What about the digital currency of the central bank

1. Is a way of payment, WeChat, Alipay, the biggest drawback is private enterprises, your money to leave your bank card, it is not yours, they can seal your account, the account has your property, they say occupy, no mercy, the central bank will not say occupy, is illegal imprisonment, do not say occupy, WeChat can be suspected of breaking the law. Don't think that if you have less money, they don't covet it, they just don't have a chance. Don't think how good ma Yun and Ma Huateng are. They are businessmen, and you are the same. You don't care if a lot of money passes by you

2. I don't know why
so far, no central bank has issued digital currency
even if it will be issued in the future, it is just another form of paper money. It is essentially different from the virtual currency such as bitcoin in financial derivatives or the more traditional digital currency such as e-glod. Will not allow the market to hype its concept!

3. According to an article on the official website of the people's Bank of China, the digital currency seminar of the people's Bank of China was held in Beijing on the same day to further clarify the strategic objectives of the central bank's issuance of digital currency, do a good job in tackling key technologies, study the multi scenario application of digital currency, and strive to launch the digital currency issued by the central bank as soon as possible
currently under study, many problems need to be improved slowly. Wait.

4. DCEP (digital currency electronic payment), the Chinese version of digital currency project, namely digital currency and electronic payment instrument, is the legal digital currency in the research of the people's Bank of China and a kind of digital currency. Digital RMB, issued by the people's Bank of China, is a controllable anonymous payment tool with value characteristics and legal compensation. It is operated by designated operating institutions and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. As for the research progress, the top-level design, standard formulation, function research and development, joint commissioning and testing have been completed, and the internal closed pilot test will start in April 2020. As of September 15, 2020, DCEP has not been officially launched

warm tips: the above explanation is for reference only
response time: September 16, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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5. On April 14, a screenshot of the digital currency DCEP personal wallet app spread wildly on the Internet. According to the news, the central bank's digital currency DCEP has been tested in some banks, which means that the central bank's digital currency is about to come out. So how can the central bank buy it after issuing legal digital currency
it is understood that the research and development of legal digital currency in China started in 2014. In order to promote the research and development of digital currency, the central bank has also set up a digital currency Research Institute. The project of the central bank's digital currency is called DCEP, which is also called digital currency and electronic payment tools. In recent years, the research and development of digital currency has accelerated in China. At present, in addition to the internal test concted in Agricultural Bank of China, DCEP has also been concted in several other major commercial banks
Mu Changchun, director of the digital currency Research Institute of the central bank, said that the functional attributes of the digital currency launched by the central bank and paper money are identical, except that the digital currency is a kind of legal tender in digital form
many friends who have invested in bitcoin and other digital currencies want to know how the central bank purchases digital currency after they hear that the central bank is going to issue digital currency, but I'm afraid they will be disappointed. The digital currency issued by the central bank is legal tender, which is equivalent to a substitute for paper currency. Compared with paper currency, digital currency is just a change of trading medium, The functions and properties of the two are the same. Just imagine, who would use a 100 yuan note to buy a 100 yuan digital currency
specifically, the legal digital currency issued by the central bank does not pay interest and can be used in small and high-frequency business scenarios. Because the central bank's legal digital currency uses blockchain technology and has the characteristics of decentralization, the security of using digital currency for transactions will be higher, and the transaction information will be transparent, so the central bank can track the flow of funds, Can effectively combat money laundering and other crimes. When people use the central bank's digital currency, they should abide by all the current cash management regulations
in general, the legal digital currency issued by the central bank is not an investment type digital currency similar to bitcoin, so there is no problem of purchasing the central bank's digital currency for investment
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