Merchants refuse your digital currency
Publish: 2021-05-13 10:35:34
1. The internal test of digital currency is carried out in Agricultural Bank of China. At the same time, pilot projects are also carried out in Shenzhen, xiong'an, Cheng, Suzhou and other cities. The process behind the digital money is different from that of WeChat Alipay. It does not need assistance from the third party payment institutions. At the moment of transfer, the physical relationship of money has shifted, so there is no credit risk problem.
2.
a woman who refuses to accept a coin calls the police because it is illegal to refuse a coin
penalties for rejection of coins by businesses
The behavior of rejecting coins not only damages the legal status of RMB, but also damages consumers' choice of payment method{ RRRRR} as for the penalty of rejecting RMB, the central bank has issued a document:1. Any unit or indivial is not allowed to reject cash in the form of standard terms, notices, statements, notices, etc., including banknotes and coins
therefore, it's better not to knowingly commit such illegal acts as rejecting RMB
3. If it's real money, it's not foreign. You can say that you don't have any change, and then you can refuse the large denomination RMB you don't want to charge.
or you can refuse the incomplete / damaged RMB
or you can refuse the incomplete / damaged RMB
4. It is illegal
in order to strengthen the management of RMB, maintain the reputation of RMB and stabilize the financial order, the regulations on the management of RMB are formulated according to the law of the people's Bank of China of the people's Republic of China
it is illegal to refuse coins, which violates the regulations on the administration of RMB. The regulations clearly stipulate that RMB includes banknotes and coins
according to the staff, generally speaking, there are two main concerns about rejecting coins: one is the fear of receiving fake coins; Second, because the coins you receive may also be rejected by others in the process of use, in order to avoid trouble, you simply refuse them. But whatever the reason, it's illegal to refuse coins
Article 2 the term "RMB" in these Regulations refers to the currency legally issued by the people's Bank of China, including banknotes and coins
the design, printing, distribution, circulation and recycling of RMB shall comply with these regulations< Article 3 the legal currency of the people's Republic of China is RMB. No unit or indivial may refuse to pay all public and private debts within the territory of the people's Republic of China in Renminbi
tips: with the progress of technology, "cashless society" has become a trend. Especially in the period of epidemic prevention and control, the choice of contactless mobile payment is more concive to the prevention and control of the epidemic. But this can't be the reason why stores and businesses refuse coins or cash. Businesses can't choose to refuse coins or cash in order to pass on the cost of cash payment to consumers. This is not only the requirement of law, but also the demand of reality. Because at the moment of the popularity of smart phones, there are still a few people who can not use mobile phone payment and other reasons, so they can only continue to use the traditional cash payment. Therefore, while encouraging customers to use mobile payment, businesses should retain customers' choice of cash payment. During the period of epidemic prevention and control, businesses can take disinfection and other measures to ensure the safety of cash payment, rather than simply refuse cash payment.
in order to strengthen the management of RMB, maintain the reputation of RMB and stabilize the financial order, the regulations on the management of RMB are formulated according to the law of the people's Bank of China of the people's Republic of China
it is illegal to refuse coins, which violates the regulations on the administration of RMB. The regulations clearly stipulate that RMB includes banknotes and coins
according to the staff, generally speaking, there are two main concerns about rejecting coins: one is the fear of receiving fake coins; Second, because the coins you receive may also be rejected by others in the process of use, in order to avoid trouble, you simply refuse them. But whatever the reason, it's illegal to refuse coins
Article 2 the term "RMB" in these Regulations refers to the currency legally issued by the people's Bank of China, including banknotes and coins
the design, printing, distribution, circulation and recycling of RMB shall comply with these regulations< Article 3 the legal currency of the people's Republic of China is RMB. No unit or indivial may refuse to pay all public and private debts within the territory of the people's Republic of China in Renminbi
tips: with the progress of technology, "cashless society" has become a trend. Especially in the period of epidemic prevention and control, the choice of contactless mobile payment is more concive to the prevention and control of the epidemic. But this can't be the reason why stores and businesses refuse coins or cash. Businesses can't choose to refuse coins or cash in order to pass on the cost of cash payment to consumers. This is not only the requirement of law, but also the demand of reality. Because at the moment of the popularity of smart phones, there are still a few people who can not use mobile phone payment and other reasons, so they can only continue to use the traditional cash payment. Therefore, while encouraging customers to use mobile payment, businesses should retain customers' choice of cash payment. During the period of epidemic prevention and control, businesses can take disinfection and other measures to ensure the safety of cash payment, rather than simply refuse cash payment.
5. Can not complain, businesses have the right to refuse resial currency, resial currency can be exchanged to the bank<
People's Bank of China's exchange standard for resial RMB:
from February 1, 2004, the people's Bank of China has implemented a new exchange method for resial RMB. The people's Bank of China's exchange measures for damaged and defaced RMB promulgated by the people's Bank of China stipulates that if more than three-quarters (including three-quarters) of the remaining face value meet the specified characteristics, it can be fully converted; Half exchange of the remaining half (including half) to less than three-quarters of the face value with specified characteristics
in the new method, the original "full exchange of incomplete RMB with specified features and no more than one-fifth of the incomplete face", and half exchange with specified features and more than one-half of the incomplete face "is revised to" full exchange of more than three-quarters (including three-quarters) of the resial face ", Half exchange of the remaining half (including half) to less than three-quarters of the face value with specified characteristics; At the same time, it made a new regulation that "the paper currency is in a cross shape, lacking a quarter of the incomplete, defaced RMB can only be exchanged for half of the amount"; In addition, the separate provisions on the exchange standard of damaged and defaced RMB caused by fire, insect, rat bite, mildew and other special reasons will be cancelled.
People's Bank of China's exchange standard for resial RMB:
from February 1, 2004, the people's Bank of China has implemented a new exchange method for resial RMB. The people's Bank of China's exchange measures for damaged and defaced RMB promulgated by the people's Bank of China stipulates that if more than three-quarters (including three-quarters) of the remaining face value meet the specified characteristics, it can be fully converted; Half exchange of the remaining half (including half) to less than three-quarters of the face value with specified characteristics
in the new method, the original "full exchange of incomplete RMB with specified features and no more than one-fifth of the incomplete face", and half exchange with specified features and more than one-half of the incomplete face "is revised to" full exchange of more than three-quarters (including three-quarters) of the resial face ", Half exchange of the remaining half (including half) to less than three-quarters of the face value with specified characteristics; At the same time, it made a new regulation that "the paper currency is in a cross shape, lacking a quarter of the incomplete, defaced RMB can only be exchanged for half of the amount"; In addition, the separate provisions on the exchange standard of damaged and defaced RMB caused by fire, insect, rat bite, mildew and other special reasons will be cancelled.
6.
Businesses are suspected of violating the law by refusing cash
According to Article 3 of the regulations of the people's Republic of China on the administration of RMB, the legal currency of the people's Republic of China is RMB. No unit or indivial may refuse to pay all public and private debts within the territory of the people's Republic of China in Renminbi Article 6: all units and indivials should take good care of RMB. It is forbidden to damage the RMB and obstruct its circulation Article 47 these Regulations shall come into force as of May 1, 2000 The regulations of the people's Republic of China on the administration of RMB further clarifies the legal status and functional means of RMB: all units and indivials are required to improve their correct understanding of RMB According to Articles 3 and 6 of the regulations, no unit or indivial is allowed to refuse to pay all public and private debts in RMB within the territory of the people's Republic of China, and it is forbidden to hinder the circulation of RMB. This will effectively solve the problems of people's repeated "rejection" and poor circulation when they actually use the fifth set of new RMBHot content