Digital currency Research Center
however, when the digital currency scheme is implemented in the future, cash can still be used universally, because it is determined by China's national conditions. bitcoin, Leyte, decent and other digital currencies may only exist as an asset class in the future.
The digital currency developed by the central bank has such a definition: encrypted digital string representing specific amount guaranteed and signed by the central bank . In a broad sense, digital currency includes a wide range of aspects, including electronic currency, virtual currency and legal digital currency. But strictly speaking, the digital currency developed by the central bank refers to legal digital currency
electronic currency is the digitalization of legal tender, including our common bank cards, Internet banking, electronic cash, Alipay and so on. No matter what the form of these electronic money is and through which institutions it circulates, its original source is the legal money issued by the central bank
In contrast, virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, Tencent Q coin and other game coins, such virtual currency is mainly limited to circulation in a specific virtual environment; Bitcoin, for example, solves the problem of decentralization and distrust through blockchain technology, realizes global circulation, and is sought after all over the world. In other words, virtual currency can only be closed in the network circulation, and digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegalthe digital currency researched and issued by the central bank is indexed RMB, which belongs to legal encrypted digital currency from the perspective of national schemes, and it is not only a payment tool but also a currency itself< the purpose of digital currency issued by the central bank is to replace physical cash, rece the cost of traditional paper currency issuance and circulation, and improve the convenience and transparency of economic transactions
hope to adopt
the "trace" and "traceability" of digital currency can improve the convenience and transparency of economic transactions. Economist Yu Fenghui said that money laundering, tax evasion and other criminal activities are expected to decrease. At the same time, with the application of blockchain technology, a unified account book will be established nationwide or even worldwide, so that every sum of money can be traced back. Tax evasion and money laundering will be within the scope of supervision, and it is even possible to realize automatic tax dection on the card machine
in the future, the digital currency launched by the central bank will become the mainstream, and the digital currencies such as lightcoin, bitcoin and decent may be marginalized.
however, the director of the National Institute of digital currency does not know who it is. Coin Ying China is also very well-known in the coin circle. It is at the forefront of the times and has created a new mode of blockchain + crowdfunding.
On July 8, the digital currency Research Institute of the people's Bank of China formally reached a strategic cooperation agreement with didi travel to jointly study and explore the scene innovation and application of digital RMB in the field of intelligent travel. The two sides hope to promote the platform ecological construction of digital RMB in diversified travel scenarios through the establishment of cooperative relationship
didi travel said that under the guidance of relevant departments, it will cooperate with the digital currency Research Institute to strictly implement the guidelines put forward by the Party Central Committee and the State Council to improve the ability of financial services to the real economy, and promote the integrated development of the digital economy and the real economy
this article comes from the author of car home, which does not represent the standpoint of car home
the commission price will not change automatically. Unless you don't use the limit order, you only use the market order
the so-called limit order is that if you specify the price of more money, the system will declare the order according to the price you specify.
if you entrust according to the market price, because the market price is always active, your order will be declared according to the market price.
however, the traditional paper money has become a kind of memory of people, which is the token of crowdfunding project in China; The tea based digital currency Puyin launched by Puyin group, digital currency and paper currency will coexist in circulation. When people go to the bank to withdraw money, the paper money that used to circulate in the market will also become a kind of cultural and artistic investment goods, active on the electronic disk of the post money card. And those earlier and even rarer varieties of coins will also stimulate their prices to rise in this situation. Digital currency does not have to be used for payment. It can be seen that the central bank's graal promotion of digital currency will have a profound impact on people's living habits and investment and financial management. It is worth looking forward to that not only can the central bank withdraw cash directly, but also can choose to convert it into digital currency. In Xiaobian's opinion, with the establishment and issuance of the digital currency system, some domestic applied digital currencies have begun to open up a shortcut and come out with a different truth. For example, it will also have a positive impact on the electronic disk of postal money card
when people are used to digital currency, paper money will graally withdraw from the circulation market and enter the collection field. Under the new payment circulation environment