Digital currency RMB pilot
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
Digital RMB is a legal digital currency issued by central banks based on national credit. It is a non cash currency existing in the market. It can be easily circulated like cash, and it can also achieve controllable anonymity, which is closely related to business; virtual currency & quot; It's not the same as mobile payment
according to the latest news from China's Ministry of Commerce, the central government has promoted the implementation of digital RMB. Digital people have such advantages as transferring money without network , carrying no cash Digital RMB will be used in Beijing, Tianjin, Shanghai, Chongqing (Fuling District and other 21 municipal districts), Hainan, Dalian, Xiamen, Qing, Shenzhen, Shijiazhuang, Changchun, Harbin, Nanjing, Hangzhou, Hefei, Jinan, Wuhan, Guangzhou, Cheng, Guiyang, Kunming, Xi'an, Urumqi, Suzhou, Weihai, xiong'an new area of Hebei, Gui'an new area of Guizhou Shaanxi Xixian new area and other 28 provinces and cities (regions) to carry out the pilot
Yes The people's Bank of China formulates policies and safeguard measures; First, Shenzhen, Cheng, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympic Games scene will assist in the promotion, and then expand to other regions as appropriate
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digital currency is the best tool to replace cash:
fan Yifei, vice governor of the central bank, said that the central bank's digital currency focuses on replacing M0 (i.e., banknotes and coins), maintains the properties and main features of cash, and meets the needs of portability and anonymity. It will be the best tool to replace cash
Mu Changchun, director of the digital currency Research Institute of the people's Bank of China, once described such a use scenario: as long as you and I have DC / EP digital wallets on their mobile phones, we don't even need the network. As long as the mobile phone has electricity, if two mobile phones touch each other, we can transfer the digital currency in one person's digital wallet to another person. Digital money does not need to bind any bank account when it is paid, unlike WeChat and Alipay bank. p>
The full name of digital RMB is & lt; Digital money electronic payment & quot DC / EP (digital currency electronic payment) is a kind of payment tool based on various existing bank accounts, which has the same value as ordinary banknotes and coins and can be used for payment or other economic activities. At present, the people's Bank of China is still in the pilot stage and has not been officially issued
According to the report of reference news, the people's Bank of China has concted a small-scale internal test on digital RMB in Suzhou, and many Suzhou civil servants have received the salary in the form of digital RMB. According to the plan, in the future, it will be promoted in Shenzhen, Cheng, Suzhou, xiong'an new area and other places as well as relevant departments of the future Winter Olympics scene, and then extended to other regions as appropriate. It is believed that digital RMB will be popularized in the near futureChina's digital currency pilot project has begun to be in a leading position in the world. This achievement shows that China's digital currency is beginning to develop continuously, and the scale is also expanding. More and more instries begin to feel the convenience it brings us through digital currency. I believe that as long as we maintain this trend well, in the next ten years, China's digital currency will be fully popularized in China, reaching a more advanced, safer and more comprehensive level{ RRRRR}
at present, China's digital currency is becoming more and more convenient and safe because of the participation of each of us. What we use digital currency brings us is the security of our property. Everyone of us should believe that in the next few years, our digital currency will be popularized and developed in an all-round way
The differences are as follows:
1. bitcoin is valuable and highly valuable because it costs a lot of labor to obtain it; The value of mchain is not high. The value of 100 mchain is almost the same as that of counterfeit money, and the cost is a few cents
2. Compared with bitcoin, mchain token has more novel playing methods and reward mechanisms. These reward mechanisms actually enable players to play and gain to a certain extent, while bitcoin is boring
3. Bitcoin is well known by people, while mchain token has not emerged for a long time, only a few people know it
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the name of bitcoin is currency, not real currency. Looking around the world, only Germany recognizes it as the equivalent of "private currency". Since it is not a currency, the financial regulatory authorities of various countries will not regulate bitcoin as they regulate currency. In this way, bitcoin is becoming a special "equivalent" wandering in the gray area
recently, bitcoin and its derivative financial transactions are in full swing. Bitcoin futures trading has been approved by a number of exchanges in the United States, but not regulated. This gives the bitcoin a seemingly "legitimate" coat, and makes bitcoin more like the tulip bubble of Holland in seventeenth Century: the "makers" who have a clear purpose are making money full of money. Compared with the high point of 20 thousand US dollars / p>
, the price of bitcoin is deep at present, but if the government strengthens supervision in the future, or its own capacity limit leads to shrinkage, the level of bitcoin will go deeper. In the past, the price of bitcoin has been slashed, and its future trend is particularly alarming
“ Digital Chinese RMB & quot; In 2020, the two sessions across the country will become one of the hot topics. From last year to now, several big cities in China have launched digital RMB demonstration sites one after another. At present, the application of digital Chinese RMB is mainly invitation system. With the orderly progress of the experiment of digital Chinese RMB, the secret mask of digital Chinese RMB has been untied. According to the actual investigation, it is found that as a part of the first phase project of Shanghai Metro Line 1, the; Black pick & quot; Self service vending machines are graally applied to digital Chinese RMB payment. On the machine and equipment, click on the proct to generate digital Chinese RMB payment options, and purchase according to the scanning QR code
the loaning currency is an electronic device. Will China's RMB have commercial currency notes in the future? Hu Jie believes that the central bank's digital virtual currency will replace part of the cash, but it is impossible to completely replace the banknotes, especially the elderly people also have requirements for banknotes, and banknotes have the characteristics of group polarization. Therefore, in the foreseeable future, digital virtual currency, Chinese RMB banknotes and coins may coexist for a long time
at present, digital RMB can only be used in the pilot area, and further popularization still needs to wait Digital RMB is different from ordinary online payment. Digital RMB is a standard virtual currency. Its essence is not the currency deposited in the bank, but a string of virtual codes, similar to bitcoin and other virtual currencies
at present, the essence of online payment is paper money, but these paper money are stored in different places and become a series of virtual numbers, which is essentially different from digital RMB
although the vast majority of regions are unable to use digital RMB at present, the specific results of each pilot of digital RMB will be published
through the experiments of the pilot personnel in other regions, we can also know the specific use process and feelings of digital RMB, so as to prepare for the wide use of digital RMB in the future
At present, China's banks are promoting digital RMB pilot, and these pilot has become a high-frequency word. Many netizens have talked about this issue, among which the most discussed is whether the digital currency will replace the RMB in the end after the implementation. After all, digitization of everything has become a trend, and our previous credit cards and mobile payments have such characteristics. Today, we will discuss whether digital currency can replace paper RMB if it is implemented{ RRRRR}
Third, how to look at the pilot project now implemented
in fact, digital currency has been retired for some time now. According to the news from all over the world, the effect of digital currency has far exceeded expectations, mainly because in the process of transaction, digital currency is more convenient, efficient and safer. Many people agree with this payment method. At the same time, many people also raise another worry, that is, the high liquidity of digital currency may make many people ignore its safety. Therefore, the security and encryption of digital currency need further efforts