Shanghai pilot digital currency
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
Today's society is a society of rapid development. Many people like to buy things on the Internet. At the same time, the payment method has also changed greatly. This time, Shanghai began to issue digital currency, which also aroused heated discussion among netizens on the Internet. In fact, digital currency is of great benefit to the common people
at the same time, the central bank's digital currency belongs to legal currency, which is the same as cash. We now set up various payment category B in private Payment institutions or platforms, but the central bank's digital currency will not have this situation. As long as we can use electronic currency transactions, we can accept the central bank's digital currency, From this, we can see that its coverage is very wide. At the same time, from the perspective of legal power, the efficiency and security effect of digital currency is the best. Because it is endorsed by the state, it will not be stolen. At the same time, its settlement method is different from other software. At the same time, the central bank's digital currency will not go bankrupt, unlike other private apps
Digital currency is just a trend and a challenge. The main feature of central bank digital currency is that it is legal tender issued by the central bank and has the same function as RMB on paper money. In fact, the central bank's digital currency is first exchanged by the central bank to banks or other operating institutions, and then by these institutions to the public, In terms of strengthening the function of global resource allocation, this is to continue to promote the expansion of the financial instry, open to the outside world, continue to gather a number of functional and headquarters institutions, and promote the development of the financial instry
Users who promote trade innovation and development, vigorously develop new business models and offshore trade online payment methods are relatively sticky, although people can tolerate new things, digital currency should not proce e-money payment in the short term; Impact & quot Looking forward to the long-term future, the implementation of digital currency can play a positive role in tracking abnormal transactions or exploring financial risks. The transaction data generated by digital currency is likely to be incorporated into the personal customer data system. Financial institutions can use big data analysis to accurately outline customer profiles and further tap customer value, The precipitation of these data can also provide the government with effective decision-making basis, realize the wise government and improve work efficiency
if we can grasp the opportunity, it is very reliable. Although digital currency still belongs to & lt; Blue ocean market;, But in fact, the concept of digital currency has been mentioned for several years . On August 29 of this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued
However, I would like to say that although the digital RMB itself is very safe and the central bank's digital currency should also carry out anti money laundering and anti terrorist financing, we should also prevent it from being used for online gambling and any cyber criminal activitieswill definitely make it more convenient, and the digital currency will see more of him than we do with WeChat payment, and he will not receive a dection from the third party WeChat or Alipay, so his currency in this respect is still better. Third, we can do more if we can make the economy develop better< p> Finally, we can make digital RMB better replace our paper money, rece the utilization of resources to a certain extent, and bring the maximum benefit from the shore
has been heard before, with Alipay and WeChat paying the means of payment, the renminbi will change from paper money to digital RMB, which means that there is less chance to pick up money after going out,
will not for the time being. Gong Zheng, mayor of Shanghai, said in his government work report on January 24 that we should continue to promote the opening-up of the financial instry, continue to gather a number of functional and headquarters institutions, and promote the pilot of digital RMB. Shanghai will promote the pilot of digital RMB this year, and Beijing will promote the pilot application of digital RMB. Shenzhen has launched three rounds of digital RMB pilot this year, with a total of 60 million yuan of red envelopes. Guangdong plans to build a digital currency innovation pilot zone this year
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5. Point to point delivery. Through the way of digital currency smart contract, it can realize the point to person delivery. People's livelihood funds can be distributed to people's digital wallets, so as to eliminate the possibility of false reporting, false claim, interception and misappropriation
6. High traceability. In the case that the competent authorities issue the corresponding legal documents in strict accordance with the proceres, the corresponding data verification and cross comparison are carried out to provide information support for cracking down on crimes. Even if corrupt elements break up into parts, it is difficult to evade supervision