Digital people's Money Wallet
With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say
digital currency wallet is not classified, it's just a menu . On August 29 this year, China Construction Bank added & lt; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus in fact, the concept of digital currency has been mentioned for several years. Although is just a test, this activity makes people excited. Is it true that the digital currency that they are thinking about will be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over. At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially released moreover, the digital currency Research Institute of the people's Bank of China has indicated that it can realize the circulation of digital currency between different user clients in the transaction process through technical solutions, generation of new digital currency, cancellation of old digital currency, etc
The promotion of digital RMB is more like turning the paper-based RMB into the currency used in people's daily life to meet the demand of people's mobile payment. However, unlike the application payment software we use, there is no middleman to convert our currency, and there is no need for them to change their account balance{ RRRRR}
the mobile payment that we usually use is to transfer the money in your account to another person through the bank or through this application payment platform, which is similar to the direct consumption behavior in foreign countries, but there is another intermediary platform, so even if it is popular now, it still has some risks, if there is no intermediary institution, the risk will be reced a lot
In recent years, with the rapid development of mobile payment, many consumers have gone out without cash or bank card, and only one mobile phone can meet the demand of micro payment. Mobile payment is so convenient, why launch digital RMB
this activity will issue RMB 10 million digital red envelopes to indivials in Shenzhen, with the amount of each red envelope being RMB 200 and the total number of red envelopes being 50000
this pilot is an innovative practice to stimulate consumption and stimulate domestic demand ring the normalization of epidemic prevention and control in Shenzhen, and it is also a routine test in the process of digital RMB research and development{ RRRRR}
Digital RMB pilot is accelerating the application landing. With the continuous improvement and optimization of customer experience, it is expected to bring more convenient, efficient and safe payment experience to the public
the people's Bank of China recently published a commentary in China Finance magazine, saying that China needs to become the first country to issue digital currency to promote the internationalization of RMB and rece its dependence on the global dollar payment system
not for the time being first of all, digital RMB is still in the initial stage of issuance, and the circulation range is not wide. Secondly, the current payment methods of Alipay and WeChat are relatively popular. They are not only large supermarkets, big shopping malls, and even a lot of daily shopping, water and other places, but also have Alipay and WeChat sweep function. This has become the habit of most people to pay. To change this habit to choose other payment methods, it will take some time to adapt. However, with the further development of digital currency, many of its functions are still very attractive to me. If there is an opportunity in the future, I will not rule out the possibility of having a try
First, the number of distribution is not large, and it has not been widely promotedat present, digital RMB is only distributed in the pilot areas in Shenzhen. The number of distributed RMB is relatively small, and there is no large-scale promotion. As a group who does not live in Shenzhen and is not selected as the pilot, I have not formally contacted digital RMB, let alone used it
if it was you, would you choose to use digital RMB wallet for the first time? Welcome to tell me the answer in the message area~
In fact, with the development of science and technology, more and more people can enjoy the dividend of the development of science and technology, and also can let themselves have a better convenience. Most of the time, we can make better use of science and technology, and also can make science and technology better function, can make us more dependent on science and technology, more convenient for our daily life
with the development of Internet technology, more and more people may use some new payment methods, such as digital RMB, and our country is constantly developing digital RMB, and can also have a better application. Six state-owned banks begin to promote digital RMB currency wallet. Is the era of digital RMB coming? I think it's all coming. There are three reasons for this: first, digital RMB has been widely promoted
in my opinion, I think the era of digital RMB is coming, because I think digital RMB has been widely promoted, which can make many people accept the digital RMB and use it. Therefore, it may come in the near future{ RRRRR}
that's my opinion. Do you have any ideas