Where is digital currency
Publish: 2021-04-09 21:34:55
1. Block eye analysis: digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions). In short, it is the electronization of RMB, which is equivalent to paper currency, but more flexible than paper currency. It can track the flow of your money and pay without the Internet
digital currency has the main characteristics of network packet. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital money, the direct benefit of digital money to the central bank is not only saving the cost of paper money issuance, circulation and settlement, but also enhancing the central bank's ability to control funds.
digital currency has the main characteristics of network packet. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital money, the direct benefit of digital money to the central bank is not only saving the cost of paper money issuance, circulation and settlement, but also enhancing the central bank's ability to control funds.
2. Some with foreign qualifications will be better, safe and reassuring. At present, there are few in China. Most of them are done in Hong Kong on foreign platforms. You can ask the customer service for more information
3. So far, we can't buy the digital currency issued by the central bank, but it's coming soon
according to the news on August 10, Mu Changchun, deputy director general of the payment and Settlement Department of the people's Bank of China, said at the third China finance forum that the central bank's digital currency will soon be launched and will adopt a two-tier operation system, that is, the people's Bank of China will be the upper tier and commercial institutions will be the second tier< As for why the central bank's digital currency chooses the "two-tier operation system", Mu Changchun explained:
1. The central bank's digital currency is bound to face the retail scene and the public, while the performance of bitcoin and Libra can not meet the high concurrency. After a period of research, it is decided to adopt the two-tier system
2. It is a complex system engineering for big countries to issue central bank digital currency
3. The IT infrastructure application and service system of commercial banks and other institutions have been relatively mature, the user base is huge, and the service habit has been formed; There are plenty of talents and it experts; The system has strong processing ability, and has accumulated some experience in the application of financial technology
4. Through the design of two-tier operation, risk can be avoided to concentrate on a single indivial
5. Single layer investment will lead to "financial disintermediation". If the central bank directly releases digital money to the public, it will crowd out the deposits of commercial banks and affect the loan delivery ability of commercial banks; In extreme cases, it will also subvert the existing financial system, leading to the "grand unification" of the central bank
6; It will not affect the existing monetary policy transmission mechanism
7. The central bank will not preset the technology route, any advanced technology may be used in the research and development of the central bank's digital currency; The boundary between electronic payment and central bank digital currency is fuzzy; It can fully mobilize market forces and realize system optimization through competition
it can be seen that the central bank has recognized the legitimacy of bitcoin and Ethernet in disguised form. However, the central bank's digital currency is different from the traditional blockchain digital currency. It is 1:1 anchored RMB. I regard it as RMB digitization. The central bank's digital currency, paper money, coins and bonds exist at the same time, but in different ways. It is a kind of stable currency, and there is no room for speculation
at the beginning of this year, the most influential event of digital currency is Facebook's upcoming launch of digital currency Libra. If successful, it will bring 3 billion Facebook users into digital currency. However, Libra has not included the RMB in its basket of currencies. Coupled with the sweater war and exchange rate war with the United States, this may be the reason why the central bank urgently launched the central bank's digital currency. It is said that Wal Mart will also launch digital currency. With JPMorgan's issuing currency before, it can be predicted that traditional business giants will enter the era of blockchain digital currency one after another
the issuance of digital currency by the central bank may be a great benefit to the users of China's currency circle. Due to some policy reasons, the users' access to the digital currency world is not very smooth, which is the problem of difficult access to money. The most common stable currency, usdt, does not seem to be very stable and over issued seriously. In addition, the attorney general's office in New York investigates TEDA and other reasons, There may be a risk of thunderstorm at any time. According to statistics, about 80% of the users who use usdt are Chinese users, while the United States uses USD directly, and a few will use usdt. If the central bank introces digital currency, it will greatly facilitate digital currency users
finally, the other role of the central bank's digital currency is cross-border trade settlement. If it is combined with Alipay and WeChat payment, it will compete abroad and compete with Libra internationally.
according to the news on August 10, Mu Changchun, deputy director general of the payment and Settlement Department of the people's Bank of China, said at the third China finance forum that the central bank's digital currency will soon be launched and will adopt a two-tier operation system, that is, the people's Bank of China will be the upper tier and commercial institutions will be the second tier< As for why the central bank's digital currency chooses the "two-tier operation system", Mu Changchun explained:
1. The central bank's digital currency is bound to face the retail scene and the public, while the performance of bitcoin and Libra can not meet the high concurrency. After a period of research, it is decided to adopt the two-tier system
2. It is a complex system engineering for big countries to issue central bank digital currency
3. The IT infrastructure application and service system of commercial banks and other institutions have been relatively mature, the user base is huge, and the service habit has been formed; There are plenty of talents and it experts; The system has strong processing ability, and has accumulated some experience in the application of financial technology
4. Through the design of two-tier operation, risk can be avoided to concentrate on a single indivial
5. Single layer investment will lead to "financial disintermediation". If the central bank directly releases digital money to the public, it will crowd out the deposits of commercial banks and affect the loan delivery ability of commercial banks; In extreme cases, it will also subvert the existing financial system, leading to the "grand unification" of the central bank
6; It will not affect the existing monetary policy transmission mechanism
7. The central bank will not preset the technology route, any advanced technology may be used in the research and development of the central bank's digital currency; The boundary between electronic payment and central bank digital currency is fuzzy; It can fully mobilize market forces and realize system optimization through competition
it can be seen that the central bank has recognized the legitimacy of bitcoin and Ethernet in disguised form. However, the central bank's digital currency is different from the traditional blockchain digital currency. It is 1:1 anchored RMB. I regard it as RMB digitization. The central bank's digital currency, paper money, coins and bonds exist at the same time, but in different ways. It is a kind of stable currency, and there is no room for speculation
at the beginning of this year, the most influential event of digital currency is Facebook's upcoming launch of digital currency Libra. If successful, it will bring 3 billion Facebook users into digital currency. However, Libra has not included the RMB in its basket of currencies. Coupled with the sweater war and exchange rate war with the United States, this may be the reason why the central bank urgently launched the central bank's digital currency. It is said that Wal Mart will also launch digital currency. With JPMorgan's issuing currency before, it can be predicted that traditional business giants will enter the era of blockchain digital currency one after another
the issuance of digital currency by the central bank may be a great benefit to the users of China's currency circle. Due to some policy reasons, the users' access to the digital currency world is not very smooth, which is the problem of difficult access to money. The most common stable currency, usdt, does not seem to be very stable and over issued seriously. In addition, the attorney general's office in New York investigates TEDA and other reasons, There may be a risk of thunderstorm at any time. According to statistics, about 80% of the users who use usdt are Chinese users, while the United States uses USD directly, and a few will use usdt. If the central bank introces digital currency, it will greatly facilitate digital currency users
finally, the other role of the central bank's digital currency is cross-border trade settlement. If it is combined with Alipay and WeChat payment, it will compete abroad and compete with Libra internationally.
4. In 2013, vircurex, the third largest trading platform of bitcoin in the world, was attacked twice by hackers, which made vircurex fall into a serious financial crisis. As a last resort, it stopped withdrawing bitcoin, Leyte and other virtual currencies in March 2014
on the morning of February 25, 2014, Mt. GOx, the world's first exchange, stolen 744408 bitcoins in a major bitcoin theft case. According to the average price of bitcoin on the 28th day, it is equivalent to 475 million US dollars. Mt. GOx went bankrupt
on January 26, 2018, coincheck illegally removed about 260000 NEM holders at about 02:57 on that day, and then suspended some functions
on March 7, 2018, the world's second largest exchange, "coin on binance exchange". A large number of users' accounts were stolen. In the face of the hacker attack, this morning, coin an rolled back all abnormal transactions
the above lesson of xuelinlin tells us that no matter how big the exchange is, it can't guarantee the security of core assets and users' digital currency
next, I would like to say that it is safer to withdraw your digital currency to Epay blockchain wallet
Why do you say that< 1. Epay wallet adopts multiple encryption, offline cold storage
2. Bank and risk control system, anti money laundering system
3. Secured transactions are more secure, and it is the first encrypted digital wallet supporting secured transactions in the world
Epay wallet is a digital currency encrypted wallet developed by Epay global payment, and Epay global payment is the best payment channel of global cryptocurrency, The official partner of tether and the world's largest usdt charging platform account for more than 80% of the total usdt, and it is the first digital currency wallet in the world to support the top five legal currencies. Epay global payment was established in 2014 with a registered capital of 200 million yuan. Epay global payment integrates the latest blockchain technology and e-wallet to provide convenient and flexible e-payment, global bank wire transfer, payment gateway and other services for global users with a series of advantages such as diversified payment methods, low cost, high security and trust.
on the morning of February 25, 2014, Mt. GOx, the world's first exchange, stolen 744408 bitcoins in a major bitcoin theft case. According to the average price of bitcoin on the 28th day, it is equivalent to 475 million US dollars. Mt. GOx went bankrupt
on January 26, 2018, coincheck illegally removed about 260000 NEM holders at about 02:57 on that day, and then suspended some functions
on March 7, 2018, the world's second largest exchange, "coin on binance exchange". A large number of users' accounts were stolen. In the face of the hacker attack, this morning, coin an rolled back all abnormal transactions
the above lesson of xuelinlin tells us that no matter how big the exchange is, it can't guarantee the security of core assets and users' digital currency
next, I would like to say that it is safer to withdraw your digital currency to Epay blockchain wallet
Why do you say that< 1. Epay wallet adopts multiple encryption, offline cold storage
2. Bank and risk control system, anti money laundering system
3. Secured transactions are more secure, and it is the first encrypted digital wallet supporting secured transactions in the world
Epay wallet is a digital currency encrypted wallet developed by Epay global payment, and Epay global payment is the best payment channel of global cryptocurrency, The official partner of tether and the world's largest usdt charging platform account for more than 80% of the total usdt, and it is the first digital currency wallet in the world to support the top five legal currencies. Epay global payment was established in 2014 with a registered capital of 200 million yuan. Epay global payment integrates the latest blockchain technology and e-wallet to provide convenient and flexible e-payment, global bank wire transfer, payment gateway and other services for global users with a series of advantages such as diversified payment methods, low cost, high security and trust.
5. The concept of bitcoin was first proposed by Nakamoto on November 1, 2008, and was officially born on January 3, 2009. According to the idea of Nakamoto, the open source software is designed and released, and the P2P network on it is constructed. Bitcoin is a virtual encrypted digital currency in the form of P2P. Point to point transmission means a decentralized payment system. Fire coin network, okcoin and coin security network are the three major bitcoin trading platforms in China. Due to the high risk of bitcoin trading, it is recommended to choose carefully for users with immature investment experience
warm tips: the above explanations are for reference only, without any suggestions. There are risks in entering the market, so investment should be cautious. Before making any investment, you should make sure that you fully understand the nature of the investment and the risks involved in the proct. After a detailed understanding and careful evaluation of the proct, you can judge whether to participate in the transaction
response time: January 29, 2021. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
warm tips: the above explanations are for reference only, without any suggestions. There are risks in entering the market, so investment should be cautious. Before making any investment, you should make sure that you fully understand the nature of the investment and the risks involved in the proct. After a detailed understanding and careful evaluation of the proct, you can judge whether to participate in the transaction
response time: January 29, 2021. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
6. It will be more and more difficult to mine by yourself. Jinhoe mining, mining machinery or its own assets, will arrive at the account immediately every day
7. You can register an account in the transaction or register an online wallet online. There is a certain guarantee of safety, but it is not necessarily 100% safe
because virtual currency is completely legal in China. At the end of 2013, the central bank and other five ministries and commissions jointly issued the bitcoin risk notice, which clearly defined the virtual currency represented by bitcoin as a special Internet commodity, and people can buy and sell freely at their own risk
Zhou Xiaochuan, the governor of the central bank, also said that bitcoin is a tradable asset like a stamp. It is not issued by the central bank, and the central bank has no right to ban it. Most of the countries in the world also adopt a cold attitude towards virtual currencies such as bitcoin.
because virtual currency is completely legal in China. At the end of 2013, the central bank and other five ministries and commissions jointly issued the bitcoin risk notice, which clearly defined the virtual currency represented by bitcoin as a special Internet commodity, and people can buy and sell freely at their own risk
Zhou Xiaochuan, the governor of the central bank, also said that bitcoin is a tradable asset like a stamp. It is not issued by the central bank, and the central bank has no right to ban it. Most of the countries in the world also adopt a cold attitude towards virtual currencies such as bitcoin.
8. All kinds of digital currencies basically have their own official wallets. In addition, there are many app wallets or web wallets that can store multiple currencies, such as imtoken (it supports Rec20 protocol token storage, so it is troublesome for apple to use, and it needs to be downloaded and upgraded with Apple ID in Hong Kong or abroad); 58wallet (all currency wallet, apple mobile phone and Android can download directly, now only support erc20 protocol token storage, later upgrade can store more currency), of course, there are many other wallets, but I think these two are good to use, hope to help you
9. Of course, the most secure is the U disk, isolated from the network. But I'm directly in the trading website. I'm afraid I can't find or forget my computer. If more flowers, scattered a few websites, their technology is certainly better than our own computer.
10. Only open source digital cryptocurrency can be queried, because the market value of digital cryptocurrency whose source code is not public can not be determined, because these currencies can be split. There is a website on btc123 to check the market value of digital cryptocurrency
bitcoin, Leyte coin, doggy coin, Ruitai coin, Ruibo coin and Qianjin card are the top ones.
bitcoin, Leyte coin, doggy coin, Ruitai coin, Ruibo coin and Qianjin card are the top ones.
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