Digital currency RMB Wallet
With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say
digital currency wallet is not classified, it's just a menu . On August 29 this year, China Construction Bank added & lt; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus in fact, the concept of digital currency has been mentioned for several years. Although is just a test, this activity makes people excited. Is it true that the digital currency that they are thinking about will be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over. At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially released moreover, the digital currency Research Institute of the people's Bank of China has indicated that it can realize the circulation of digital currency between different user clients in the transaction process through technical solutions, generation of new digital currency, cancellation of old digital currency, etc
The digital currency wallet is the hardware wallet, which means that the private key of digital assets is stored in a single chip, isolated from the Internet, plug and play. Hardware wallet can't guarantee 100% security. For example, if a geek gets your hardware wallet and doesn't know your private key, it may be cracked by violence. It's just one of the safest storage methods compared to other storage methods
many block chain entrepreneurs at home and abroad are optimistic about the development of this field, so they begin to build more hardware wallets. In the case of the exchange being stolen a lot of money and the software wallet being stolen from time to time, many investors regard the hardware wallet as the last moat
extended information:
whether the hardware wallet is safe
the hardware wallet can not guarantee 100% security. For example, if a geek obtains your hardware wallet, it may be cracked violently even if it doesn't know your hardware wallet immediately. It's just one of the safest storage methods compared to other storage methods
of course, there are exceptions, such as you have unlimited brain power and never forget. It's better to save it anywhere than in your own mind
The promotion of digital RMB is more like turning the paper-based RMB into the currency used in people's daily life to meet the demand of people's mobile payment. However, unlike the application payment software we use, there is no middleman to convert our currency, and there is no need for them to change their account balance{ RRRRR}
the mobile payment that we usually use is to transfer the money in your account to another person through the bank or through this application payment platform, which is similar to the direct consumption behavior in foreign countries, but there is another intermediary platform, so even if it is popular now, it still has some risks, if there is no intermediary institution, the risk will be reced a lot
Recently, many people said they found search in CCB's app; Digital currency & quot; Can jump to the relevant page, holding CCB card users can directly open. But the system then shut down the content. CCB related personnel said that the CCB app has tested the digital RMB wallet and completed the test on the 28th. Although the test has been completed, it does not mean that the digital RMB has been officially issued
for the time being, the benefits of digital people are more reflected in traceability. For example, where the banknotes are taken out of the bank, they cannot be tracked quickly and accurately. And every transfer of digital RMB will have a transaction, which greatly reces the risk of counterfeit banknotes. And then China's invisible rich will flow out of the water. All assets can be effectively monitored by the state. Fraud and other economic crimes will also be greatly reced. More importantly, it can make the state better supervise and rece corruption
In recent years, with the rapid development of mobile payment, many consumers have gone out without cash or bank card, and only one mobile phone can meet the demand of micro payment. Mobile payment is so convenient, why launch digital RMB
this activity will issue RMB 10 million digital red envelopes to indivials in Shenzhen, with the amount of each red envelope being RMB 200 and the total number of red envelopes being 50000
this pilot is an innovative practice to stimulate consumption and stimulate domestic demand ring the normalization of epidemic prevention and control in Shenzhen, and it is also a routine test in the process of digital RMB research and development{ RRRRR}
Digital RMB pilot is accelerating the application landing. With the continuous improvement and optimization of customer experience, it is expected to bring more convenient, efficient and safe payment experience to the public
the people's Bank of China recently published a commentary in China Finance magazine, saying that China needs to become the first country to issue digital currency to promote the internationalization of RMB and rece its dependence on the global dollar payment system
not for the time being first of all, digital RMB is still in the initial stage of issuance, and the circulation range is not wide. Secondly, the current payment methods of Alipay and WeChat are relatively popular. They are not only large supermarkets, big shopping malls, and even a lot of daily shopping, water and other places, but also have Alipay and WeChat sweep function. This has become the habit of most people to pay. To change this habit to choose other payment methods, it will take some time to adapt. However, with the further development of digital currency, many of its functions are still very attractive to me. If there is an opportunity in the future, I will not rule out the possibility of having a try
First, the number of distribution is not large, and it has not been widely promotedat present, digital RMB is only distributed in the pilot areas in Shenzhen. The number of distributed RMB is relatively small, and there is no large-scale promotion. As a group who does not live in Shenzhen and is not selected as the pilot, I have not formally contacted digital RMB, let alone used it
if it was you, would you choose to use digital RMB wallet for the first time? Welcome to tell me the answer in the message area~