Digital currency ICBC card

1. What does not exist is that the state controls finance very strictly, and digital currency is prohibited in China. In addition to bitcoin, other so-called digital currencies are basically air money MLM coins. They issue their own pricing to cheat leeks, and then harvest leeks
I went to ICBC to apply for a bank card a few days ago. Did I sign a contract with ICBC
don't be deceived by false propaganda

2. E card is a RMB virtual debit card issued by ICBC for domestic website consumption and payment. Because the online trade fair input the card number, in order to ensure that the card number information of the cardholder will not be disclosed, ICBC launched this virtual card number. Once external payment is required, the money in the real card can be transferred to the virtual e card (it is better to transfer the money to the e card as much as it needs to pay), and then the payment can be made from the e card, In this way, your real card number will not appear in the transaction to ensure the security of accounting.

3. ICBC card is divided into savings card and credit card:
ICBC savings card:
1. By brand: smart card, wealth management gold account card, ICBC wealth management gold account card
2. According to card functions, there are chip cards (including single chip card, magnetic stripe chip composite card) and magnetic stripe cards
3. According to the types of joint names, there are financial friends card, military security card, Funong smart card, etc
4. According to the issuing regions, there are national and regional savings cards< According to the interest free repayment period, it can be divided into credit card and quasi credit card
2. According to credit rating, it can be divided into black gold card, white gold card, gold card and general card, etc
3. According to account currency, it can be divided into RMB card and al currency card (including multi currency card)
4. It can be divided into UnionPay card, visa card, MasterCard, express card, JCB card and Dalai card by brand
5. According to the issuing object, it can be divided into personal card and corporate (business) card, and personal card can be divided into primary card and secondary card< According to the information carrier, it can be divided into magnetic stripe card, chip card and magnetic stripe chip review card

(answer time: June 13, 2019, in case of business change, please refer to the actual situation.)

4. 1. The service charge for overseas ATM withdrawal is 2.9% of the amount, with a minimum of 3 ports or 3 US and 3 Europe, and no upper limit
2. The service charge for UnionPay and non UnionPay is the same
3? We don't have this saying. You mean money or no money on the card. You have your own deposit on the card. There is no interest on taking your own deposit. There is no money on the card. The interest is calculated at 5 / 10000 for overdraft and cash withdrawal every day, Can you imagine that foreign ATMs spit out RMB?
5. For overseas remittance, ICBC needs to fill in the application form and the swift code of ICBC. In case of trouble, it is recommended not to remit foreign exchange.
⒍ of course, there is no handling charge for returning money to the card in the same city in China. No matter where the card is, as long as it is in the same city, it's OK.
⒎ as long as it's in the same city, it's not charged for mobile bank transfer, There is no service charge for overseas credit card
I am the customer service of ICBC credit card, so you don't need to call 95588.....

5.

The current balance is the amount of current bill repayment, and the available balance is the amount that can be used

the sum of available balance and balance is not equal to the credit limit

usually, if the cardholder fails to repay in full, the balance of the bill will be displayed as * * yuan. If the cardholder overpays, the overpaid part will be displayed as - * *“ A negative sign means there is a balance in the credit card account, and if there is no negative sign, there is still a credit card debt outstanding. "

when the current balance is "0", it means that your credit card limit is not overdrawn. When the available balance is "9000", it means that this card still has this limit to overdraft or consume

Case: suppose your limit is "9000" and you overdraw 1000, then your current balance is "- 8000" and the available balance is "8000"

extended data :

how to adjust your credit limit

1. Temporary credit limit adjustment
when your credit limit cannot meet the consumption demand, you can contact the customer service specialist at customer service hotline (95588) / VIP customer service hotline (4006695588) / platinum card customer service hotline (4000095588) to apply. You can also adjust the amount in online banking by yourself. Log in to online banking, and click "credit card service" → "more" → "adjustment quota" → "temporary quota adjustment"

2. Permanent limit adjustment
you can submit the latest financial income certificate to any branch of ICBC and apply for it. The bank will review it according to your previous card use history and repayment record, and adjust the credit limit appropriately for you after the review. You can call the customer service hotline (95588) / VIP customer service line (4006695588) / platinum card customer service line (4000095588) to contact the customer service specialist for application. You can also adjust the amount in online banking by yourself. Log in to online banking and click "credit card service" → "more" → "adjustment quota" → "permanent quota adjustment"

6. Both digital gold coin and cryptocurrency belong to digiccy. Digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency&# 8203;&# 8203;&# 8203;

7. You can go to the branch of ICBC to apply for opening. Or you can search the internal experience wallet in your own mobile bank, or you can open the digital wallet.

8. ICBC cards are divided into savings cards and credit cards:
savings cards are classified in the following ways: 1. By brand, there are smart card, wealth management gold account card and ICBC wealth management gold account card; 2. According to card function, there are chip card (including single chip card, magnetic stripe chip composite card) and magnetic stripe card; 3. According to the types of joint names, there are financial management gold merchant card, military security card, Funong smart card, etc; 4. According to the distribution area, there are national and regional savings cards

credit cards are classified as follows: 1. According to whether they enjoy interest free repayment period, they are divided into credit card and quasi credit card; 2. It can be divided into black gold card, white gold card, gold card and general card according to credit rating; 3. According to the account currency, it can be divided into RMB card and al currency card (including multi currency card); 4. According to the brand: UnionPay card, visa card, MasterCard, express card, JCB card and Dalai card, etc; 5. According to the issuing objects, it can be divided into personal card and corporate (business) card. Personal card can be divided into primary card and secondary card; 6. According to the information carrier, it can be divided into magnetic stripe card, chip card and magnetic stripe chip review card

(answer time: July 11, 2019, in case of business change, please refer to the actual situation.)

9.

The passbook account number is 19 characters, the passbook has 3 characters, the card has 6 characters or 95588 characters (it's rare now), and the credit card has 16 characters, starting with 6 characters

according to the nature of the card, the number of digits of the account is different, there are 19 digits, and there are a few 16 digits high-level cards

Meaning of UnionPay card with

19 digits:

1 and 1-6 digits represent the issuing bank

2,7-10 represented card issuing area

3. The 11th represents the card type

4, the 12th-18th digit is the card issuing sequence number

The 19th bit is the check bit

extended data

peony international debit card (al currency) is issued by instrial and Commercial Bank of China. It can be used both at home and abroad, settled in RMB and US dollar, and has the functions of consumption, transfer settlement, cash deposit and withdrawal

it can be used in ICBC outlets and special merchants, special merchants with "UnionPay" logo and ATM, and it can be used in more than 14 million merchants with "Visa Electron" logo in more than 120 countries and regions

Function:

1. The deposit has interest, and the interest is guaranteed

2. The internal and external currency deposits of peony international debit card account are calculated according to the current interest rate, so as to fully safeguard the interests of customers

3. Deposit in advance, overseas use of peony international debit card can not be overdrawn, you can estimate the cost according to the itinerary, deposit in the card in advance for use

10. Hello, it's my honor to answer for you. Yes, the number on the bank card belongs to the account number. I hope my answer can help you, I wish you a happy life, a lot of money!