1. (1) electronic cash of postal savings bank can not be withdrawn. If it is deposited, it can only be used for consumption. If you want to withdraw cash, it can only be handled by card cancellation
(2) as for where e-cash can be used, with the improvement of the acceptance environment, many merchants can use flash payment transactions for e-cash consumption. Some cities open the function of bus flash card
E-cash is: (1) a technology to simulate cash in electronic form (2) e-cash system attempts to the characteristics of cash for online transactions in many ways: convenience, low cost (or no transaction cost) (3) anonymity and other properties. But not all E-cash systems meet these characteristics. Most E-cash systems can provide fast and convenient for small online transactions< br />
2. Also met this, and the package has been signed. I called me on November 29, and I didn't know why. I didn't open it until I received the express delivery on the 6th and put it directly in the guard room. I was still puzzled at that time. As a result, I was forced to consume 4980 yuan in 12 installments, and more than 400 yuan per month. Later, I called 4008895580 and said that I could not transfer the post and telephone sales (the caller didn't answer it) for several times I called 95580 again and asked the telemarketing department to call 4006183629 several times. Finally I got through and asked me to call after-sales department, but I couldn't transfer that kind of 4006055165. After the after-sales department said that it was semi natural, it said that there were related personnel who would call me back later. After waiting for a long time, no one would call back, and then I called after-sales several times. Finally, I received the so-called related personnel's call back and quarreled for a long time, saying that they agreed to return the goods, but the postage must be borne. Why is it that I don't want to buy it? Why should I pay or refuse the postage? I can't refuse the package that has been opened for another day. I said I wanted to call the police, hung up the phone and asked 95580 where I opened the credit card, and reported to the relevant police station. Then the customer service there was nervous and forced for half a day. Then the person who called back called and argued for half a day to agree to pay on delivery. During the period, I called 12315, but no one answered. Later, I left a message saying that this matter was called by the CBRC 01066279113, and no one answered the phone. I really called the police station and said that I would report to the local police station (then I called 95580 to ask about the local affairs, and the other party was nervous, and the relevant personnel solved it for me). Is the bank now cheating people to force consumption? It's too fierce! Tell the experience to the people you met. It's best for some of you to call the CBRC and report him to 12315. It's very irritating
3. Hello, the account of Postal Savings Bank of China withdraws money from other places across counties (cities), and the daily accumulative maximum amount of each account is 500000 yuan (inclusive); Generally, if the amount of one-time cash withdrawal is more than 50000 yuan (inclusive), an appointment should be made at least one day in advance.
4. RT Mart can use
digital currency. In different places, the banks that bind digital currency are different, but digital currency can be used
5. It has a small screen that displays six digits, which change every other minute. It is a dynamic password
after e-token customers set the authentication mode of online banking to "compatible mode", they will only use "SMS password" for authentication when they handle transactions with UK / e-token / daily accumulative amount less than 1 and single / daily accumulative amount less than 10000 yuan (inclusive) in personal online banking; "UK / e-token + SMS password" must be used for authentication when handling a single transaction of more than 10000 yuan; For non accounting transactions, you must use + SMS password authentication
2. After the UK / e-token customer sets the authentication mode of online banking to "incompatible mode", the customer must use the UK / e-token + SMS password mode to authenticate any transaction that needs authentication in the personal online banking
3. Cancel the original "temporary change to SMS authentication" function of UK customers.
6. The password updated on the electronic password card is the password for shopping and payment, that is, the dynamic password. The dynamic password is changed once a minute. When shopping, you need to input the password on the electronic password card and the SMS password. This is because online banking, the security tool in personal settings, has selected the dynamic password and the mobile phone transaction code, so you have to input two passwords
users can reset the password and just select the dynamic password in the security tool. In this way, only the dynamic password on the electronic password card can be input. However, it is recommended to set the password according to the security settings. In this way, shopping and payment will be more secure. The electronic password card will be used for free for three years. After three years, the rules of the bank will not be known, and it may be replaced, It may have to be handled again, so there is no problem in using it within three years
extended data:
precautions:
1. The transaction limit of SMS and e-token is 5000 yuan, and that of ukey is 50000 yuan
2. The user can report the loss of the electronic token through the transaction. After the loss is reported successfully, the customer can go to the counter to release or replace it
3. Customers who register at the outlets and choose the e-token and ukey mode need to charge the corresponding costs, but ring the internal promotion, the e-token and ukey are distributed to the internal staff free of charge (limited number, first come first served)
The personal online banking of postal savings bank adopts international advanced authentication technologies such as SMS, e-token and ukey, which are commonly used by large domestic commercial banks. The digital certificate has passed the CFCA national security authentication, which can effectively ensure the security of the whole process of customer password input, identity data and capital transaction
reference source: Network - Mobile Banking of Postal Savings Bank of China
reference source: Network - online banking of Postal Savings Bank of China
7. But there will be no loss, but there will be no profit until the insurance period expires. According to what you said, it should be fixed income insurance, not dividend insurance. Banks sell these for ten years, but they can take them for two years. This kind of insurance is available, but you'd better go to the bank to find out whether the insurance is fixed income insurance or dividend insurance, For the fixed income type, the income is still much higher than that of the regular income type,
8. If you make an appointment with the postal savings bank in advance, the bank will prepare enough cash. In theory, you can withdraw millions
9. Hello, if you buy financial procts, the minimum is 50000 yuan. If you want to buy more, you can only increase at least 10000 yuan, and increase by 10000 yuan. 10000 yuan is the increasing amount of subscription. I hope my answer can help you.
