Recent news of central bank's digital currency
Publish: 2021-04-14 02:26:25
1. There is no established timetable for digital currency
Zhou Xiaochuan pointed out that as legal tender, digital currency must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin and the like are definitely not good
as for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc
in addition, Zhou Xiaochuan also mentioned that there is a lot of discussion about "51% attack" (assuming that indivials have 51% of the computing speed of the whole network, they can realize double payment, reverse transactions, paralyze the whole network, and completely lose the transfer function). More specifically, compared with the special currency, bitcoin does not need the central bank. Zhou Xiaochuan mentioned that for the digital currency controlled by the central bank, a series of technical means, mechanism design and laws and regulations will be adopted to ensure the security of the digital currency operation system, which is different from the design idea of bitcoin from the beginning
as for the digital currency timetable, Zhou Xiaochuan said that there is no established timetable. The relationship between digital currency and cash will be parallel and graally replaced for quite a long time. For reference.
Zhou Xiaochuan pointed out that as legal tender, digital currency must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin and the like are definitely not good
as for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc
in addition, Zhou Xiaochuan also mentioned that there is a lot of discussion about "51% attack" (assuming that indivials have 51% of the computing speed of the whole network, they can realize double payment, reverse transactions, paralyze the whole network, and completely lose the transfer function). More specifically, compared with the special currency, bitcoin does not need the central bank. Zhou Xiaochuan mentioned that for the digital currency controlled by the central bank, a series of technical means, mechanism design and laws and regulations will be adopted to ensure the security of the digital currency operation system, which is different from the design idea of bitcoin from the beginning
as for the digital currency timetable, Zhou Xiaochuan said that there is no established timetable. The relationship between digital currency and cash will be parallel and graally replaced for quite a long time. For reference.
2.
1. High liquidity
every good and reliable digital currency is essential. Every digital currency should have strong liquidity, not only in the scope of third-party trading platform, but also in offline entities or countries like bitcoin
Second, lower volatility
generally, volatility comes from the influence of third-party trading platform, which is similar to stock trading. Strong operators need to control the market to prevent the digital currency market from soaring or plummeting. Therefore, the volatility of a digital currency can show whether the digital currency can develop stably
Third, tradability one of the most important properties of digital currency is tradability. If a digital currency does not have tradability, the digital currency is basically useless. Only when a digital currency has tradability can it have liquidity and volatility Fourth, the nature of decentralization digital currency has the characteristics of decentralization. Digital money is neither controlled nor manipulated by centralized entities. That is to say, no indivial or third party can obtain the user's digital currency Fifth, the value of digital currency is increasing based on the market demand. It is not subject to government regulation or operation, which is not like legal money. The rise and fall of digital currency price depends on the transactions between users on the third-party trading platform3. Digital currency is a kind of legal encrypted digital currency, which is not only a payment tool but also a currency. It is essentially different from Alipay and WeChat payment. Alipay, WeChat payment and mobile phone banks are all electronic money, not digital money. These are all payment methods based on electronic accounts, which are in essence just a process of informatization of legal currency, not digital currency in a strict sense
moreover, it is totally different from q-coin and bitcoin. Commonly known as q-coin and bitcoin, these belong to virtual currency. Compared with digital currency, the most fundamental difference lies in the difference of issuers
virtual currency is the electronization of illegal currency. The issuer is not the central bank, and it can only circulate in a specific virtual environment, such as Tencent Q coin and other game coins; Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal digital currency
moreover, it is totally different from q-coin and bitcoin. Commonly known as q-coin and bitcoin, these belong to virtual currency. Compared with digital currency, the most fundamental difference lies in the difference of issuers
virtual currency is the electronization of illegal currency. The issuer is not the central bank, and it can only circulate in a specific virtual environment, such as Tencent Q coin and other game coins; Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal digital currency
4. The only value that digital currency trading system brings us is that we can use digital currency to exchange legal currency. After all, digital currency is not legal currency and it is not mandatory. Digital currency is still a niche proct. The global recognition of digital currency is not high, especially for ordinary people
however, some of the so-called digital currency systems are deceptive in themselves. Authentic digital currency generally refers to bitcoin, Leyte currency, decent and other digital cryptocurrency.
however, some of the so-called digital currency systems are deceptive in themselves. Authentic digital currency generally refers to bitcoin, Leyte currency, decent and other digital cryptocurrency.
5. In order to prove time and ensure the security of the whole network
without this calculation, the whole system is not secure, so these seemingly meaningless calculations are to ensure everyone's security
without this calculation, the whole system is not secure, so these seemingly meaningless calculations are to ensure everyone's security
6. The business scope of CICC is as follows:
1. The brokerage business of RMB special stocks, RMB ordinary stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 2、 Proprietary business of RMB common stock, RMB special stock, overseas issued stock, domestic and overseas government bonds, corporate bonds and corporate bonds; 3、 The underwriting business of RMB common stocks, RMB special stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 4、 The initiation and management of the fund; 5、 Corporate restructuring, acquisition and Merger Consultant; 6、 Project Financing Consultant; 7、 Investment consulting and other consulting business; 8、 Foreign exchange trading; 9、 Foreign exchange assets management of overseas enterprises and domestic enterprises with foreign investment; 10、 Interbank lending; 11、 Customer asset management. 12、 Online securities commission business; 13、 Margin trading business; 14、 Selling financial procts on a commission basis; 15、 Selling securities investment funds on a commission basis; 16、 Provide intermediary business for futures companies; 17、 Other businesses approved by financial regulatory authorities Projects that need to be approved according to law shall be operated according to the approved contents after being approved by relevant departments.)
it is suggested to limit the scope of business. It is impossible to issue virtual currency. The virtual currency you hear may be handed down currency, so it is suggested to stay away from it. It is suggested to play with mainstream virtual currencies, such as bitcoin, Fuyuan coin, dogcoin, etc.
1. The brokerage business of RMB special stocks, RMB ordinary stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 2、 Proprietary business of RMB common stock, RMB special stock, overseas issued stock, domestic and overseas government bonds, corporate bonds and corporate bonds; 3、 The underwriting business of RMB common stocks, RMB special stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 4、 The initiation and management of the fund; 5、 Corporate restructuring, acquisition and Merger Consultant; 6、 Project Financing Consultant; 7、 Investment consulting and other consulting business; 8、 Foreign exchange trading; 9、 Foreign exchange assets management of overseas enterprises and domestic enterprises with foreign investment; 10、 Interbank lending; 11、 Customer asset management. 12、 Online securities commission business; 13、 Margin trading business; 14、 Selling financial procts on a commission basis; 15、 Selling securities investment funds on a commission basis; 16、 Provide intermediary business for futures companies; 17、 Other businesses approved by financial regulatory authorities Projects that need to be approved according to law shall be operated according to the approved contents after being approved by relevant departments.)
it is suggested to limit the scope of business. It is impossible to issue virtual currency. The virtual currency you hear may be handed down currency, so it is suggested to stay away from it. It is suggested to play with mainstream virtual currencies, such as bitcoin, Fuyuan coin, dogcoin, etc.
7. Wealth theory is an economic object theory with the earliest age, the longest history and the largest number of holders^ A the economic thought of ancient Greek and Roman scholars. Most economists before neoclassical economics have this kind of object theory
Xenophon, an ancient Greek and Roman thinker, wrote the book "on economy", which studies family wealth and its growth. Mercantilists are more enthusiastic about the study of wealth than their predecessors. Focusing on wealth, they studied the form of wealth (gold and silver), the generation (circulation field) and the way of growth (gold and silver mining and foreign trade)
the research object of classical economists is wealth theory. In his works, William Petty, a British classical economist, takes how to increase the national tax revenue and how to increase the national wealth as the research object. In his (tax theory), he puts forward the famous conclusion that "land is the mother of wealth, while labor is the father of wealth". Adam Smith, the great master of classical economics, wrote on the wealth of Nations & gt; In China, it is to study the nature and causes of national wealth and the way of wealth growth. David Ricardo follows Smith's wealth object theory, but pays special attention to the distribution of wealth. He takes the distribution of wealth as the research object of political economy
in his book introction to political economy (1803), the French economist said that political economics is a science that "clarifies how wealth is proced, distributed and consumed"
based on this, he divided political economy into three parts: proction, distribution and consumption, and established the trichotomy. James Mill in his & lt; In the outline of political economy, the author inherits and develops sayI's three division method and puts forward the object theory of four division method, that is to say, the research object of economics comes down to the general principles of wealth proction, distribution, exchange and consumption.
Xenophon, an ancient Greek and Roman thinker, wrote the book "on economy", which studies family wealth and its growth. Mercantilists are more enthusiastic about the study of wealth than their predecessors. Focusing on wealth, they studied the form of wealth (gold and silver), the generation (circulation field) and the way of growth (gold and silver mining and foreign trade)
the research object of classical economists is wealth theory. In his works, William Petty, a British classical economist, takes how to increase the national tax revenue and how to increase the national wealth as the research object. In his (tax theory), he puts forward the famous conclusion that "land is the mother of wealth, while labor is the father of wealth". Adam Smith, the great master of classical economics, wrote on the wealth of Nations & gt; In China, it is to study the nature and causes of national wealth and the way of wealth growth. David Ricardo follows Smith's wealth object theory, but pays special attention to the distribution of wealth. He takes the distribution of wealth as the research object of political economy
in his book introction to political economy (1803), the French economist said that political economics is a science that "clarifies how wealth is proced, distributed and consumed"
based on this, he divided political economy into three parts: proction, distribution and consumption, and established the trichotomy. James Mill in his & lt; In the outline of political economy, the author inherits and develops sayI's three division method and puts forward the object theory of four division method, that is to say, the research object of economics comes down to the general principles of wealth proction, distribution, exchange and consumption.
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