Who is using digital currency
in February 2017, the central bank made new progress in issuing digital currency. The block chain based digital bill trading platform promoted by the central bank has been tested successfully. The legal digital currency issued by the central bank has been put into trial operation on the platform. After the Spring Festival, the digital currency Research Institute of the central bank will also be officially listed. This means that the people's Bank of China will be the first central bank to issue digital currency and carry out real application in the world
digital gold currency is an electronic currency named after the weight of gold. The typical unit of measurement for this currency is the Troy gram or troy ounces, although sometimes the golden Dinar is used. Digital gold currency is funded by gold storage without quota or decentralized quota. By January 2006, digital gold currency suppliers held more than 8.6 metric tons of gold as reserves, worth about $154 million
current situation
at present, all countries, including China, have not recognized the monetary attribute of bitcoin. Some functions of currency can be realized only in private special occasions
difference from virtual currency
digital currency can be divided into two categories: non cryptocurrency (i.e. digital gold currency, e.g. e-gold, and company issued currency, e.g. XRP) and cryptocurrency (i.e. bitcoin currency)
virtual money originally refers to non real money, but now it refers to money in network virtual economy. In the case of the connection between virtual and reality, virtual currency has its real value. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point, roll counting of Shanda company, u-coin meter ticket launched by Sina (used for igome game), chivalrous Yuanbao (used for chivalrous road game), and grain silver (used for bixue Qingtian game)
1. Bitcoin
the concept of bitcoin was first proposed by Nakamoto on November 1, 2008, and was officially born on January 3, 2009. According to the idea of Nakamoto, the open source software is designed and released, and the P2P network on it is constructed. Bitcoin is a virtual encrypted digital currency in the form of P2P. Point to point transmission means a decentralized payment system
2. Litecoin (LTC) is an improved version of digital currency inspired by bitcoin. It was designed and implemented by a programmer who worked in Google. It was released on November 9, 2011. Lightcoin and bitcoin have the same implementation principle in technology, but the creation and transfer of lightcoin is based on an open source encryption protocol, which is not managed by any central organization
extended data
characteristics of bitcoin currency:
1. Decentralization: bitcoin is the first distributed virtual currency, and the whole network is composed of users without a central bank. Decentralization is the guarantee of bitcoin's security and freedom
2. Global circulation: bitcoin can be managed on any computer connected to the Internet. No matter where you are, anyone can dig, buy, sell or collect bitcoin
3. Exclusive ownership: private key is needed to control bitcoin, which can be stored in any storage medium in isolation. No one can get it except the user himself
4. Low transaction cost: bitcoin can be remitted free of charge, but a transaction fee of about 1 bitfen will be charged for each transaction to ensure faster transaction execution
Core password is used to protect national top secret, secret and secret information, while ordinary password is used to protect national secret and secret information
core password and ordinary password are used to protect state secret information, effectively guarantee the security of central government orders and military orders, and build a password barrier for safeguarding the sovereignty, security and development interests of national cyberspace. According to the law of the people's Republic of China on keeping state secrets, state secrets refer to matters related to national security and interests, which are determined according to legal proceres and only known to a certain range of people within a certain period of time According to the different protected objects, the code law divides the core code and ordinary code
extended data:
the core password and common password part specifies the requirements for the use of core password and common password, the security management system, and a series of special security systems and measures for the state to strengthen the work of core password and common password
in the part of commercial password, it stipulates the commercial password standardization system, testing and certification system, market access management system, use requirements, import and export management system, e-government e-authentication service management system and commercial password in-process and post supervision system
it refers to the specific provider of payment acceptance ability or the channel Party of three-party jump, as well as the acquiring party and clearing party. In mainland China, there are banks, UnionPay, third-party payment companies, etc. Third party payment company channel, in fact, refers to the payment channel of third party payment
if we only choose one of the third-party payment channels, is the choice a little narrower? As long as we can provide this kind of service, can we all know about it, especially their advantages and disadvantages
third party payment company started in 2012, and has grown rapidly in recent years, especially Alipay WeChat, which occupies more than 9 of the market share. However, after the people's Bank of China has been cut off from direct links, the central bank's high paying policy has been continuously launched. The market space and profit mode of the third party payment have been compressed and the competitiveness is becoming smaller and smaller. In addition to having their own scenes, except for their own models (WeChat, Alipay), the advantage of the third party payment is flexibility, demand, service, agility and flexibility.
and then there is the bank, which has always served the people and has all financial attributes. Banks can do a lot of things that third-party payment can't do, and the bankers are big and big. In mainland China, they are supported or supported by the state or the government or the local government, especially after the introction of digital currency, which further promotes the market position in payment, Third party payment is also a channel for further downsizing. Although the bank's compliance requirements are high and the cooperation is troublesome, what it can do is no problem. What's more, the bank can provide more content and support
from the above introction, it can be seen that bank payment channels are more in line with the trend of national financial policies. In fact, how to choose depends on your own needs and situation.
now, Wanrui Weiguan has established an open platform for digital life, established channel cooperation with many banks, and provided payment channel jump services for many partners, We don't have to do the technical docking of complex technologies with major banks. It costs a lot of time and technology. We can use it through direct cooperation. I hope this answer can help you