Vulnerability of digital currency platform
Basic routine: the "trading market" of MLM digital currency is basically controlled by specific institutions. In order to attract investors' investment in the early stage, the currency price may be very high. Once the time is ripe, it will be sold intensively, and the price will plummet, and the investors will lose all their money
There are three characteristics of digital money MLM:1. Digital money is a real proct, and it is highly packaged
2. The participants can get a head pulling reward, and the prize is the digital currency itself
3. Digital currency will appreciate with the increase of participants in the scam. In the cycle of digital currency appreciation, the number of participants who can obtain digital currency will also increase, and the participants, including the lowest level participants, will also gain, but in the cycle of devaluation, the bottom level participants often lose a lot
in 2017, the Internet Finance Association of Jiangsu Province issued the "internet pyramid selling identification guide", which named 26 so-called digital currencies as illegal pyramid selling projects covered or suspected to be covered with digital currency. They are: treasure money, Baichuan money, SMI, MBI, mark money, Diablo money, mmm, Fuda compound wealth management, carat money, V treasure, Vicat money, petroleum money, Huaqiang money, CB aiib Hong Kong Group, Yuansheng, Morgan money, beta money, WorldCom, u money, Jubao, 21st century fox, Wanxi wealth management, Wanfu money, Wuxing money, Yi money, Zhonghua money, etc
extended materials:
five ways to distinguish whether digital currency is pyramid selling currency:
1. Issuance mode
virtual currency does not rely on specific monetary institutions. It is proced by a large number of calculations according to specific algorithms, and is a decentralized issuance mode. Each different terminal node is responsible for maintaining the same account book, and the maintenance process is mainly to package and encrypt the transaction information by the algorithm, while the MLM currency is mainly issued by a certain organization, and the profit is made by pulling the head
2. Transaction mode
virtual currency is a kind of sporadic transaction spontaneously formed in the market, which is graally completed by a third party establishing an exchange after the scale is formed. The MLM currency is issued by an institution and traded on its own platform
3. Implementation method
virtual currency itself is an open source program, which is maintained in GitHub community. The parameters and methods of the total amount limit are shown in the open source code. The open source of MLM currency is completely ing other people's open source code, and there is no use of open source code to build programs, so its essence is controlled by the website like Q currency
4, whether to give the source code link
General decentralized digital currency will give the source code link in the prominent position of the official website, so as to show the operation mechanism of the monetary system openly and transparently. The MLM currency focuses on the transaction process of recharge purchase, but does not mention its operation mechanism. Even the website does not have the link address of the source code
5, whether the official website starts with HTTPS
generally, the addresses of the official website and trading website of decentralized digital currency start with HTTPS, and the purpose is that this kind of website can well protect the user's data from illegal theft. But the official website of MLM currency, trading website and other related websites do not start with HTTPS
Yin Zhentao, deputy director of the law and Finance Research Office of the Financial Research Institute of the Chinese Academy of Social Sciences, said that digital currency faces two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process
Zhao Zhanzhan, a special researcher of intellectual property research center of China University of political science and law, believes that digital currency has anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
according to the notice on preventing the financing risk of token issuance, there is no approved digital currency trading platform in China. According to China's digital currency regulatory framework, investors have the freedom to participate in digital currency transactions at their own risk
warm tips: the above information is for reference only. Before investing, it is recommended that you first understand the risks existing in the project, and understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
response time: December 11, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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foreign exchange can be simply understood as a foreign currency that can be used in any international situation, including bills of exchange and cheques in your hand, or your cash deposit
generally speaking, foreign exchange is more expensive than foreign currency, and they can be exchanged through price difference swap. Foreign exchange must be used for international exchange
hope to adopt
The fund with the best growth in 2020 is ABC Huili instry 4.0 , with a yield of 163.33% . As of December 25, according to the performance ranking of active equity funds, the four funds managed by Zhao Yi of Agricultural Bank of China Huili have temporarily ranked the second and fourth place, and the best one's income has exceeded 163%. They have a very obvious leading advantage and basically lock in the victory ahead of time. It is likely that they can repeat the picture of one person dominating the "top three" in 2019
at present, the fund with the best performance has a return rate of more than 163%. According to wind information data, as of December 25, the three funds managed by Zhao Yi of ABC Huili ranked second and top in fund performance in 2020, including ABC Huili instry 4.0, ABC Huili new energy theme and ABC Huili research selection
the yields were 163.33%, 161.96% and 152.42% respectively. Agricultural Bank of China Huili Haitang, also managed by Zhao Yi, ranked fourth in three years, with a yield of 135.89%
the yield of ABC Huili instry 4.0, the current performance champion, has reached 163.33%, which is the highest level since 2016 and the highest performance in the past five years. In 2015, the performance champion is e-fonda emerging growth hybrid managed by Song Kun, with a yield of 171.782%. This year, it is still 8.45 percentage points away from the record. If new energy continues to be so fierce, it is possible to surpass it
extended data:
in the annual fund ranking battle, the role of heavy position stocks is very important. From the perspective of the funds managed by Zhao Yi, the top ten heavyweight stocks tend to be the same. Taking ABC Huili instry 4.0 as an example, at the end of the third quarter, the top ten heavy position stocks were mainly concentrated in the new energy vehicle instry chain, photovoltaic, military and other fields. It is benefiting from the recent market that the net value of San funds managed by Zhao Yi has increased by more than 10% in the past week
the market has predicted that in 2019, the three funds managed by Liu Gesong of Guangfa fund will take the second place in the annual performance list. In 2020, Zhao Yi has almost locked in the rhythm of winning and will "repeat" this brilliant scene
recently, the net value of HSBC Jinxin low carbon pioneer managed by Lu Bin has risen rapidly, following the four funds managed by Zhao Yi, which is currently ranked fifth in the rate of return. The fund has also increased by 9.65% and 24.88% in the past week and month, which also captures the recent market
Huang Le'an's ICBC Credit Suisse medium and small cap growth, Li you's ChuangJin Hexin instrial cycle selection a, sun Di's and Zheng chengran's Guangfa high-end manufacturing have also yielded more than 130% so far this year, with little difference between them
the number of funds between "120% ~ 130%" and "110% ~ 120%" also reached 7 and 10. This year, many fund managers who are in the forefront belong to the "new generation" and show their own advantages in this wave of market conditions. Finally, it will take time to give an answer to "who can win the final prize" in 2020