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Papers on legal digital currency

Publish: 2021-05-13 08:49:16
1.

China does not issue digital currency, and all the existing digital currencies are illegal

the central bank pointed out that no legal digital currency has been issued, and no institutions and enterprises have been authorized to issue legal digital currency. At present, the so-called "digital currency" in the market is not legal digital currency

virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency

"the legal currency of our country is RMB." In the risk warning, the monetary Bureau of the people's Bank of China once again stressed that RMB is uniformly printed and issued by the people's Bank of China

extended information:

with the soaring price of virtual currency represented by bitcoin, digital currency and the blockchain technology behind it have attracted great attention of the global financial community. In fact, legal digital currency has not yet been issued in China. Recently, the official website of the monetary Bureau of the people's Bank of China (PBOC) released the risk warning on issuing or promoting digital currency in the name of the people's Bank of China

in 2013, the central bank, together with five ministries and commissions, issued the notice on prevention of bitcoin risks, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, which do not exist in the form of currency and legal currency

At the same time, digital money is different from electronic payment. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence. Before digital currency, the financial instry has been highly informationized

such as Internet banking, WeChat, Alipay and other payment electronic popularization graally, physical cash accounts for only a very small part of all circulating currencies. In spite of this, because the money used in the transaction comes from the bank account, it actually corresponds to the banknotes

currently, digital currency in the market involves multi-level marketing

digital currency is a new technology that can improve the efficiency of transaction, but it is targeted by lawless elements to carry out pyramid selling and fraud in its name

the official website of the monetary Bureau of the people's Bank of China issued the risk warning on issuing or promoting digital currency in the name of the people's Bank of China. The central bank pointed out that recently, indivial enterprises falsely used the name of our bank to label relevant digital procts as "authorized issuance by the people's Bank of China", or falsely claimed that the digital currency promotion team of the central bank issued, in an attempt to deceive the public and take the opportunity to make huge profits

in the risk warning, the central bank stressed that the bank has not issued legal digital currency, nor authorized any institutions and enterprises to issue legal digital currency, and there is no promotion team. At present, the so-called "digital currency" in the market is not legal digital currency

at the same time, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. The general public should raise their risk awareness, invest rationally and prudently, and prevent the interests from being damaged

2.

Recently, there is relevant news that the central bank's digital currency is about to fall, which has attracted most people's praise. The relevant person in charge of the digital currency Research Institute said that the research and development of digital RMB is steadily advancing. At present, closed pilot projects have been carried out in Shenzhen, Suzhou and other places, and the functions are being continuously optimized and improved< Strong> after the central bank issues digital money, the daily payment will no longer need real name, nor do it need to use Alipay and WeChat to pay. It will bring great convenience to our life, and at the same time, it will change a lot. RRRRR}

the issue of digital currency is a trend, which will bring convenience to our lives. It also indirectly reflects the development of currency and social progress. After the use of digital currency, there will be a severe crackdown on crimes and other acts. The difficulty of money laundering will increase and criminal acts will be reced. The flow of money can be effectively queried through mobile app records, which has a great impact on social life

3. The structure of a speech. The structure of a speech usually includes three parts: the opening, the body and the ending.
the opening is a very important part of a speech. A good opening can hold the audience's attention tightly and lay the foundation for the success of the whole speech.
the common opening words are to clarify the theme, explain the background, ask questions, etc, The purpose is to make the audience immediately understand the topic of the speech, introce the text, cause thinking, etc.
the text of the speech is also the main body of the whole speech. The main body must have key points, levels, and central sentences. The arrangement of the main body of the speech can be arranged in time or space order, or parallel, positive and negative contrast, and layer by layer in-depth.
because the speech materials are expressed orally, In order to make it easy for the audience to understand, the paragraphs should be coherent, and there should be appropriate transition and reference between the paragraphs
4. It's true, but the digital currency issued by the central bank is legal digital currency. It is equivalent to RMB. It is only temporarily used for inter-bank transfer, and it will take some time for private use. Friends can consider doing the research and development of Chinese yuan currency authorized by China digital currency Research Institute. At present, it has just started, and the price is still very low. See my name for more information.
5. Central banks study numbers or currencies. Electronic money and paper money will have a certain impact. It reces the circulation of paper money. Improve the speed and efficiency of circulation.
6.

legal digital currency is the digital currency issued by the state and the central bank in China

this kind of digital currency can carry on the ordinary on-line mobile payment, also may carry on the sweep code payment, is similar to the Alipay and WeChat's using method, is very convenient.

this new type of legal digital currency is actually much more convenient than the existing means of mobile payment for three reasons:

first, legal digital currency does not need bank transfer and withdrawal

now we need to use Alipay and WeChat to bind the bank cards on Alipay and WeChat first, then transfer the money in the bank card to Alipay and WeChat, which is very troublesome. p>

but legal digital currency itself is stored in the bank card account, so there is no need to transfer in and withdraw the operation, you can directly withdraw the digital currency on the ATM, or you can directly use the app to pay, which is very convenient

7. In market economic activities, money not only acts as the medium of commodity circulation, but also as the representative of property, becoming the tool of credit activities. A series of economic activities related to money revenue and expenditure, such as transactions and lending, are financial activities. The earliest commodity exchange in human history is direct barter, Barter. Barter without money often takes a lot of trouble. If Party A needs Party B's goods, but Party B doesn't need Party A's goods, they can't conclude a deal. Its disadvantages become more and more obvious with the expansion of the scope of commodity exchange. 1. Money performs the function of medium of exchange. In the practice of exchange, people graally get used to using some kind of goods that are easy to be accepted by everyone as the basis of commodity exchange; Middleman;, Second, currency performs the function of valuation unit, which is to give a certain price to the commodity. There are tens of millions of commodities in the market, and the evaluation of the same commodity's utility varies greatly, Therefore, it is often difficult for people to understand the exchange ratio of various commodities, and the transaction is naturally difficult to be fair. Because the currency that can be obtained after a commodity is sold is the price of the commodity, once the commodity has formed a widely accepted price in the market transaction, people no longer need to remember the exchange ratio of various commodities one by one, As long as you look at the price, you can see at a glance. Money has gone through the evolution process from physical money to metal money, and then from metal money to paper money, Accounting currency in the form of bill and various kinds of electronic currency in recent years have replaced some paper money for circulation. Money can be easily exchanged for a variety of goods and finance at any time. Therefore, in addition to performing the functions of exchange medium and valuation unit in commodity exchange, money itself has also become the representative of property, Not only can it be stored as future purchasing power, but also it can realize value-added by transferring to others for interest. Transferring the right to use currency for a period of time is money lending activities. In the lending activities of transferring the right to use currency, the relationship between the two parties is a kind of creditor's right and debt relationship. The creditor temporarily transfers the right to use currency for a period of time, The user of money (debtor) has the obligation to return after a certain period of time and pay a certain amount of interest
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