Profit model of digital currency company
it is suggested to invest in some normal digital currencies, such as bitcoin, Ruitai coin, gold card, etc. digital currency investment is a high-risk and high-yield investment, which needs to be cautious.
Share from DTV: how does the blockchain of DTV make profits in the end:
1. Build a blockchain ecosystem
Why do start-ups join in blockchain public chain projects one after another? Because it's a great opportunity. Any enterprise has the opportunity to create an ecosystem that subverts the existing pattern with its own ideas and operations. In this system, the currency designated by the ecosystem owner will circulate
because start-ups hold a certain amount of money and reserve some money for enterprises to dig, and the total amount of money is fixed, the faster the flow speed of the ecosystem is, the greater the demand for money is. More transactions chase less money, and the currency is bound to appreciate, but this idea is based on the fact that the currency is irreplaceable
now many research groups are developing cross chain technology to connect blockchains in different fields, so as to achieve the free circulation of money flow and data flow, and finally go to the exchange
in this case, the impact of a chain of money shortage on the ecosystem may not be as simple as the classical monetary theory, and the money price is likely not to follow the simple relationship between supply and demand. Designers need to think about this from a macroeconomic perspective
this is also the most attractive part of blockchain project: everyone is likely to establish new rules in this new field and become the manager of Qu centralized system. By then, the owners of the blockchain will have the ability to control the economy of the whole field - selling or inhaling digital currency will have a huge impact on the instry
2. Providing services for enterprises
providing services for enterprises is the main profit model of blockchain projects at the present stage, and cloud storage security skeptics are likely to turn to traceable and tamper proof blockchain service providers to seek maximum data security
for example, a blockchain start-up operating a data sharing platform, its main business includes providing data storage and data transaction services for customers, thus charging service fees and handling charges
there are many domestic start-up companies operating such businesses, such as cloud nest, border intelligence, magic chain technology, etc. Each company has excellent technology, but to make a profit, it may have to work hard on the operation
today, Tencent cloud's tbaas has joined this field and can provide services covering finance, supply chain, Internet of things, medical and other fields. It is believed that the competition and expansion of customers will become more difficult in the future
3. Smart contract participates in profit making
smart contract is like a contract that can be executed automatically. The validity of the contract is judged and enforced by machines instead of people. Its essence is still a piece of code, but the traceability and non tampering characteristics of blockchain can ensure that this piece of code runs automatically under the non trust mechanism. Blockchain is the precondition of smart contract operation
in practice, there are many opportunities for profit making through smart contracts, and smart contracts can solve these problems in a non black box way
in the running process of the program, the smart contract performs audit, classification information and other operations, which eliminates the interference of middlemen, and the record will not be artificially damaged, and the font on the file will not be blurred for a long time
but to some extent, the operators of smart contracts themselves become middlemen, and they automatically collect and pay audit fees through smart contracts. This kind of special intermediary service saves a lot of costs for customers, and its essence is realized by improving efficiency
4. Operation of special service driven system
many enterprises have their own exclusive fields in building blockchain community. Take the neurogenomics project led by geneticist church as an example. After enjoying the gene sequencing service provided by neurola, consumers can not pay in the form of legal money, but have to exchange legal money into the token issued by neurola
as more people exchange legal money for this token, nebula will successfully build a blockchain platform with gene data as the core, and after that, it will better carry out precision medical services
generally speaking, this mode relies on the actual technology, makes profits from offline services at the beginning of the project, and converts the legal money in the income into token in the process of making profits. With the progress of the project, the platform can carry out more precision medical services with the help of the data obtained from the start mode, and its profit methods have become diversified, but the whole process will not be separated from the entity
in the whole process of enterprise operation, token is mainly used as incentive, and token appreciation is not a problem that geneticists should consider
The original purpose of project 1CO is to crowdfunding in the market through pre-sale service. In 2013, the early 1CO company appeared in the financial field, and then quickly detonated the entire digital money market, resulting in the rise of speculationhowever, this storm came and went quickly. From 2013 to 2014 alone, many projects died in the speculation or were directly judged as fraud
according to Engadget data, 45.6% of the 902 crowdfunding based digital currencies have failed in 2017
Even so, there are still many survivors. These enterprises (including those that build the ecosystem) attach great importance to the role of token, and the appreciation of token will be calculated as part of the profits In essence, it is similar to an enterprise operating both financial assets (token) and operating assets (service) to manage operating assets to make financial assets profitable. However, if the proportion of "financial assets" is too large, the risk will come uninvited The foundation of sharing economy is to monitor the available resources and corresponding demands in real time and make adjustments to maximize the utilization of resources. For unicorns like airbnb, they have a mature management mode and stable cash flow. They try blockchain because blockchain technology can bring more transparent, more efficient and fairer systemsthis kind of enterprises use blockchain in the way of private chain or alliance chain. They don't need token to participate in circulation, and the nodes don't exist anonymously. They are interested in blockchain technology itself
with the blessing of blockchain technology, the manual input of ID information issued by the government will be transformed into the safe storage and verification of ID issued by the government. Customers and landlords can completely rely on the evaluation content. At the same time, the comments can be traced back to avoid the possibility of negative comments being deleted and the participation of the Navy
the profit model of airbnb and Tencent
I: recommendation fee
Internet financial enterprises can directly recommend loan customers to financial companies and charge recommendation fee. This model needs a huge database to sort out and analyze the information of different loan customers. The advantage of this approach is that financial institutions can focus on core business instead of the high cost of exploring customers
2: handling fee
the income source is the integration of transaction and handling fee income. At present, in the process of users applying for loans, Internet financial enterprises help users complete the whole loan process. After the loan is approved, the corresponding proportion of the loan amount will be collected as the rebate. If it becomes a P2P online lending platform, the lender needs to pay the corresponding fees in different platforms, which is the main revenue resource of the pure platform. For payment companies, service charge is naturally the main means of profit
Three: advertising expenses
I'm not familiar with traditional Internet companies, that is, the advertising expenses invested by financial institutions in Internet financial websites. Advertising on financial websites is a precise investment for investors who take the initiative to visit websites, which can achieve good results. At the same time, advertising positions on Internet financial websites can also charge advertisers for revenue
Four: Pricing fee
the pricing fee here refers to risk pricing. To do customer credit assessment services for financial companies, or to assist financial companies in risk pricing. Analyze and mine the data of user behavior, and then give it to the financial companies with demand. Instry insiders pointed out that risk pricing is not a new concept. The core of banks is to price risks. However, whether they can do a good job or not, many small and medium-sized enterprises that can't get loans have good qualifications. Internet finance companies solve the problem of information asymmetry through the vertical search of Internet and finance, In the future, pricing fee will become one of the important profit models of Internet finance
there are several profit models of Internet finance. It is worth noting that each Internet finance company will have a different profit model. With the development of Internet finance, all kinds of profit models go back and forth directly, and the focus of each enterprise will be different. There are still many profit models of Internet finance that have not been explored, and the prospect is worth looking forward to. More Internet finance knowledge can be learned in the company's video studio.
Like bitcoin, XRP is a digital currency based on Mathematics and cryptography. However, unlike bitcoin, which has no real purpose, XRP has the main bridge currency and security function in ripple system. The security function is indispensable, which requires that the gateway participating in this protocol must hold a small amount of XRP
in theory, gateways don't need to buy many xrps, and their prices are very cheap. One XRP is only 0.4 cent (as of March 14, 2015, its price has risen to about 1 cent). Like bitcoin, the number of xrps can not be "over issued" (the total number is 100 billion), but since a small amount of xrps will be destroyed in each transaction, it means that the number of xrps will graally decrease. If ripple protocol can become the global mainstream payment protocol, the gateway's demand for XRP will be more extensive - the demand is strong but the quantity is decreasing, which will lead to the appreciation of XRP
ripple labs holds 77 billion XRP, which is simply valued at 0.4 cents and is worth about US $300 million. Ripple labs said that in order to have more participants in the ripple agreement, they will graally donate 55 billion of XRP to the users of the system, leaving 22 billion for themselves. If ripple becomes the mainstream payment agreement and the number of XRP is decreasing, XRP will appreciate. Even if the majority of XRP is donated and held, the value of ripple labs can still be very high
this is just an assumption. After all, this payment agreement is just a new thing. Up to now, the first and only bank in the world to announce access to ripple agreement is Fidor Bank of Germany, which is an Internet direct bank actively exploring in the field of digital currency, headquartered in Munich, Germany. Previously, the bank's cooperation with bitcoin was also seen as a groundbreaking move
although there is a start, ripple agreement still has a long way to go to "conquer" banks, especially traditional banks that are not as innovative as Fidor
