Can civil servants make digital currency

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

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Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2.

It's illegal

First, digital currency ICO is illegal in China.

in September 2017, the people's Bank of China issued an announcement on preventing the financing risk of token issuance, which formally determined that ICO is illegal financing without approval, and no organization or indivial is allowed to participate

later, it was announced on April 23, 2018 that the left and right digital currency ICO platforms had all withdrawn from the Chinese market, so the current ICO is illegal in China

Second, digital currency exchange is prohibited in China.

after announcing that ICO is an illegal financing activity, the central bank also listed services such as trading, exchange, pricing and information intermediary for virtual currency as prohibited items, which means that digital currency exchange is illegal in China

all trading platforms, including bitcoin China, okcion and fire coin, announced in 2018 that they would stop the RMB recharge business and graally shut down their trading platforms. As of April 2018, all digital currency exchanges had completely withdrawn from the Chinese market

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digital currency generally has a special digital currency exchange. We can buy the digital currency we need in our digital currency exchange

we can buy from our friends in addition to the exchange. If a friend has something, you can discuss and ask if he can sell it to you

we can buy our digital currency from traders nearby if we need more

we accept payment by digital currency payment service. If we open a physical store, we can support payment by digital currency, so we can also get our digital currency

finally, we can get digital currency by mining, and we can get digital currency by equipping mining machine to work mining, such as investing more hardware

digital currency trading: it can be traded only after RMB or digital currency is recharged in a third-party digital currency exchange

purchase of digital currency: no matter how many coins you buy, there is no limit. For example, if bitcoin is 100000 yuan, you can buy 0.0001, and there is no limit on how many coins you can buy or sell

digital currency trading time: 365 days a year, 24 hours a day, can be traded

3. The digital currency in Hong Kong can be purchased by civil servants, because it is not investment speculation and is different from stock funds

4. Virtual currency is something that anyone can participate in. It has nothing to do with your career. The central bank clearly defines bitcoin as a special Internet commodity, which people can buy and sell freely at their own risk. However, it denies its monetary attribute. At present, bitcoin cannot and should not be used as currency, and financial institutions are not allowed to provide procts or services related to bitcoin
digital currencies such as Ruitai coin, Laite coin, Weimeng coin, doggy coin and Ethereum are also applicable to the younger brother of bitcoin. Therefore, bank employees can participate in it.

5.

WeChat payment and Alipay payment, there are security risks! they are pioneers of digital payment and may not be eliminated in the future

at the national level, first of all, you must accept , and all aspects of functions will graally improve. Second, the trust based on the country is far greater than that of the indivial. Third, it is superfluous for other things to compete with the country, as long as they still want to live

will we miss the days of using paper money in the future? I feel that money has run faster since I used WeChat and Alipay, and I often don't remember what I bought, but I didn't have any money. There are so many old people in remote mountainous areas who use digital currency? It seems that they are old and their ability to accept new things has declined

6. Anyone can buy it. It's not against the law, but it's important to note that it's not guaranteed by national credit. Most of it is fraulent. Even bitcoin is mostly used for money laundering and speculation, and it may collapse at any time.

7. In domestic financial investment, civil servants are forbidden to invest in securities, futures, funds, equity and other financial investments, because these kinds of investments can be found through Internet information. However, foreign exchange is basically a foreign platform, information can not be shared on the Internet at home, and the country can not find it, so there is no need to worry about the problem of investment.

8. I guess the international digital wallet you said should refer to the digital currency transaction in the field of blockchain. If you get rid of the nature and so on, its form is very similar to stocks, but the transaction risk is very high, and the projects are also mixed. If you are a national civil servant, it is not recommended to spend too much energy on it, and it is very difficult to do your job well