectangle, and the lower half is a red and white vertical bar, which means the same as the national flag. The crown above the eagle symbolizes the birth of a new independent country, the United States of America, among the sovereign countries in the world; There are 13 white five pointed stars in the crown, representing the original 13 states of the United States. The eagle's two claws hold an olive branch and an arrow respectively, symbolizing peace and force. The yellow ribbon in the beak of the eagle reads "united as one" in Latin, which means that the United States of America is composed of many states and is a complete federal state. The national emblem of the United States
[2] motto
in God we trust (English: we believe in God, 1956-present) (official motto) e pluribus unum (Latin: unite as one, 1776-present) (traditional motto)
capital
Washington, D.C.
, D.C. C， The urban population is 60. 170000 (the 24th city in the United States in 2010), and the population of the metropolitan area is 5.58 million (the 7th city in the United States in 2010). The urban area is 177. 0 square kilometers. The northern end of the confluence of the Potomac River and the aconite River in the northeastern United States. The urban construction is standardized and orderly. The city is centered on the Capitol building and divided into four areas of different sizes according to the north-south and east-west lines. The streets are reticulated, with 22 streets in the north-south direction and 22 streets in the east-west direction. The tallest building in the city is the Capitol on Jenkins hill. It forms a triangle with the White House and the Supreme Court to show the balance of legislative, judicial and administrative powers in the United States
City
City of New York, the largest city in the United States (since 1790) and the largest commercial port, is one of the world's financial centers. The urban population is 1822. 360000 (2010), covering an area of 8683. 2 square kilometers; Metropolitan population, 1889. 710000, covering an area of 17405 square kilometers
language
official language cannot be defined. English is the de facto national language (214.8 million people, 82. 1% Other major languages are Spanish (29.7 million, 10 million). 7%), Chinese (3.58 million), French (1.4 million), Tagalog (1.3 million), Portuguese (1.1 million), German (1.1 million). In addition, there are 336 other languages used in the United States, 176 of which are local< Independence day, July 4, 1776. After the war of independence, the United States signed the Treaty of Paris with Britain on September 3, 1783, and Britain recognized the independence of the United States<
land area
the United States is the third or fourth largest in the world, second only to Russia and Canada, and before or after China. There are two reasons for the different rankings: first, there are different statistical methods and standards for the total area of the United States, and different methods and standards result in different areas; The second is whether China's disputed territorial area has been calculated. According to the official announcement of the people's Republic of China, the area of China is about 9.6 million square kilometers, while that of the United States is about 9.37 million square kilometers; The National Audit Office of the United States records that the land area of the United States is 9629091 square kilometers, while the world survey published by the central intelligence agency records that the land area of the United States is 9826630 square kilometers, and the British network book records that the land area of the United States is 9522055 square kilometers. These data are related to the calculation method of territorial area. As far as the United States is concerned, it is reported that its land area is about 9.16 million square kilometers, its inland water area is about 200000 square kilometers, its sovereign part of the Great Lakes is about 170000 square kilometers, its estuary, harbor, inland sea and other coastal water area is about 100000 square kilometers, and its territorial sea area is about 200000 square kilometers. In this way, the figure of 9.37 million is the result of land area plus inland water area, 9.63 million is the result of adding the area of us sovereignty and coastal waters in the Great Lakes, while the 9.82 million square kilometers recorded by the US Central Intelligence Agency and other agencies since 2000 is the result of adding the area of territorial sea. China's official area only includes land and internal waters, not coastal waters and territorial waters. In terms of land area only, the United States ranks third, next only to Russia and China, and Canada ranks fourth before Canada
time zone
West 5 to West 10. Summer time is from west 4 to West 10. East time zone (EST, west 5), central time zone (CST, west 6), mountain time zone (MST, west 7), Pacific time zone (PST, West 8), Alaska time zone (Akst, West 9), Hawaii time zone (HST, West 10)< The national flower of the United States is the rose, which was approved by the Senate in 1985. National stone is sapphire. The national bird is the bald eagle. The United States is the first country in the world to identify Uncle Sam as a national bird. The nickname of the United States is "Uncle Sam". It is said that ring the Anglo American war in 1812, Sam Wilson (1766) was a businessman in Troy, New York. 9 13--1854 7 31) there is a "U" on the barrel of beef for the army. s”， It means it's the property of the United States. This is exactly the same as his nickname "Uncle Sam"; Uncle Sam") & quot; u s& quot;) They are the same, so people call them with & quot; u s& quot; All the items marked are Uncle Sam's. Later, "Uncle Sam" graally became the nickname of the United States. In the 1830s, American cartoonists painted "Uncle Sam" as a tall, white haired old man with a star striped hat and a goatee. In 1961, the U.S. Congress passed a resolution, officially recognizing "Uncle Sam" as the symbol of the United States
geography
location
the United States is located in the central North America and the Western Hemisphere, and its territory also includes Alaska in the northwest of North America and the Hawaiian Islands in the middle of the Pacific Ocean. It borders Canada in the north, the Gulf of Mexico in the south, the Pacific Ocean in the West and the Atlantic Ocean in the East. The coastline is 22680 km. Most of the areas belong to temperate continental climate, the South belongs to subtropical climate, and the western coastal areas have temperate marine climate and Mediterranean climate. The average temperature in Chicago in January was - 3 ℃, and that in July was 24 ℃; The average temperature along the coast of the Gulf of Mexico is 11 ℃ in January and 28 ℃ in July. The lowest point in China is Death Valley (86m), which is located in the southeast of California and borders on Nevada; The highest point is Mount McKinley (6198m), which is located in the central and southern part of Alaska and is the middle part of the Alaska mountains<
climate
the United States has almost all the climate types in the world (cold, warm, hot three zones, native in the temperate zone), there are few serious droughts, floods are not common in the main agricultural areas, and there is a mild temperature that can obtain enough rainfall. The climate of the United States is mainly affected by the Arctic airflow, which brings large-scale low pressure from the Pacific every year. These low pressures carry a lot of water when they pass through the Nevada Mountains, the Rocky Mountains, and the Cascade Mountains. When these pressures reach the central Great Plains, they can be reorganized, leading to the encounter of the main air masses and severe thunderstorms, especially in spring and summer. Sometimes, these rainstorms may converge with other low pressure, continue to the east coast and the Atlantic Ocean, and evolve into more severe northeast storms (nor & # 39; Easter), which forms extensive and heavy snowfall in the mid Atlantic region of northeast America and New England. The vast grassland of the Great Plains has also formed many of the most extreme climate change phenomena in the world
hydrology
overlooking Lake Michigan from the John Hancock center in Chicago
generally speaking, the United States can be divided into three water systems: all the rivers flowing into the Atlantic Ocean to the east of the Rocky Mountains are called the Atlantic water system, mainly including the Mississippi River, Connecticut River and Hudson River, and the Mississippi River is the mother river of the United States. The Mississippi River is 6020 km long, ranking fourth in the world. Every river that flows into the Pacific Ocean is called the Pacific water system. There are Colorado River, Columbia River, Yukon River and so on. north
3. One of my former friends, too, couldn't get out at all. Fortunately, he solved the problem in the end. He asked professionals to help him get back.
4. Find two mechanisms to open the door under the water
it's hard to say. I found a video for you and made it as it is
the following is the website you can click to enter
it's hard to say. I found a video for you and made it as it is
the following is the website you can click to enter
5.
1. Different channels of use
online banking is usually used by people through the computer to access the Internet, but it can also be used on the mobile phone. As the name suggests, mobile banking is used through the mobile phone to access the Internet, so it is impossible to use mobile banking on the computer
2, different degrees of convenience
for example, mobile banking can be operated directly with mobile phones, and mobile phones are necessities of people's life, which can be said to be portable, while computers are not so easy to carry, so mobile banking will be more convenient to use than online banking
3. The order of opening is different
generally, when we handle cards at the bank counter, the staff will ask whether you want to open online banking. You can choose to open it or not. Mobile banking can only be used after opening online banking. To some extent, mobile banking is an extension of online banking
4. Different transfer rates
for example, in the case of online banking, the general transfer rate will be required according to the amount of transfer, while in the case of mobile banking, there is basically no transfer fee
extended information
Internet banking, also known as Internet banking, online banking or e-banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities Traditional services such as investment and financial management enable customers to manage current and fixed deposits, cheques, credit cards and personal investment safely and conveniently without leaving home
on December 1, 2017, the English translation standard for public services was officially implemented, which stipulates that the English name of online banking standard is online banking service
reference materials
network online banking
6. Premium and discount: the difference between forward exchange rate and spot exchange rate is expressed by premium, discount and parity. The premium means that the forward exchange rate is higher than the spot exchange rate, and the discount is on the contrary. Generally speaking, the forward exchange rate of the currency with higher interest rate is a discount, while the forward exchange rate of the currency with lower interest rate is a premium
in the futures market, if the spot price is lower than the futures price, the basis is negative, and the price of forward futures is higher than the price of recent futures. This situation is called "futures premium", also known as "spot discount". The part of forward futures price exceeding the price of recent futures is called "contango"; If the price of the forward futures is lower than that of the recent futures and the price of the spot is higher than that of the futures, the basis is a positive number. This situation is called "futures discount", or "spot premium", and the part of the forward futures price lower than that of the recent futures is called "futures discount rate"
the concept of basis refers to the difference between the spot price of a specific commodity at a specific time and place and the futures price of the commodity in the futures market, that is, basis = spot price futures price
the basis contains two components, namely, the "time" and "space" between the spot market and the futures market. The former reflects the time factor between the two markets, that is, the cost of holding in two different delivery months. It also includes storage fee, interest, insurance premium and attrition fee; The latter reflects the spatial factors between spot and futures markets. Basis includes transportation cost and holding cost between two markets. This is the basic reason why the basis of two different places is different at the same time
it can be seen that the basis varies with transportation costs in different regions. But for the same market, the basis of different periods should fully reflect the cost of holding, that is, the basis of the cost of holding changes with time. The longer the time from the expiration of the futures contract, the greater the cost of holding. When it is very close to the expiration date of the contract, the spot price and the futures price of a certain place must be similar or equal
we usually see a lot of premium, such as LME copper, CBOT beans and Singapore oil, which are all caused by this basis change
in the current situation of the United States, there is no futures market and spot market that we often talk about in the academic circles. The actual situation is that the price formed by the futures exchange is the benchmark price of the spot circulation, and the spot circulation is just a logistics system. Due to the differences in origin and quality, both sides need to talk about a discount to the futures price when trading the spot, That is:
trading price
=
futures price
+
premium
that is to say, futures market and spot market are just a concept distinguished in academic research. In actual operation, they are a whole market. Only when futures pricing and spot logistics play an organic role can the market mechanism operate normally
in addition, the futures price can be divided into near and far month contracts. If the price of the far month futures contract is higher than that of the near month contract, then the far month is higher than that of the near month contract; On the contrary, the distant month is better than the near month. From another point of view, that is to say, the near month is the same as the far month
therefore, after understanding this relationship, we can generally see the premium and discount as follows: A is the standard, B is relatively speaking, if its value (generally expressed as price) is higher, then it is the premium, otherwise it is the discount
for example, the delivery standard of fuel oil specified by Shanghai Futures Exchange is 180CST high sulfur fuel oil. If a seller enterprise does not have the standard fuel oil for the time being and replaces it with a higher standard imported low sulfur 180 fuel oil, the latter is a premium relative to the former; If the previous system allows other lower grade fuel to be delivered, it is a discount relative to the standard.
in the futures market, if the spot price is lower than the futures price, the basis is negative, and the price of forward futures is higher than the price of recent futures. This situation is called "futures premium", also known as "spot discount". The part of forward futures price exceeding the price of recent futures is called "contango"; If the price of the forward futures is lower than that of the recent futures and the price of the spot is higher than that of the futures, the basis is a positive number. This situation is called "futures discount", or "spot premium", and the part of the forward futures price lower than that of the recent futures is called "futures discount rate"
the concept of basis refers to the difference between the spot price of a specific commodity at a specific time and place and the futures price of the commodity in the futures market, that is, basis = spot price futures price
the basis contains two components, namely, the "time" and "space" between the spot market and the futures market. The former reflects the time factor between the two markets, that is, the cost of holding in two different delivery months. It also includes storage fee, interest, insurance premium and attrition fee; The latter reflects the spatial factors between spot and futures markets. Basis includes transportation cost and holding cost between two markets. This is the basic reason why the basis of two different places is different at the same time
it can be seen that the basis varies with transportation costs in different regions. But for the same market, the basis of different periods should fully reflect the cost of holding, that is, the basis of the cost of holding changes with time. The longer the time from the expiration of the futures contract, the greater the cost of holding. When it is very close to the expiration date of the contract, the spot price and the futures price of a certain place must be similar or equal
we usually see a lot of premium, such as LME copper, CBOT beans and Singapore oil, which are all caused by this basis change
in the current situation of the United States, there is no futures market and spot market that we often talk about in the academic circles. The actual situation is that the price formed by the futures exchange is the benchmark price of the spot circulation, and the spot circulation is just a logistics system. Due to the differences in origin and quality, both sides need to talk about a discount to the futures price when trading the spot, That is:
trading price
=
futures price
+
premium
that is to say, futures market and spot market are just a concept distinguished in academic research. In actual operation, they are a whole market. Only when futures pricing and spot logistics play an organic role can the market mechanism operate normally
in addition, the futures price can be divided into near and far month contracts. If the price of the far month futures contract is higher than that of the near month contract, then the far month is higher than that of the near month contract; On the contrary, the distant month is better than the near month. From another point of view, that is to say, the near month is the same as the far month
therefore, after understanding this relationship, we can generally see the premium and discount as follows: A is the standard, B is relatively speaking, if its value (generally expressed as price) is higher, then it is the premium, otherwise it is the discount
for example, the delivery standard of fuel oil specified by Shanghai Futures Exchange is 180CST high sulfur fuel oil. If a seller enterprise does not have the standard fuel oil for the time being and replaces it with a higher standard imported low sulfur 180 fuel oil, the latter is a premium relative to the former; If the previous system allows other lower grade fuel to be delivered, it is a discount relative to the standard.
7. The account number of mobile banking is usually the mobile number, and the password is a combination of letters and numbers; Online banking is used in the computer. The account number is usually letters, and the password must be a combination of numbers and passwords; Mobile banking and online banking password can be the same, but the user name can not be the same
Internet bank or e-bank includes two levels of meaning: one is the concept of institution, which refers to the bank that starts business through information network; the other is the concept of institution; The other is the concept of business, which refers to the financial services provided by banks through information network, including traditional banking business and emerging business brought by the application of information technology. In our daily life and work, we refer to the second level concept of online banking, that is, the concept of online banking services. Online banking is not only the simple transfer of traditional banking procts from the Internet, but also the change of other service methods and connotation. Moreover, e to the application of information technology, new business varieties have been proced
Internet banking, also known as Internet banking and online banking, refers to the use of Internet technology by banks to provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and financial management, so that customers can safely and conveniently manage current and fixed deposits, cheques, bank loans, etc Credit card and personal investment, etc. It can be said that online banking is a virtual bank counter on the Internet
Internet banking is also known as "3A bank", because it is not limited by time and space, and can provide financial services to customers at any time, anywhere and in any way
mobile banking service, also known as mobile banking, is the abbreviation of using mobile communication network and terminals to handle related banking business. As a new service combining electronic money and mobile communication, mobile banking can not only enable people to deal with a variety of financial services at any time and any place, but also greatly enrich the connotation of banking services, so that banks can provide traditional and innovative services for customers in a convenient, efficient and safer way.
Internet bank or e-bank includes two levels of meaning: one is the concept of institution, which refers to the bank that starts business through information network; the other is the concept of institution; The other is the concept of business, which refers to the financial services provided by banks through information network, including traditional banking business and emerging business brought by the application of information technology. In our daily life and work, we refer to the second level concept of online banking, that is, the concept of online banking services. Online banking is not only the simple transfer of traditional banking procts from the Internet, but also the change of other service methods and connotation. Moreover, e to the application of information technology, new business varieties have been proced
Internet banking, also known as Internet banking and online banking, refers to the use of Internet technology by banks to provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and financial management, so that customers can safely and conveniently manage current and fixed deposits, cheques, bank loans, etc Credit card and personal investment, etc. It can be said that online banking is a virtual bank counter on the Internet
Internet banking is also known as "3A bank", because it is not limited by time and space, and can provide financial services to customers at any time, anywhere and in any way
mobile banking service, also known as mobile banking, is the abbreviation of using mobile communication network and terminals to handle related banking business. As a new service combining electronic money and mobile communication, mobile banking can not only enable people to deal with a variety of financial services at any time and any place, but also greatly enrich the connotation of banking services, so that banks can provide traditional and innovative services for customers in a convenient, efficient and safer way.
8. bitcoin savings and trust (btcst), a virtual hedge fund with bitcoin as its investment object, was forced to close in 2012 e to suspected fraud, and bitcoin has attracted people's attention since then. In 2013, the US Securities and Exchange Commission formally filed a lawsuit against the fund founder for a $4.5 million Ponzi scheme.
9. Unit conversion
(1) 1 km = 1 km, 1 km = 1000 m, 1 m = 10 decim, 1 decim = 10 cm, 1 cm = 10 mm
(2) 1 square meter = 100 square decimeter, 1 square decimeter = 100 square centimeter, 1 square centimeter = 100 square millimeter
(3) 1 cubic meter = 1000 cubic decimeter, 1 cubic decimeter = 1000 cubic centimeter, 1 cubic centimeter = 1000 cubic millimeter
(4) (5) 1 hectare = 10000 square meters, 1 mu = 666.666 square meters
(6) 1 liter = 1 cubic decimeter = 1000 ml, 1 ml = 1 cubic centimeter
in terms of calculation formula of quantity relationship
1 × Quantity = total price
2 × Quantity = total yield
3 × Time = distance
4 × Time = total amount of work
primary school mathematics definition theorem formula (2)
1. Arithmetical aspect
1. Addition Exchange Law: two numbers are added to exchange the position of addends, and the sum is unchanged
2. The law of combination of addition: three numbers are added, the first two numbers are added first, or the last two numbers are added first, and then the third number is added, and the sum remains unchanged< 3. Commutative law of multiplication: when two numbers are multiplied, the position of commutative factor remains unchanged
4. Law of combination of multiplication: when three numbers are multiplied, the first two numbers are multiplied first, or the second two numbers are multiplied first, and then the third number is multiplied, and their proct remains unchanged
5. The law of distribution by multiplication: the sum of two numbers multiplied by the same number, two addends can be multiplied by the same number respectively, and then the two procts can be added, and the result remains unchanged. For example: (2 + 4) × 5＝2 × 5+4 × 5
6. The nature of division: in division, the divisor and divisor expand (or rece) the same multiple at the same time, and the quotient remains unchanged. 0 divided by any number that is not zero gets zero
7. Equation: an equation in which the value on the left side of the equal sign is equal to the value on the right side of the equal sign is called an equation. The basic properties of the equation: if both sides of the equation multiply (or divide) by the same number, the equation still holds
8. Equation: equation with unknowns is called equation
9. Unary linear equation: an equation that contains an unknown number and the number of unknowns is once is called unary linear equation
learn the example method and calculation of linear equation with one variable. There are many examples χ And calculate
10. Fraction: the unit "1" is evenly divided into several parts, representing such a number or parts, which is called fraction
11. The addition and subtraction rule of fractions: add and subtract fractions with the same denominator, only add and subtract molecules, and the denominator remains unchanged. In addition and subtraction of fractions with different denominators, first pass the score, and then add and subtract
12. Comparison of fractions: compared with the fraction of denominator, the larger the molecule is, the smaller the molecule is. Compare the scores of different denominators, and then compare them; If the numerator is the same, the denominator will be smaller
13. A fraction is multiplied by an integer. The numerator is the proct of the numerator of the fraction and the integer, and the denominator is not changed
14. The proct of multiplication of molecules is used as the numerator, and the proct of multiplication of denominators is used as the denominator
15. Dividing a fraction by an integer (except 0) is equal to multiplying the fraction by the reciprocal of the integer< True fraction: the fraction whose numerator is smaller than denominator is called true fraction
17. False fraction: a fraction whose numerator is larger than the denominator or whose numerator and denominator are equal is called a false fraction. The false score is greater than or equal to 1
18. With fraction: it is called with fraction that the false fraction is written in the form of integer and true fraction
19. Basic properties of fraction: the numerator and denominator of fraction are multiplied or divided by the same number (except 0), and the size of fraction remains unchanged
20. A number divided by a fraction is equal to the number multiplied by the reciprocal of the fraction
21. Number a divided by number B (except 0) is equal to the reciprocal of number a multiplied by number B.
(1) 1 km = 1 km, 1 km = 1000 m, 1 m = 10 decim, 1 decim = 10 cm, 1 cm = 10 mm
(2) 1 square meter = 100 square decimeter, 1 square decimeter = 100 square centimeter, 1 square centimeter = 100 square millimeter
(3) 1 cubic meter = 1000 cubic decimeter, 1 cubic decimeter = 1000 cubic centimeter, 1 cubic centimeter = 1000 cubic millimeter
(4) (5) 1 hectare = 10000 square meters, 1 mu = 666.666 square meters
(6) 1 liter = 1 cubic decimeter = 1000 ml, 1 ml = 1 cubic centimeter
in terms of calculation formula of quantity relationship
1 × Quantity = total price
2 × Quantity = total yield
3 × Time = distance
4 × Time = total amount of work
primary school mathematics definition theorem formula (2)
1. Arithmetical aspect
1. Addition Exchange Law: two numbers are added to exchange the position of addends, and the sum is unchanged
2. The law of combination of addition: three numbers are added, the first two numbers are added first, or the last two numbers are added first, and then the third number is added, and the sum remains unchanged< 3. Commutative law of multiplication: when two numbers are multiplied, the position of commutative factor remains unchanged
4. Law of combination of multiplication: when three numbers are multiplied, the first two numbers are multiplied first, or the second two numbers are multiplied first, and then the third number is multiplied, and their proct remains unchanged
5. The law of distribution by multiplication: the sum of two numbers multiplied by the same number, two addends can be multiplied by the same number respectively, and then the two procts can be added, and the result remains unchanged. For example: (2 + 4) × 5＝2 × 5+4 × 5
6. The nature of division: in division, the divisor and divisor expand (or rece) the same multiple at the same time, and the quotient remains unchanged. 0 divided by any number that is not zero gets zero
7. Equation: an equation in which the value on the left side of the equal sign is equal to the value on the right side of the equal sign is called an equation. The basic properties of the equation: if both sides of the equation multiply (or divide) by the same number, the equation still holds
8. Equation: equation with unknowns is called equation
9. Unary linear equation: an equation that contains an unknown number and the number of unknowns is once is called unary linear equation
learn the example method and calculation of linear equation with one variable. There are many examples χ And calculate
10. Fraction: the unit "1" is evenly divided into several parts, representing such a number or parts, which is called fraction
11. The addition and subtraction rule of fractions: add and subtract fractions with the same denominator, only add and subtract molecules, and the denominator remains unchanged. In addition and subtraction of fractions with different denominators, first pass the score, and then add and subtract
12. Comparison of fractions: compared with the fraction of denominator, the larger the molecule is, the smaller the molecule is. Compare the scores of different denominators, and then compare them; If the numerator is the same, the denominator will be smaller
13. A fraction is multiplied by an integer. The numerator is the proct of the numerator of the fraction and the integer, and the denominator is not changed
14. The proct of multiplication of molecules is used as the numerator, and the proct of multiplication of denominators is used as the denominator
15. Dividing a fraction by an integer (except 0) is equal to multiplying the fraction by the reciprocal of the integer< True fraction: the fraction whose numerator is smaller than denominator is called true fraction
17. False fraction: a fraction whose numerator is larger than the denominator or whose numerator and denominator are equal is called a false fraction. The false score is greater than or equal to 1
18. With fraction: it is called with fraction that the false fraction is written in the form of integer and true fraction
19. Basic properties of fraction: the numerator and denominator of fraction are multiplied or divided by the same number (except 0), and the size of fraction remains unchanged
20. A number divided by a fraction is equal to the number multiplied by the reciprocal of the fraction
21. Number a divided by number B (except 0) is equal to the reciprocal of number a multiplied by number B.
Hot content