Application scenarios of digital currency in Beijing Winter Olym

Policies and regulations

China's digital currency is as long as there is a mobile phone, no network, as long as the touch can be paid, and with detailed transaction records, it is very helpful to combat money laundering crime; This currency is mainly aimed at grabbing shares for Alipay, WeChat and POS terminals. It can also pave the way for RMB internationalization. Digital currency is not only safe and endorsed by the state, but the global central bank is pushing digital money. Now the digital currency is still in the testing stage. What time will it be popularized? It will have to wait until the Beijing Winter Olympic Games in February 2022 to fully promote the use

China's central bank's digital currency can be used for daily micro payments. Because it will be more stable with the endorsement of the state, the central bank's digital currency is different from bitcoin and Libra launched by Facebook. I give digital currency legal effect, and indivials can't refuse to accept it. At the same time, it is very convenient to use. It can be paid without binding any bank account. Digital currency will not cause inflation. Now it can be implemented and used in Shenzhen, xiong'an, Cheng, Suzhou and other cities. It also shows that the era of paperless is coming. Digital currency is a new concept with high technology content. In the future, RMB will enter the 3.0 era. Although the current digital currency is more powerful, it is still unable to put an end to money laundering and corruption

On July 8, the digital currency Research Institute of the people's Bank of China formally reached a strategic cooperation agreement with didi travel to jointly study and explore the scene innovation and application of digital RMB in the field of intelligent travel. The two sides hope to promote the platform ecological construction of digital RMB in diversified travel scenarios through the establishment of cooperative relationship

didi travel said that under the guidance of relevant departments, it will cooperate with the digital currency Research Institute to strictly implement the guidelines put forward by the Party Central Committee and the State Council to improve the ability of financial services to the real economy, and promote the integrated development of the digital economy and the real economy

this article comes from the author of car home, which does not represent the standpoint of car home

Suzhou will open on December 12; Double 12 Suzhou Shopping Festival & quot; Activities. Just recently, Suzhou announced that it would issue a total of 20 million yuan of digital RMB consumption red envelopes to the citizens who meet the requirements. The amount of each red envelope is 200 yuan, a total of 10 red envelopes. The distribution method is lottery. At that time, some of the citizens who signed up for the lottery will participate in the offline wallet experience. Perhaps most of them, after seeing this news, are envious of the Suzhou people; What is digital RMB; This question will be raised again and again. So, what is the digital RMB? What is the difference between Alipay and WeChat, which we usually use? The three points above strong>

are the main differences between the digital Renminbi and Alipay and WeChat. In addition, the emergence of digital renminbi will not threaten the existence of Alipay or WeChat. The digital renminbi will not completely replace banknotes in a short time. After the official launch of the digital renminbi, the public can choose to use traditional banknotes or digital Renminbi by themselves. It is reported that since May, in some areas of Suzhou, a small part of civil servants' wages have been paid in digital RMB, while most of the rest are still paid in traditional ways, so the two are not contradictory

The Beijing Municipal Bureau of Local Financial Supervision announced on February 6 that on the first anniversary of the countdown to the opening of the Beijing Winter Olympic Games, Beijing will launch the & lt; Digital Wangfujing ice and snow Shopping Festival & quot; Digital RMB pilot activities. Sponsored by Dongcheng District People's Government of Beijing, 50000 digital RMB red envelopes with the amount of 200 yuan each were issued to the successful bidders by appointment and drawing lots

Beijing Municipal Bureau of local financial supervision said that in the next step, Beijing will steadily promote more pilot applications of digital RMB around the 2022 Winter Olympic Games, and continue to deepen the implementation; Two districts & quot; Policy, continuously improve the construction of legal digital currency pilot area and financial technology application scenario pilot area, improve the service level of Beijing Smart City, build an international consumer center city, and provide service guarantee for the payment environment construction of Beijing Winter Olympic Games

experts said that the current digital RMB test work is going smoothly, and the pilot scope of digital RMB can be expanded orderly in the future, and the digital RMB can be officially launched as soon as possible, so as to better meet the public demand for legal digital currency in the era of digital economy

Su Xiaorui, a financial technology expert, said that the follow-up pilot will make a greater breakthrough in online use scenarios. From the previous cooperation list of the digital currency Research Institute of the central bank, it can be inferred that in the future, digital RMB will graally involve travel, e-commerce, short video and other retail scenarios. From the perspective of the development trend of financial technology, it will also achieve more penetration in the direction of instry in the future, and make great efforts in the fields of enterprise trade, supply chain finance and other real economy

Electronic payment tools based on deposit currency of commercial banks, based on account tight coupling mode, still have great room for improvement in application scenario coverage, inclusive finance, payment efficiency, user privacy protection and anonymous payment

on the other hand, although the utilization rate of cash shows a downward trend, the absolute quantity will also maintain a certain growth, indicating that the digital supply of legal tender in retail has not kept up with the change of demand. Especially in areas where financial services are not fully covered, the public is still highly dependent on cash and has realistic demand and expectation for obtaining and using digital central bank money. In addition, the management cost of cash is high, and there is a risk that it will be used for money laundering and other criminal activities