2020 digital currency issue

1. virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world
warm tips: the above contents are for reference only
response time: September 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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2.

1. Enjin (enj)

in the near future, the game instry is the instry most likely to adopt blockchain on a large scale. Enjin coin is the cryptocurrency of virtual goods created by Enjin. Enjin is the "largest online gaming community platform" with more than 250000 gaming communities and 18.7 million registered gamers

Cardano (ADA)

compared with Ethereum, EOS and Tron, Cardano is the third generation of decentralized app (DAPP) and smart contract platform. Cardano's design philosophy has the following points:

scalability: with the growth of users, the transaction processing speed is not affected or even faster, such as P2P protocol

interoperability: in the future, there will be countless devices connected to each other, instead of only connecting and forwarding through routers. All kinds of devices can communicate directly through standard general protocol

Sustainability: like bitcoin, Cardano project will not be controlled and influenced by a certain company or organization, which is a safe, decentralized and sustainable development platform

With the popularity of sto (security token offers), Nash also plays an important role. Nash is a kind of registered security token. In the past, Nash participated in and led the development of many projects

Nash exchange is a decentralized exchange. If you hold nex token, you can calculate the dividend here

4. Basic attention token (BAT)

bat mainly solves the problem of advertising:

user information is abused: large companies such as Google and Facebook track and use user information and behavior, and sell without the knowledge of users

the effect of advertising is restrained: middlemen earn most of the fees, a large number of advertisements are blocked by users using software, and advertisements are fake

in the past six to 12 months, the number of publishers using the brand browser (Note: the brand browser supports bat token) has grown rapidly, and almost no blockchain ecosystem has grown so fast

5, chainlink (link)

chainlink mainly solves the problem that each blockchain has and the smart contract cannot obtain external data. In order to introce external data into the blockchain, the concept of Oracle is proposed in smart contract

companies including Google are supporting the development of chainlink. Here is a list of chainlink partners

one of the main problems of chainlink is similar to Ethereum. The development team has reserved 650 million link tokens, while only 350 million are in circulation at present

Ethereum (ETH)

Ethereum has long occupied the second place in the top 100 cryptocurrencies. Its ecology is so big that we can't call it altcoin now. To tell you the truth, I'm not optimistic about Ethereum in the long run, but it will flourish in the short run

3. It's not illegal to issue digital currency in China. It doesn't need the next three years. Now people have already issued digital currency. For example, Ruitai, bitcoin, Yuanbao and sandcoin are all digital currencies issued by domestic companies. But if not

4. The Chinese version of CBDC is described as digital RMB, which is issued by the people's Bank of China, operated by designated operators and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, and has value characteristics and legal compensation
what we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment instruments"
the center for International Settlements (BIS) and the Committee on payment and market infrastructure (CPMI), two authoritative international organizations, jointly concted two questionnaires on more than 60 central banks in 2018 and 2019. The content of the questionnaire includes the work progress of central banks on digital currency, the motivation of studying digital currency and the possibility of issuing digital currency. 70% of central banks said they are (or will be) involved in the research of digital currency
response time: October 13, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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5.

Digital currency can be understood as the digitalization of RMB, which has two obvious advantages: "no account payment" and "no network payment". After Facebook launched Libra this year, the central bank's digital currency has also stepped in. We see both challenges and opportunities

in a word, digital currency is still RMB in fact, but some changes have taken place in its form. We say that digital currency is of great significance. It not only enhances the security and controllability, but also makes counterfeit currency "invisible". In addition, the issuance of the central bank's digital currency is also concive to the central bank's more convenient and transparent management

6. CBDC, the full name of central bank digital currencies, translated as the central bank digital currency
in its Research Report on CBDC, the Bank of England defines central bank digital currency as an electronic form of central bank currency, which can be used by households and businesses to make payments and store value
the Chinese version of CBDC is described as a controllable anonymous payment tool, which is issued by the people's Bank of China, operated by designated operating institutions and exchanged to the public, based on the generalized account system, supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, and has value characteristics and legal compensation
what we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment instruments"
response time: October 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes

[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~

https://b.pingan.com.cn/paim/iknow/index.html

7. So far, no country has tried out digital currency. Instead, swindlers have issued more than 700 kinds of worthless digital currency. They can also trade on the exchange opened by swindlers and buy RMB to lose money. They can make a lot of money by buying the currency issued by these swindlers. They repeatedly stress how much money they can make in a year and what the rate of return is, But never mention how these profit returns come from.

8. The news that the Central Bank of China will issue digital currency has been reported in authoritative media such as NetEase Finance, Phoenix, Sina and Sohu. This is very big news for the digital currency circle, but the impact on the currency circle is very limited. The price fluctuation of bitcoin and counterfeit currency is small
because the digital currency to be issued by the central bank will be ten years later at the earliest, and the design concepts of this digital currency are different from those of bitcoin, Ruitai, Laite and Weimeng.

9. No, virtual currency is just an application of blockchain, not the whole blockchain. It's very easy to find websites with blockchain information types. You can network "blockchain network" and "blockchain XX network" and other information stations. There are at least thousands of them in China. No, let's go online. Ask me if you have any questions.

10. It should not, because under special circumstances, cash is more reliable than digital currency. For example, there is no flow or mobile phone. Currency in circulation has a history of thousands of years in China, and it can not be replaced overnight