Central bank digital currency can transfer large amount of money
The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
extended data
Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
People often talk about these initiatives in the context of digital money supply. In fact, more than 90% of the money in circulation has become digital money. In most instrial countries, only about 10% of the money is in the form of physical cash. The central bank is making a huge investment to further accelerate and simplify the digital payment process. In the US, the Federal Reserve will soon unveil a new solution, fednow. It can support nationwide real-time electronic payment. In addition to the United States, Britain, Australia, Mexico and Nigeria have also built and deployed similar infrastructure
blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. The professional station provides diversified growth paths for students
for inter-bank transfer, the time for reporting more than 10 million yuan, the time for tracking more than 50 million yuan is half a day, and the time for tracking 30 days
is nearly 10 days, which means that the original money of the transferred bank has been returned or not been printed, because there is a contradiction in your story, Because the inter-bank is telegraphic transfer, the requirement of telegraphic transfer is to arrive at the account immediately, the transfer bank does not have the right to hold down the money for more than half a day, and tracking for 30 days is the business of the transfer bank. The 18th CPC National Congress has nothing to do with the bank transfer, and the PBC system failure has nothing to do with it, because the telegraphic transfer relies on the intra city transfer platform, and the PBC is just a front desk service organization, with two back offices, One is called Shanghai Credit Management Co., Ltd., which is responsible for the credit of the whole country, and the other has nothing to do with the transfer, so even if the people's Bank of China closes down, the transfer can be transferred
can it solve your problem?
if you use the card of land B to deposit in land a, and then go to land a to take it out, it costs 50 yuan and you have to run around. So remittance is recommended. Safe, convenient and fast
Because the anti money laundering law of the people's Bank of China stipulates that the people's Bank of China will implement a regulatory system for accounts with transfer amount of more than 500000 yuan. If the transfer amount of a customer's account exceeds 500000 yuan, it will receive a phone call from the relevant departments of the people's Bank of China to inform and verify the transaction
According to the needs of payment and settlement in China, the people's Bank of China uses modern computer technology and communication network to develop and construct the large amount real-time payment system (referred to as the large amount real-time payment system), which deals with the large amount credit and emergency small amount credit payment business between and within the same city and different banks, the credit payment business and instant transfer business of the people's Bank of China{rrrrrrr}
extended data
the role of large amount real-time payment system, It provides safe and efficient payment and clearing services for banking financial institutions and financial markets, and supports RMB clearing business in Hong Kong and Macao
It has successfully replaced the national electronic inter bank system, solved the current situation of slow capital transfer speed of "three seconds in the sky, three days underground", and played a huge role in the national economy, especially in the modern financial system. In the modern payment system, large amount real-time payment system is the core system of financial infrastructure, which is the "artery" and "financial expressway" connecting social and economic activities and capital operation Large amount real-time payment system is playing an important role in accelerating the turnover of social funds, smoothing the transmission of monetary policy, strengthening the organic connection of various financial markets, promoting the development of financial markets, preventing payment risks, and maintaining financial stability Large amount payment system provides a fast, efficient and safe payment and clearing platform for banks, enterprises and financial markets. Its biggest feature is real-time clearing, which realizes the zero in transit of inter-bank fund clearingIn recent days, there are some people in the stream. It's said that banks can't transfer large amounts of money. I don't know where you got the news, but it's certain that at present, both large and small banks can normally transfer large amounts of money, provided that your sources of funds are legal and reasonable
but the registration management does not mean that the bank restricts everyone to transfer money. The reason why China wants to implement large amount of cash registration management is to prevent some illegal and criminal activities such as money laundering, ensure the traceability of cash deposit and withdrawal, so as to rece the occurrence of illegal and criminal activities such as money laundering
in a word, even from July 1, China began to register and manage large amount of cash deposit and withdrawal, as long as everyone's income source is legal and reasonable, it will not be affected, and everyone's normal deposit, withdrawal and transfer will not be affected< br />