Will banks issue digital currency
what we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment instruments"
the center for International Settlements (BIS) and the Committee on payment and market infrastructure (CPMI), two authoritative international organizations, jointly concted two questionnaires on more than 60 central banks in 2018 and 2019. The content of the questionnaire includes the work progress of central banks on digital currency, the motivation of studying digital currency and the possibility of issuing digital currency. 70% of central banks said they are (or will be) involved in the research of digital currency
response time: October 13, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
Digital currency can be understood as the digitalization of RMB, which has two obvious advantages: "no account payment" and "no network payment". After Facebook launched Libra this year, the central bank's digital currency has also stepped in. We see both challenges and opportunities
in a word, digital currency is still RMB in fact, but some changes have taken place in its form. We say that digital currency is of great significance. It not only enhances the security and controllability, but also makes counterfeit currency "invisible". In addition, the issuance of the central bank's digital currency is also concive to the central bank's more convenient and transparent management
in its Research Report on CBDC, the Bank of England defines central bank digital currency as an electronic form of central bank currency, which can be used by households and businesses to make payments and store value
the Chinese version of CBDC is described as a controllable anonymous payment tool, which is issued by the people's Bank of China, operated by designated operating institutions and exchanged to the public, based on the generalized account system, supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, and has value characteristics and legal compensation
what we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment instruments"
response time: October 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
we are ready to discover digital currency, but it is still in the planning and brewing stage, and there is no formal issue
this project will upgrade the existing currency discovery mechanism, and each unit of currency is given its own special identification mechanism
in addition, the bank account, Zhang Sanhui gives you 100, Li Sihui gives you 100, under the current system, there is no essential difference between the two 100, For you, for the system, the bank account is the same bookkeeping symbol, but under the digital currency mechanism, the system can correctly identify which unit currency, that is, the 200 yuan, is given by Zhang San and which by Li Si. Note that this is in the electronic system, not the actual paper currency, which is equivalent to giving DNA to each unit currency
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this problem is very professional
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we are ready to discover digital currency, but it is still in the planning and brewing stage, and there is no formal issuance of the project
-
this project will upgrade the existing currency discovery mechanism, and each unit of currency will be given its own special identification mechanism
-
in addition, the bank account, Zhang Sanhui will give you 100, Li Sihui will give you 100, Under the current system, there is no essential difference between the two 100. For you, for the system, the bank account is the same bookkeeping symbol. However, under the digital currency mechanism, the system can correctly identify each unit of currency, that is, among the 200 yuan, which is given by Zhang San and which is given by Li Si. Note that this is in the electronic system, not the actual paper currency, It is equivalent to endowing DNA
< / OL > to each unit of currency