After currency digitization
Publish: 2021-04-04 05:15:57
1. Currency digitalization is like WeChat Alipay, and bankcard pays
1. digital currency facing two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process< Another risk of digital currency is credit risk. Because there are middlemen in digital currency transactions, these middlemen are different from real organizations. In reality, organizations can be seen and felt, but the middlemen of digital currency are on the Internet, so the risk is greater
3. Digital currency has the characteristics of anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
investment is risky and business should be cautious
1. digital currency facing two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process< Another risk of digital currency is credit risk. Because there are middlemen in digital currency transactions, these middlemen are different from real organizations. In reality, organizations can be seen and felt, but the middlemen of digital currency are on the Internet, so the risk is greater
3. Digital currency has the characteristics of anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
investment is risky and business should be cautious
2.
Digital money drives economic consumption. People have no concept of money, only material needs. At the same time, digitization facilitates people's communication
3. Yes, yu'ebao and bitcoin are not the same concept. One is to make full use of currency, and the other is to replace traditional currency. And there is no effective regulation, so bitcoin is bound to fail
4. The digitization of money in form is desirable. Direct bank card transfer, online payment and other means can greatly facilitate people's lives and rece the trouble of carrying a large amount of cash. But in essence, money can not be purely digitized, because money not only has the function of payment, but also has the function of wealth storage. Money must have a constant value "anchor" to maintain its value (such as gold). Otherwise, pure digital money is easy to be controlled by the government or large financial institutions, and the currency value is unstable, It is easy to ince hyperinflation, thus damaging the vital interests of the masses.
5. It hasn't started yet,
but don't worry,
it won't be too troublesome, even simpler than cash.
I'll know by then.
however, the digital currency issued by the central bank has no interest, so what do you do with the deposit bank
but don't worry,
it won't be too troublesome, even simpler than cash.
I'll know by then.
however, the digital currency issued by the central bank has no interest, so what do you do with the deposit bank
6. Only the transaction volume of economic aggregate and the value of currency can determine the circulation. ZF can issue as much as it wants, and the consequence is the loss of credibility and rights
7. It's e-commerce, but RMB will not be fully digitized, because there are still many occasions where physical transactions are necessary. Digital transactions can rece the use of cash, which is also the general trend
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