Chengdu digital currency red envelope how to issue
DCEP is digital RMB, also known as digital currency electronic payment, which is legal digital currency issued by the people's Bank of China with national credit endorsement its various functional attributes are the same as banknotes and coins, but the difference lies in the different forms of existence
Digital RMB payment is just a kind of payment method in consumption payment. There are still many consumption payment methods. If you really don't know how to use digital RMB payment, it is suggested to use the original payment method to avoid unnecessary economic losses
At 08:00 on February 24, Cheng municipal government will cooperate with Jingdong to issue 200000 digital RMB red envelopes totaling 40 million yuan to the public. The amount of red envelopes is 178 yuan and 238 yuan, which will be distributed randomly. This is the first time that the digital RMB consumption red envelope test activity has been carried out in the western region. Cheng & lt; Digital RMB red envelope to welcome the new year & quot; The event was jointly sponsored by Cheng Municipal People's government and Cheng Branch of the people's Bank of China
how to use digital RMB:
the organizers selected more than 11000 merchants (stores) in Cheng's various consumption pilot test scenarios that have been opened to support digital RMB payment, and included in the list of designated merchants. The details can be found in the Tianfu citizen cloud app activity zone; Digital RMB red envelope to welcome the new year & quot; List of designated merchants for the event and special & lt; Digital RMB consumption Map & quot; Query. Jingdong Mall participated in the activities of self operated goods. The details can be viewed in JD app
it is said that the red envelope is actually a kind of consumption voucher in disguise. The winner can shop in the designated merchant or JD online store, and the corresponding amount of red envelope will be dected when settling accounts
Generally speaking, such good news and direct benefits are not enjoyed by our ordinary consumers
just like the loans of our major banks are mainly distributed to the major state-owned enterprises
on the issue of red packets, the preference and performance of all levels of branches of the central bank are not different from this
In contrast to our central bank, the red envelopes it issued to our society through the branches of central banks at all levels are mainly distributed to the staff of our organs and units at all levels, who will not have consumption behavior because of such red envelopes. From this point of view, this kind of red envelope may not bring much help to the business progress of the central bank's digital RMB paymentafter all, what else should we see? Today, most of our consumers rely on our major e-commerce. The dependence on physical shopping malls, especially those state-owned shopping malls, is getting smaller and smaller. And it can be expected that the price of digital RMB payment for the whole instry chain will be very high for our commercial places at all levels to open corresponding business. This will also affect the future development of digital RMB
it is a good thing for Cheng to issue 40 million yuan of digital RMB red envelopes, which can stimulate consumption and promote the use of digital RMB . The use of the digital RMB red envelope covers online and offline shopping scenarios. The online scenario is supported by Jingdong group, and the special procts in Jingdong Mall can be consumed in digital RMB. For offline, it can be used in many places in Cheng< the consumption voucher and the digital RMB red envelope are a kind of special voucher, which is one of the tools to realize economic policy
legal digital currency has value anchor, which will help to stabilize currency value and maintain the stability of price system. Under the legal digital currency system, it will maintain the autonomy of monetary policy and play the role of economic regulation, which is of great significance to the modern economy as legal tender, legal digital currency should be issued by the central bank. Considering the better transition, traditional currency and digital currency will coexist for a long time. The issue, circulation and transaction of legal digital currency follow the idea of integration with traditional currency and are managed according to the same principles
In my opinion, the significance of issuing digital currency in China is as follows:
1. Rece the manufacturing cost, transportation and circulation cost of banknotes and coins
at present, China has seven paper currency printing plants and three coin foundries, large and small. In 2001, China's currency circulation was 15.289 trillion, and in 2016, it was 151.950 trillion, It's increased tenfold in 15 years. In addition, coupled with the exchange of damaged currency, the money spent on RMB printing in China every year is not a small expense. The expenses include special paper, special metal materials, dyes, machinery and equipment, personnel and so on. In addition, the cost of transportation and circulation after printing is also a big expense. With the promotion and popularization of digital RMB, the phenomenon that RMB needs to be transferred from central banks in different places and the phenomenon that cash trucks run all over the street will be effectively improved
this advantage of China's digital currency can effectively promote the process of currency globalization in China, and has certain significance for breaking and shaking the US dollar hegemony in the future
What is the significance of Cheng's issuing 40 million yuan of digital RMB red envelopes? At present, digital currency is considered to be the core of global digital economy competition. Whether a country can take the initiative in the development and use of digital currency in the future is related to the stability of its monetary and financial system. Once the national currency is replaced by other digital currencies, a country's sovereign currency status will be threatened, the effect of monetary policy transmission will be weakened, and the financial system will be difficult to maintain stability. The central bank officially disclosed that the digital currency Research Institute of the people's Bank of China has joined the multilateral central bank digital currency bridge research project. This move by the central bank means that digital RMB is expected to step out of the country and open up international cooperation
Secondly, Cheng can promote the development of legal digital currency by issuing 40 million RMB red envelopes. Digital currency has more advantages than paper money. The Internet wave has profoundly changed the face of economy and society. With the development of mobile Internet, the dominant position of traditional banknotes is challenged. Money no longer appears in the form of paper money, but in the form of numbers. Cashless society has become a trend. The advantage of e-money is that it is simple in form and can be completed with a little change under the existing payment system; The disadvantage is that it relies heavily on the account system and has weak tamper resistance. Legal digital currency has more advantages than illegal digital currencythe winning information of Cheng Digital RMB red envelope was announced in the early morning, and I received 238 Yuan myself. The total amount of Cheng Digital RMB red envelope is about 40 million yuan, which is divided into 178 and 238 files
with the continuous development of science and technology, the popularity of the Internet has brought great convenience to everyone's life, and the change of payment methods has made everyone feel the real convenience and convenience. Cheng Digital RMB red envelope winning information was announced in the early morning. The total amount of Cheng Digital RMB red envelope is about 40 million yuan, which is divided into 178 yuan and 238 yuan. After random drawing by computer system, 203060 lucky children were selected from more than 4 million applicants. I am one of them. Let me tell you my feelings about Cheng Digital RMB
Third, what do you think of Cheng Digital RMB red envelopeI think this is a very good thing. Although it is an experiment, it can make us feel the country's concern for us and the progress of science and technology. The experiment of Cheng Digital RMB also indicates a big step forward in the digitization of RMB. We will have more expectations for the future