Digital currency hosted by German banks

1. Commerzbank Ag
Dessau rosslau
konto 5028683 (the number is the account number you want to transfer)
BLZ 810 400 00 (the number is the bank code)

if you want to transfer money from China, you also need to know the swift code of the bank.

2. This is the postcode. The five digits written in front of the city are zip codes
in the documents or documents about banks, you may see two groups of codes:
the number after BLZ is the German bank identification code, which is used to identify banks. Even if you write the name and address of the bank wrong, as long as the BLZ is correct, the bank will not be wrong
the number after Iban is the international bank account code in Europe, and the account number of each account is embedded in it. Even if you write the bank account wrong, as long as iean writes correctly, the money will be correctly deposited or transferred to the correct account. This Iban is unified in Europe. There is no Iban outside Europe.

3. I don't know if you asked about the charges of German banks. German banks are like this. Students under 30 are free. There are also free banks over 30. Each place is different, such as Sparda, http://www.sparda.de/ But you need to provide proof of your income. Of course, Sparkasse in some places doesn't charge, It's hard to say why, because most Sparkasse charges fees. In addition, the famous German bank is Deutsche Bank, but it seems that the risk assessment is not very good. So if you want to come to Germany, it seems that you can only deposit in Deutsche Bank first and then transfer it

4. Swift is the English abbreviation of "society Worldwide Interbank Financial Telecommunication Association"
all member banks of the association have their own specific swift code, namely swift code
in the case of wire transfer, the remitting bank can remit the money to the receiving bank by sending a payment message according to the swift code of the receiving bank. The number is equivalent to the ID number of each bank.

5. The SoFFin (Sonderfonds Finanzmarktstabilisierung - Special Financial Market Stabilization Funds) is a program of the German government with the purpose to stabilize and restore confidence in the financial system. It was created in the middle of the Financial crisis of 2007–2010 on October 17 2008 by the German Parliament and enacted on October 20 2008 [1]. As of December 31 2010 it stopped offering new services but continued managing existing guarantees.

Initially it was established as an agency at the Deutsche Bundesbank and was supervised by the federal ministry of finance. The fund was managed by Dr. Hannes Rehm (speaker), Dr. Christopher Pleister and Gerhard Strattthaus. Operations were concted through three tasks

Providing Liquidity by means of guarantees for specially issued debt by eligible financial institutions
Investing in Equity (recapitalization)
Purchasing securities in open market operations
The SoFFin may grant guarantees of up to 400bn euros and recapitalize or purchase assets for an additional 80bn euros.

In January 2011 the SoFFin was reorganized under the then created German Agency for the Stabilization of the Financial Markets FMSA.

6. But some banks can mail materials, such as Postbank and so on. You can apply online, and then get the application form and the required information ready to send out ~ so that you can help people deal with it

7. Your money is stuck in the Beijing head office. I have the same situation. So you can check the head office with the local bank.

8.

German commercial bank, Deutsche Bank, Deutsche Post Bank, German central cooperative bank, Dresden bank, German Development Bank, etc

established in 1870, Commerzbank is one of the three largest banks in Germany, with total assets of about 420 billion euros at the end of 2004. The company's main business: banking. The company's services include indivial clients, international private banking, group companies, international banking relations and banking investment

on November 12, 2014, Bank of China signed an agreement with Commerzbank, the second largest bank in Germany, to provide RMB payment for customers directly from Frankfurt

extended data

business scope of Deutsche Bank

Deutsche Bank is an all-round bank, which is engaged in commercial banking and investment banking business worldwide, targeting indivials, companies, governments and public institutions. Together with German domestic and international companies and holding companies of the group, it provides a series of modern financial services, including deposit taking, borrowing, corporate finance, syndicated loans, securities trading, foreign exchange trading and derivative financial instruments

Deutsche Bank also concts settlement business, issues securities, processes letters of credit, guarantees, tender and performance guarantees, and arranges financing. International trade financing is also an important business of the bank, which often provides medium and long-term credit alone or in combination with other syndicates and special financial institutions. Project financing, cross-border leasing and other financial instruments greatly supplement the traditional trade financing

in terms of project financing, Deutsche Bank attaches more and more importance to communication, transportation, energy and infrastructure projects, and its securities issuing business is very developed. It has become one of the most important securities issuers in the world. It has participated in the issuance of many important bonds and stocks in German and world markets, and often acts as the lead and co lead

At the end of December 1995, Deutsche Bank's net income was as high as DM 2.12 billion, its capital and reserves were about DM 28.043 billion, and its total asset value was DM 721.665 billion. According to the famous Banker magazine's ranking of the world's largest banks in 1995, Deutsche Bank is the sixth largest bank in the world

Over the years, Deutsche Bank has been rated as one of the few AAA banks by Moody's, standard & Poor's and IBCA

reference source:

Network - Commerzbank

Network - Deutsche Bank

Network - Deutsche Post Bank

9. For reference, the remittance rate of Bank of China Frankfurt Branch, a local Chinese bank, should be close:
for remittance outside the European Union, 1.5 ‰ of the amount of remittance will be charged, with a minimum of 20 euros (Euro or other currencies), and a telegram fee of 15 euros will be charged
in case of US dollar remittance, the transfer bank will dect US $20-30 from the remittance amount.

10. Bank remittance (deposit) process:
if the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account number
it is recommended that you open an account in the bank, then fill in a telegraphic transfer form, fill in the receiving account number, account name and bank name of the other party, and remit money from the account to the payee
if it's troublesome to open an account, you can remit money directly in cash and fill in a telegraphic transfer form, but you must clearly fill in the other party's collection account number, account name and bank name
by opening online banking, you can activate online payment and transfer by yourself
there is a certain handling charge for inter-bank transfer.