1. Is a way of payment, WeChat, Alipay, the biggest drawback is private enterprises, your money to leave your bank card, it is not yours, they can seal your account, the account has your property, they say occupy, no mercy, the central bank will not say occupy, is illegal imprisonment, do not say occupy, WeChat can be suspected of breaking the law. Don't think that if you have less money, they don't covet it, they just don't have a chance. Don't think how good ma Yun and Ma Huateng are. They are businessmen, and you are the same. You don't care if a lot of money passes by you
2. The central bank's digital currency is just around the corner. Public officials in the pilot areas have received salaries and subsidies in the form of digital currency, and some retail instries, such as Starbucks and subway, have also received subsidies. So what is digital currency? What is the difference between WeChat and Alipay? Let's talk about it in detail
replace WeChat and Alipay? p>
at present, China's mobile network has been very developed, so there is no advantage for bilateral offline payment. If I were, I would rather use WeChat or Alipay for electronic payment, or at least lose the mobile phone, Alipay and WeChat still have money, and the money in the bank card is still there. If you use digital currency, if you lose your mobile phone, the digital currency may be gone
so, in the current environment, I prefer to use WeChat and Alipay rather than digital money. p>
3. DCEP (digital currency electronic payment), the Chinese version of digital currency project, namely digital currency and electronic payment instrument, is the legal digital currency in the research of the people's Bank of China and a kind of digital currency. Digital RMB, issued by the people's Bank of China, is a controllable anonymous payment tool with value characteristics and legal compensation. It is operated by designated operating institutions and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. As for the research progress, the top-level design, standard formulation, function research and development, joint commissioning and testing have been completed, and the internal closed pilot test will start in April 2020. As of September 15, 2020, DCEP has not been officially launched
warm tips: the above explanation is for reference only
response time: September 16, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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4. No, the address can be fixed, but some people, in order to improve security, may create a new wallet when sending
bitcoin to others, and then send it from the new wallet. In addition, the new wallet address is free and can be built unlimited.
