How about buying digital currency
It can not be said to be a fraud, but there are certain risks, because digital gold currency is a form of physical currency, and its deposits are measured in gold rather than legal currency. Therefore, the purchasing power fluctuation of digital gold currency is related to the gold price. If the price of gold goes up, it becomes more valuable. If the price of gold goes down, it loses value
since there is no specific financial regulation to regulate digital gold money suppliers, they operate in a self-regulation way. Digital gold money suppliers are not banks, so banking regulations are not applicable
extended data
to explore the connotation of digital currency, we must clarify some concepts of model lake. For example, is it legal digital currency dominated by the central bank or illegal private fixed digital currency; Encryption of digital currency or electronic currency; Is it "selling dog meat with sheep's head"; "Bad money"
new technology does make the conceptual boundary of money more blurred. Theoretically speaking, the new monetary economics points out the possibility of the disappearance of money, that is, legal paper money is no longer the only medium of transaction, and is eventually replaced by financial assets issued by the private sector that generate monetary income
in reality, although the status of fiat money is still unshakable, there have been various local scenes of private money in history, such as the universal warra system in Germany in the 1920s. Now the digital currency with the characteristics of decentralization makes the challenge of private currency increasingly prominent< br />
digital currency has the main characteristics of network packet. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital money, the direct benefit of digital money to the central bank is not only saving the cost of paper money issuance, circulation and settlement, but also enhancing the central bank's ability to control funds.
digital currency is an alternative to electronic currency. Both digital gold coin and password currency belong to digital currency. Digital currency can be basically divided into three categories:
1. Game currency that everyone is very familiar with. At first, the game currency obtained by players in stand-alone games can only be used by themselves in the game. With the establishment of the Internet portal and community, and the realization of game networking, these digital currencies have a "financial market". Players can directly trade freely, and can also trade online and offline
2. The special currency issued by the portal website or instant messaging service provider is used to purchase the services in the website. The main representative is QQ coin, which can be used in QQ's own mall
3. The most representative digital currency is the encrypted digital currency on the Internet, such as bitcoin, lightcoin, dogcoin, etc. represented by bitcoin, it is an electronic currency generated by open-source P2P software, which can query the source and circulation by using blockchain technology, and is an open-source encrypted, circulating and trading digital currency. It is mainly used for Internet financial investment, and can also be directly used in daily life as a new currency< What are the benefits of digital currency
it is not unreasonable that the central bank is preparing to study the issue of digital currency. Issuing digital currency can rece the high cost of issuing and circulating traditional banknotes; Enhance the convenience and transparency of economic transaction activities; Rece money laundering, tax evasion and other criminal activities; Enhance the central bank's control over money supply and circulation; To better support economic and social development and help Inclusive Finance realize in an all-round way; It also helps to build a new financial infrastructure, further improve the payment system, enhance the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency
the overall benefits are cost rection, convenient supervision and favorable to the financial system. In addition, what are the benefits to our common people, investors and major enterprises
now is the age of Internet, the evolution of currency is an inevitable trend, and currency digitization is undoubtedly in line with the trend of social development
nowadays, there are digital currencies of different sizes in the market. Although these digital currencies can not be regarded as legal currencies, they are more used as a financial investment project and a new technology in the future. Not only that, bitcoin, the first digital currency, circulates in every corner of the world just like money, but also has the characteristics of transaction, collection and convertibility. We can exchange digital currency for any country's currency, or use digital currency to buy offline real goods. At the same time, we can also do online payment like Microsoft and steam. People use it to pay, buy goods and exchange money; Investors use it for financial management and investment; Enterprises use it to develop more uses, constantly innovate science and technology, or promote their own procts. With the continuous progress of science and technology and the continuous development of digital Internet, the benefits of digital currency or the instries and technologies derived from digital currency are unimaginable in the future.
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