Digital asset currency
fiat money: it means that it does not represent real goods or goods, and the issuer has not cashed the currency into physical obligation; A currency that becomes legal currency only by government decrees. The value of fiat money comes from the owner's belief that money will maintain its purchasing power in the future. Money itself has no intrinsic value, that is to say, when the paper money comes into being, legal tender is essentially the negotiable paper money stipulated by law
the legal currency of the people's Republic of China is RMB, and the people's Bank of China is the national authority in charge of the management of RMB, which is responsible for the design, printing and issuance of RMB—— From the Internet
e-money: in fact, it is the electronization of legal money, including our common bank card, online banking, e-cash, etc; There are also third party payments developed in recent years, such as Alipay and WeChat payment. No matter what the form of these electronic money is and through which institutions it circulates, its original source is the legal money issued by the central bank
virtual currency: virtual currency refers to non real currency, and its existing state is intangible. The most important difference between virtual currency and electronic currency in narrow sense is the difference of issuers. Virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, game currency, q-coin, and ticket counting are mainly limited to circulation in a specific virtual environment
digital currency: digital currency which applies the latest digital network technologies such as blockchain, has the characteristics of Distributed Accounting, unique encryption technology, decentralized settlement, etc. Of course, digital tools with these characteristics must be supported by national credit if they want to become sovereign currency or legal tender
therefore, digital currency must be currency; In today's social system, money must also be sovereign money or legal tender. Secondly, digital currency must have the basic attributes and main functions of currency.
Encrypted digital assets: encrypted digital currency is not issued by legal tender institutions and is not controlled by the central bank. It is based on the open source code of a group of equations calculated by computers all over the world. It is generated by a large number of operations of computer graphics card and CPU, and uses the design of cryptography to ensure the security of all aspects of currency circulation. The design based on cryptography can make the cryptocurrency only be owned by real users
encrypted digital asset is also a kind of gold existing in the network world, which is a kind of encrypted digital currency based on the block chain technology and using the digital encryption principle. In a sense, it has the same circulation function as ordinary currency. Encrypted digital assets apply blockchain technology to the global financial field, which makes consumers all over the world make business investment through encrypted digital assets, and create a new business model of win-win between investors and users, which is a trend for development
virtual currency:
virtual currency (enterprise currency) is self issued by companies or private indivials. It can be issued indefinitely, and it does not need to be obtained by solving the equation through the CPU program of computer graphics card. Because it can be issued unlimited according to the market demand, it does not have the value of collection and appreciation. There is no ore pool website, no original code. Price can be manipulated, mostly one-way relationship
Digital assets and digital currency are not the same thing
Digital assets refer to the non monetary assets owned or controlled by enterprises or indivials in the form of electronic data and held in daily activities for sale or in the process of proction. The emergence of digital assets benefits from office automation, digital assets rely on the development of electronic payment system, its prospects are predictable2. Digital currency
digital currency refers to the digitization of currency. Digitization doesn't mean scanning. This is just like digital signature. Digital signature does not mean scanning your signature into a digital image, or using the touchpad to obtain the signature, let alone your signature
digital currency is often mistaken for virtual currency. But virtual currency refers to non real currency. For example, when you play "Three Kingdoms" (game) or "grand Voyage", you have money, and that money is virtual. Of course, the virtual money will also have its real value
for example, if you buy her / his account from another player, you can get all the virtual assets of that player, and then it will be much easier for you to continue playing. Virtual money is not necessarily digital. For example, children play games with pebbles as virtual currency
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characteristics of digital assets:
1. High price. Because these application software with special purpose is specially developed for a specific work, its cost is relatively high, and its price is not lower than the price of fixed assets of factory buildings
(2) strong attachment. Application software must be supported by computer hardware and system software in order to play its role3. Strong interaction. Even the simplest application software also has some interactive functions, such as the error prompt to the operator, which is the most basic advantage of IT instry procts
The quantity is infinite. Digital assets as assets are scarce (because not all enterprises or indivials can create digital assets), but its supply can be unlimited. However, tangible assets are always limited e to the limitation of property and storage space Cost decreasing. The proction cost of tangible assets is positively proportional to the proction quantity References:
Network: digital assets
Network: digital currency
digital currency refers to the virtual currency, and there is no real digital currency at present
digital assets refer to virtualized and securitized assets, such as stocks, bonds, futures, etc.
generally speaking, digital assets are digitized assets. To understand digital assets, we need to understand blockchain technology first. Blockchain technology is a kind of Internet big data registration, storage and circulation technology, which is characterized by decentralization, point-to-point transmission, parallel storage, grid computing, and can not be modified
digitization is the form of registration, storage and circulation of digital assets. The feature description of digital assets is placed in the header part of the block, and the time stamp is used as proof. The body part of the block stores the circulation information of this digital asset. And all circulation data can not be tampered with and can always be checked. The price at the time of circulation can be clearly checked by the transaction subject
from the above description, we can see that digital assets belong to the category of Internet economy. Funds, equity and bank cards in the traditional economy are not digital assets. Bank cards and wechat payment can only be called e-money at most
it economy is not Internet economy. Many IT professionals claim to be internet professionals. In fact, the Internet has just begun. The essence of the Internet is the link of human mind and the Internet behind the Internet
only in the era of Internet economy can there be digital assets. Why should we enter the era of Internet economy? It is because of the current logic of traditional economic development and the law of economic development. Because we have felt that the traditional market failure, followed by capital failure, it has been difficult to expand. In the process of development, capital has experienced four forms: instrial capital, commercial capital, financial capital and social capital. Now overcapacity means that instrial capital can't play any more; Commercial capital is a brand model, and terminal marketing advertising is shrinking, which indicates that commercial capital is losing effectiveness; Financial capital refers to how much equity you own, how much loan you can get and how much capital you can mobilize. Now that the capital can't find a way out, it means that the financial capital is also invalid; Social capital is to master the social system, rules, structure, form policies, subsidies, tax rection, tax exemption and so on. Now these functions are not obvious. The government advocates the Internet. The Internet is virtual. It is related to mechanism and has nothing to do with rules. What is the difference between its economic form and tradition? The form of Internet capital is decentralized, and all resources and social wealth eventually become digital assets. No digital assets in the Internet age is equivalent to no credit in the instrial age. The future must be living in the digital age
having said that, what did we say? I just want to tell you that not everything is digital assets. Only the assets digitized by blockchain technology in the field of Internet economy and circulated in the Internet are digital assets. In the future, all assets will become digital assets, but most of the current assets are still traditional assets, not digital assets. Because digital assets have diminishing marginal cost and increasing marginal utility, they can create new value in the credit system by closed-loop circulation, so all kinds of Ponzi schemes in the name of digital assets are rampant. Next, I will continue to analyze the truth of digital assets
first of all, digital asset is a kind of utility, which is not necessarily the asset itself or all. Take a few examples to explain, and you will understand. For example, your forest farm has joined an Internet breeding project, and you have planted iron hawthorn fruit trees. This part is your private assets. If you have not joined the Internet breeding project, it is not the digital assets of this project. You only provided the part of the forest farm that you did not use the breeding function to the Internet breeding project. Therefore, only the breeding utility of the forest farm is the digital asset of the Internet breeding project. Another example is that the taxi added to our private car is not the full value of the car. It is the digital asset of our taxi platform, because our taxi platform does not require ownership, use right and control right of the car. It only uses the remaining capacity of your car, so only the part of the remaining capacity is the digital asset of our taxi platform. Only by adding all the utility of your forest farm or your vehicle to the Internet project, can all the assets of your forest farm and vehicle belong to digital assets
digital assets belong to the category of Internet economy, which has its own unique gene:
1. Digital assets are constructed as a social Internet project or pool in the form of self consistency as a flow. In this project, digital assets are expressed in three forms: geek builds ecosystem, which is expressed as intelligent assets, which provides cheap docking information flow and credit flow for the supplier and demander of the project; Maker provides service flow for Witkey in the form of digital assets; Witkey provides capital flow for maker in the form of digital assets. The instrial Internet is a pool composed of numerous and various streams
2. The price and value of digital assets must be separated. Digital assets are projects or systems built on the Internet to circulate. Because of the decentralization of the Internet, it will inevitably lead to the Internet Project breaking the original edge, procing the effect of instant outbreak and barbaric growth. Moreover, because the marginal cost is reced or even zero, the price of digital assets is reced or even zero, and the value is increased e to the increase of marginal utility, thus realizing the separation of price and value. Therefore, some experts have analyzed that the Internet era may become a zero cost era or a free era
3. Digital assets are invisible resources or stock assets. Internet economy must start from outside the boundary of traditional economy. It will not participate in the competition of traditional economy. The competition of Internet economy must be systematic. In the Internet era, digital assets are all kinds of social invisible resources and stock assets released by the Internet Ecosystem at zero cost, so as to improve the antagonistic relationship between man and nature. Through the establishment of various new mechanisms, we can cover all kinds of pain points of the traditional economy and make the society more harmonious and beautiful
therefore, digital asset is a kind of asset with thinking and gene. Its circulation and operation will play the role of social governance mechanism, and it will build a new credit system and value system for the Internet era.
Digital assets refer to the non monetary assets owned or controlled by enterprises or indivials in the form of electronic data, which are held in daily activities for sale or in the process of proction
As an enterprise's asset, digital assets are not only constrained by the seller's information proction cost, but also influenced by many factors, such as social and economic environment and technical conditions, proctivity of manufacturers, proction scale and information instrialization degreeincluding houses, buildings, machinery, machinery, means of transportation and other equipment, appliances and tools related to proction and operation activities
digital assets are not only the labor means of enterprises, but also the main assets on which enterprises rely for proction and operation. From the perspective of accounting, digital assets are generally divided into proction fixed assets, non proction fixed assets, leased fixed assets, unused fixed assets, unnecessary fixed assets, financial leasing fixed assets, and donated fixed assets
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the calculation formula of digital assets is: net operating income = operating income - operating expenses - depreciation of proctive fixed assets - proction tax + net income from renting houses, net income from renting other assets and converted net rent of self owned houses, etc. The net income of the property does not include the premium for transferring the ownership of the asset
real growth rate of per capita disposable income = (per capita disposable income in the reporting period / per capita disposable income in the base period) / consumer price index - 100%
reference sources: network digital assets