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Digital currency personal wallet CCB

Publish: 2021-04-15 03:11:21
1.

there is no . In response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28, at present, this test has ended . At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially launched

it is reported that recently, the app of China Construction Bank launched the digital currency wallet, which surprised people. Users only need to bind their own bank card on the digital currency wallet to open it. In addition, the app of China Construction Bank has added two submenus of digital wallet recharge and digital currency, indicating that users can use the digital RMB wallet to recharge, It is mainly divided into app wallet and hardware wallet

extended information:

many companies speed up the layout

recently, there are many rumors about digital RMB, which are also reflected in the capital market. Judging from the performance of the digital currency sector, it recently hit a new high this year

some listed companies revealed that they would pay attention to the field of digital currency and actively lay out their plans. On the e interactive platform of Shanghai Stock Exchange, Qi an Xin said that the pilot test of digital currency has brought more market opportunities for security manufacturers from the new security project opportunities brought by the upgrading of financial IT system, and the company has been paying attention to and actively arranging

The company has been paying close attention to and actively following up the technology and application trends related to digital currency, and has continued to make layout in technology R & D and proct development. In the process of promoting the implementation of digital currency by the central bank, Youbo will also contribute to the digitalization of RMB and the implementation of offline merchant payment scenarios

Shenzhou Holdings said in the China Daily News that its Shenzhou information has participated in the central bank's digital currency (DC / EP) test and related promotion work of a commercial bank, involving the electronic payment scenario test of encrypted digital currency. As one of the important systems required for the later promotion of DC / EP, Shenzhou information has completed relevant technical reserves, In the future, it can help commercial banks realize the implementation and promotion of digital currency

2.

CCB responded that on the evening of August 28, CCB carried out the relevant function test on the mobile banking system, and now the test has ended

in response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28. At present, this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released


CCB said that the current network information is the test content in the process of technology research and development, which does not mean that the digital RMB is officially launched. The current closed test of digital RMB will not affect the commercial operation of listed companies, nor will it affect the RMB issuance and circulation system, financial market and social economy outside the test environment

extended data

previous situation review

on August 29, the reporter found that the Construction Bank app has added two submenus of "digital wallet recharge" and "digital currency"

however, click the digital wallet recharge mole on the CCB app of users in Beijing area, and "this function is not open yet, please look forward to it"; Click the digital currency mole to display "this function has not officially provided external services, please look forward to it"

according to a source, this function may only be available in some test areas. In addition, for users who have already recharged their digital RMB wallets at CCB, CCB customer service said that the system will automatically cancel the opened digital RMB wallets, and the money transferred by users will be returned to the bound savings account before 24:00 on August 30

3.

With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say


first of all, for the public, digital currency makes up for the defect that mobile payment needs online payment, and the birth of digital currency means that we can not only pay offline as cash, but also avoid the trouble of cash change and loss. For banks, digital currency reces the liquidity cost of paper money, improves operational efficiency, and also helps the bank to carry out various online businesses. In addition, it can also rece the circulation costs, such as the issuance, transportation, circulation and scrap of RMB. Needless to say, transportation requires armed escort, circulation is damaged, bank recovery of counterfeit and resial money will also have costs, and finally scrap also need special machine to make pulp. In the case of digital currency, none of these problems exist< br />
4.

As of 2019, the digital currency seminar of the people's Bank of China was held in Beijing to further clarify the strategic objectives of the central bank's issuance of digital currency, do a good job in tackling key technologies, study the multi scenario application of digital currency, and strive to launch the digital currency issued by the central bank as soon as possible. At present, it is under study, and many problems need to be improved slowly

digital currency is a double-edged sword. On the one hand, the blockchain technology it relies on has been decentralized and can be used in other fields except digital currency, which is one of the reasons why bitcoin is popular; On the other hand, if digital currency is widely used by the public as a kind of currency, it will have a huge impact on the effectiveness of monetary policy, financial infrastructure, financial market and financial stability

If digital currency is accepted by the public, its use will increase greatly and replace legal currency to a certain extent, then negative events such as network attacks on user terminals related to digital currency will cause currency fluctuation, which will have an impact on financial order and real economy

in addition, the virtual currency based on blockchain technology is usually held by a few people at the beginning. For example, the first purchase of bitcoin in May 2010 was $25 pizza purchased by 10000 BTC, and the price of each bitcoin rose to $1200 in more than three years by the end of 2013

5.

digital currency wallet is not classified, it's just a menu . On August 29 this year, China Construction Bank added & lt; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus in fact, the concept of digital currency has been mentioned for several years. Although is just a test, this activity makes people excited. Is it true that the digital currency that they are thinking about will be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over. At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially released

moreover, the digital currency Research Institute of the people's Bank of China has indicated that it can realize the circulation of digital currency between different user clients in the transaction process through technical solutions, generation of new digital currency, cancellation of old digital currency, etc

6.

in terms of cloth storage and mining, I recommend Heshu hardware wallet and jiajiabao intelligent home miner. The core advantage of the proct is safety

take sum hardware wallet as an example. The advantages of sum hardware wallet are as follows:

1. The private key seed is encrypted layer by layer, physically isolated and never touched the Internet.

firstly, when creating the wallet, the seed password is generated and stored in the local encryption chip, and the 10 bit payment password is required

then, the transaction is made in the wallet. At this time, the user needs to enter the payment password to obtain the private key to digitally sign the transaction, and the transaction is completed. In addition, the private key seed is permanently stored in the chip, which is physically isolated and never touches the Internet. There is no need to worry about my password being stolen by hackers

Second, the bank system verifies the financial level motherboard and encryption chip

uses the bank system to verify the financial level motherboard, and the private key seed is stored in the chip. If the proct is stolen or lost, and destroyed by malicious violence, the chip will trigger a self destruct circuit, and immediately permanently and irrecoverably delete all the information in the area

Third, it supports the withdrawal of global bitcoin ATM, which is convenient and fast

the reason why digital assets attract the attention of many fields in the world is that it is creating a global fast circulation, and the larger the circulation field is, the wider the scope is, and the higher its use value is. The core of digital assets is the medium it acts on among currencies. The Heshu wallet has built-in many mainstream exchanges in the world. It can trade digital assets anytime and anywhere. With one machine in hand, it can walk around the world without worry, and no longer have to worry about exchanging foreign currency

Different from conventional digital wallets, multi signature wallets need the authorization of multiple key holders to transfer digital currency, so the security of multi signature wallets is higher. Ordinary Wallet: a wants to transfer a bitcoin to X. A only needs his signature (using the private key) to complete the transaction. Sum Wallet: if a wants to transfer a bitcoin to x, a multi signature verification is set (at least two signatures of Abc3 indivials are required to transfer the money), then a needs B or C to complete the signature (using the private key) when a wants to transfer the money to X. I hope I can help you. Thank you

7. It's a tool for managing and using digital currency.
8. Brief introction: Fushun Boke Trading Co., Ltd. was established on May 19, 2009. Its main business scope includes sales of household appliances, electronic procts, daily necessities, office supplies, needle textiles, building materials, hardware and electrical appliances, chemical procts (except dangerous goods), decorative materials, fitness equipment, automobile decoration, home appliance maintenance services, sales and maintenance of computers and mobile phones, air conditioning installation and maintenance Maintenance, etc
legal representative: Li Li
time of establishment: May 19, 2009
registered capital: RMB 1 million
Instrial and commercial registration number: 210402003006767
enterprise type: limited liability company (invested or controlled by natural person)
address: No.1 East garage building, Xishi road mine, Xinfu District, Fushun City
9. CCB responded that on the evening of August 28, CCB carried out relevant functional tests on the mobile banking system. At present, this test has been completed. China Construction Bank also pointed out that the current online information is the test content in the process of technology research and development, which does not mean that digital RMB is officially issued. The current closed test of digital RMB will not affect the commercial operation of listed companies, nor will it affect the RMB issuance and circulation system, financial market and social economy outside the test environment.
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