Currency digital pilot
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
The full name of digital RMB is & lt; Digital money electronic payment & quot DC / EP (digital currency electronic payment) is a kind of payment tool based on various existing bank accounts, which has the same value as ordinary banknotes and coins and can be used for payment or other economic activities. At present, the people's Bank of China is still in the pilot stage and has not been officially issued
According to the report of reference news, the people's Bank of China has concted a small-scale internal test on digital RMB in Suzhou, and many Suzhou civil servants have received the salary in the form of digital RMB. According to the plan, in the future, it will be promoted in Shenzhen, Cheng, Suzhou, xiong'an new area and other places as well as relevant departments of the future Winter Olympics scene, and then extended to other regions as appropriate. It is believed that digital RMB will be popularized in the near future“ Digital Chinese RMB & quot; In 2020, the two sessions across the country will become one of the hot topics. From last year to now, several big cities in China have launched digital RMB demonstration sites one after another. At present, the application of digital Chinese RMB is mainly invitation system. With the orderly progress of the experiment of digital Chinese RMB, the secret mask of digital Chinese RMB has been untied. According to the actual investigation, it is found that as a part of the first phase project of Shanghai Metro Line 1, the; Black pick & quot; Self service vending machines are graally applied to digital Chinese RMB payment. On the machine and equipment, click on the proct to generate digital Chinese RMB payment options, and purchase according to the scanning QR code
the loaning currency is an electronic device. Will China's RMB have commercial currency notes in the future? Hu Jie believes that the central bank's digital virtual currency will replace part of the cash, but it is impossible to completely replace the banknotes, especially the elderly people also have requirements for banknotes, and banknotes have the characteristics of group polarization. Therefore, in the foreseeable future, digital virtual currency, Chinese RMB banknotes and coins may coexist for a long time
at present, digital RMB can only be used in the pilot area, and further popularization still needs to wait Digital RMB is different from ordinary online payment. Digital RMB is a standard virtual currency. Its essence is not the currency deposited in the bank, but a string of virtual codes, similar to bitcoin and other virtual currencies
at present, the essence of online payment is paper money, but these paper money are stored in different places and become a series of virtual numbers, which is essentially different from digital RMB
although the vast majority of regions are unable to use digital RMB at present, the specific results of each pilot of digital RMB will be published
through the experiments of the pilot personnel in other regions, we can also know the specific use process and feelings of digital RMB, so as to prepare for the wide use of digital RMB in the future
At present, China's banks are promoting digital RMB pilot, and these pilot has become a high-frequency word. Many netizens have talked about this issue, among which the most discussed is whether the digital currency will replace the RMB in the end after the implementation. After all, digitization of everything has become a trend, and our previous credit cards and mobile payments have such characteristics. Today, we will discuss whether digital currency can replace paper RMB if it is implemented{ RRRRR}
Third, how to look at the pilot project now implemented
in fact, digital currency has been retired for some time now. According to the news from all over the world, the effect of digital currency has far exceeded expectations, mainly because in the process of transaction, digital currency is more convenient, efficient and safer. Many people agree with this payment method. At the same time, many people also raise another worry, that is, the high liquidity of digital currency may make many people ignore its safety. Therefore, the security and encryption of digital currency need further efforts
Li Bin, director of the macro Prudential administration of the people's Bank of China, disclosed on April 12 that the pilot test of digital RMB will be launched successively in Shenzhen, Suzhou, xiong'an new area, Cheng and the future Winter Olympics scenarios by the end of 2019, and six pilot test areas will be added in October 2020, including Shanghai, Hainan, Changsha, Xi'an, Qing and Dalian at present, the pilot scope of digital RMB has been expanded in an orderly way, and the application scenarios are graally enriched
the number of participants, the number of transactions and the exchange amount of digital RMB pilot test are generally small, and the use scenarios cover many fields, such as living expenses, catering services, transportation, shopping and consumption. At present, digital RMB is generally in the pilot test stage, and there is no timetable for its official launch
extended data
status is equivalent to cash RMB
according to the official definition, digital RMB is the legal tender in digital form issued by the people's Bank of China, which is operated by the designated operating institutions and exchanged to the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. In other words, digital RMB can be simply equivalent to cash RMB, only in different forms, but with the same legal compensation as cash
legal compensation means that any unit or indivial can not refuse to pay all public and private debts in China with digital RMB. For the compensation, the central bank's digital money research institute director Mu Changchun has a more popular explanation in the "get" course. "We see that now the private payment agencies or platforms will set up various payment barriers. WeChat can't use Alipay anywhere, and Alipay can't use WeChat. But for the central bank's digital currency (Digital RMB), as long as you can use electronic payment, you must accept the central bank's digital currency. "
From the end of 2019, digital RMB has been tested in Shenzhen, Suzhou, xiong'an New District, Cheng and the future Winter Olympics. Besides,
you have to pay the tax if you use your spare time to earn money. Anyway, I can't hide money
actually, now you use WeChat Alipay to collect money, don't the country know? I'm just too lazy to check
digital currency certainly has these functions, which is very difficult for large-scale money laundering in the future. For ordinary people, the state doesn't care about you
, and it is more powerful than AI, 5G and so on. Combining the two areas is a powerful weapon for the internationalization of RMB. Its purpose is to end the hegemony of the US dollar
Six pilot test areas will be added for digital RMB. What does digital RMB mean? First of all, digital RMB is a kind of virtual corresponding to real RMB. Secondly, digital RMB is more like a kind of data, which is very convenient and beneficial to our economic development{ Digital RMB will improve our life and promote economic development
Digital RMB has many advantages for us. For example, some people have the habit of littering money, which will cause certain property losses. However, digital RMB can hardly be lost, and it can also prevent crimes, because many criminals will steal money, but now we can track the whereabouts and sources of digital RMB, Thus, it can prevent crime to a certain extent and promote the development of our economy
in a word, with the development of society, all aspects of our society are becoming more and more perfect. Now we also have digital RMB. Six pilot test areas have been added for digital RMB, which will be used more quickly in our daily life. Digital RMB corresponds to real RMB, because digital RMB is more virtual and more data-based, To a certain extent, it can prevent crime, better improve our lives, facilitate our lives and promote our economic development< br />