Shanghai digital currency Haosen
Today's society is a society of rapid development. Many people like to buy things on the Internet. At the same time, the payment method has also changed greatly. This time, Shanghai began to issue digital currency, which also aroused heated discussion among netizens on the Internet. In fact, digital currency is of great benefit to the common people
at the same time, the central bank's digital currency belongs to legal currency, which is the same as cash. We now set up various payment category B in private Payment institutions or platforms, but the central bank's digital currency will not have this situation. As long as we can use electronic currency transactions, we can accept the central bank's digital currency, From this, we can see that its coverage is very wide. At the same time, from the perspective of legal power, the efficiency and security effect of digital currency is the best. Because it is endorsed by the state, it will not be stolen. At the same time, its settlement method is different from other software. At the same time, the central bank's digital currency will not go bankrupt, unlike other private apps
Digital currency is just a trend and a challenge. The main feature of central bank digital currency is that it is legal tender issued by the central bank and has the same function as RMB on paper money. In fact, the central bank's digital currency is first exchanged by the central bank to banks or other operating institutions, and then by these institutions to the public, In terms of strengthening the function of global resource allocation, this is to continue to promote the expansion of the financial instry, open to the outside world, continue to gather a number of functional and headquarters institutions, and promote the development of the financial instry
Users who promote trade innovation and development, vigorously develop new business models and offshore trade online payment methods are relatively sticky, although people can tolerate new things, digital currency should not proce e-money payment in the short term; Impact & quot strong> Looking forward to the long-term future, the implementation of digital currency can play a positive role in tracking abnormal transactions or exploring financial risks. The transaction data generated by digital currency is likely to be incorporated into the personal customer data system. Financial institutions can use big data analysis to accurately outline customer profiles and further tap customer value, The precipitation of these data can also provide the government with effective decision-making basis, realize the wise government and improve work efficiency
1. Currency digitization and digital currency are not the same thing, so don't confuse them
2. There may be legal digital currency in China in the future, but it must be issued by the Central Bank of China
3. Bitcoin is not a currency. Currency is a credit symbol issued by the Central Bank of a sovereign country. Bitcoin is a speculative target, which is not recognized by major countries in the world.
on this day, there are also some big digital currency summit or exhibition in Shanghai. However, there may be some digital currency summits in the direct marketing circle, which are generally confidential and rarely known by outsiders
regular digital currencies generally don't go to the big summit, unless the currency has developed into an instry, such as bitcoin. In general, some competitive currencies hold small press conferences, and the scale is not particularly large, such as Ruitai, Laite, thousand gold cards, etc. they are just a small circle gathering.
So far, Hangzhou City, Shenzhen City and Guizhou Province have become the three hot areas of the central bank's digital currency pilot, and the virtual digital currency ATM has not been installed yet P>
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China's digital currency characteristics:
China digital currency is the proct of the combination of traditional currency and the Internet, and is the Internet plus of financial and monetary domain. p>
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China's digital currency will be the only digital currency issued by the state in the world so far, with national credit and currency anchor that bitcoin and other digital currencies do not have
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China's digital currency can learn from blockchain and other new network technologies to enhance its own security and stability. Blockchain is also a kind of mesh topology, which can rece the task of the central server and has anti-counterfeiting function
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China's digital currency relies on a secure and stable Internet. The promotion and application of quantum communication technology is of great significance to the security of China's digital currency
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China's digital currency is based on the real RMB, not a kind of currency made out of thin air. The two are only different in form, the former is electronic data, the latter is RMB paper money
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China's digital currency is a kind of electronic currency created by digital network technology, which also has the main characteristics of network packets
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digital currency is an encrypted algorithm, just like a cash note with a unique number, which can not be tampered with< br />
what is China's digital currency: