Two sessions digital currency

2.

On March 28, the central bank held a national teleconference on monetary gold and silver work in 2018. Fan Yifei, vice governor of the people's Bank of China, pointed out that we should further strengthen reform and innovation and solidly promote the research and development of digital currency of the people's Bank of China. We should strictly strengthen internal management and external supervision, attach great importance to and effectively strengthen the quality control of RMB, carry out large amount cash management, build a cash clearing enterprise supervision system in accordance with the law, carry out the rectification and clean-up of all kinds of virtual currencies, and strive to build a "five in one" anti-counterfeit currency working mechanism

from the perspective of global digital currency regulatory practice, China has adopted a more stringent regulatory approach, but it does not mean that China can stay out of the global financial innovation wave. In the future, China should actively participate in the global governance of digital currency and enhance its influence and voice in the development of digital currency and regulatory rules

3.

Digital assets att refers to the non monetary assets owned or controlled by enterprises or indivials in the form of electronic data, which are held in daily activities for sale or in the process of proction

the network accounting, office automation, electronic payment system platform in the network era make the current mode of proction have incomparable advantages compared with the traditional mode of proction, but in real life, they only rely on magnetic media and exist a series of codes. Although they are digital commodities, they reflect the nature of assets, so they are called digital assets att

extended data:

att features of digital assets:

1. High price. Because these application software with special purpose is specially developed for a specific work, its cost is higher, and its price is not lower than the price of fixed assets

(2) strong attachment. Application software must be supported by computer hardware and system software in order to play its role

3. Strong interaction. Even the simplest application software also has some interactive functions, such as the error prompt to the operator, which is the most basic advantage of IT instry procts

The quantity is infinite. Digital assets as assets are scarce (because not all enterprises or indivials can create digital assets), but its supply can be unlimited. However, tangible assets are always limited e to the limitation of property and storage space

Cost decreasing. The proction cost of tangible assets is positively proportional to the proction quantity. Due to the unlimited output of digital procts, the development cost is allocated to the output according to the traditional financial accounting method, so the cost of digital procts is lower and lower with the continuous expansion of sales volume

source: network digital assets

4. Fun step is a deceptive software, which makes you invite more people to be cheated. If you think about the candy flow it advertises, it will be valuable, and it will continue to appreciate. That is to cheat users to invest in candy, and finally earn enough money on the platform. It's impossible for you to get it back

5.

“ Digital Chinese RMB & quot; In 2020, the two sessions across the country will become one of the hot topics. From last year to now, several big cities in China have launched digital RMB demonstration sites one after another. At present, the application of digital Chinese RMB is mainly invitation system. With the orderly progress of the experiment of digital Chinese RMB, the secret mask of digital Chinese RMB has been untied. According to the actual investigation, it is found that as a part of the first phase project of Shanghai Metro Line 1, the; Black pick & quot; Self service vending machines are graally applied to digital Chinese RMB payment. On the machine and equipment, click on the proct to generate digital Chinese RMB payment options, and purchase according to the scanning QR code

the loaning currency is an electronic device. Will China's RMB have commercial currency notes in the future? Hu Jie believes that the central bank's digital virtual currency will replace part of the cash, but it is impossible to completely replace the banknotes, especially the elderly people also have requirements for banknotes, and banknotes have the characteristics of group polarization. Therefore, in the foreseeable future, digital virtual currency, Chinese RMB banknotes and coins may coexist for a long time

6. Digital currency is written into the draft of the fourteenth five year plan of many places. Experts suggest that the pilot scope of digital RMB should be expanded. The central bank's currency or currency can better prevent money laundering, facilitate better supervision, and be more concive to the circulation of money, so as to improve the effect of wealth flow. Digital currency has become a hot word of local "two sessions", At present, bitcoin is more of a kind of speculation and investment assets, and it has also derived financial investment speculative procts based on bitcoin combined with traditional finance. Only in form, it is more innovative and radical than the traditional way, which is more in line with the characteristics of people's fast pace
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.

7. As bitcoin plummeted, more and more unemployed analysts in the stock market came to analyze the disk of the coin circle, which once gave many people confidence< Some people say that the currency circle is the Chinese stock market at the beginning of the 20th century, and there are huge opportunities hidden in it. Some people think that these are bubbles.
in the eyes of most people, the market of digital currency is still a blue ocean. Although it is still in its early stage of development, many people have put all their wealth into it
for many investors who turn from stock market to currency circle, the currency market is easier to start, so is currency speculation the same as stock speculation? What's the difference between them? We will interpret the differences between the two from three perspectives: strategic level, structural level and phenomenal level
strategic level
strategic level is the initial intention and idea of investment, and the idea of stock market and currency market is also different, which determines how far you can go on this road
first, cognition
we must understand what the purpose of your blockchain investment is, whether you want to be a gambler or a long-term value investment for a few years< As we all know, gambling is a zero sum game. If someone loses money, someone must win. And for casinos or makers, the advantage of mathematical probability can ensure that they win without losing
the stock market is also a zero sum game. The money you win in the stock market must be lost by other investors. But in the long run, if you take the value investment strategy, then the stock market is an incremental market, because the operating income of listed companies will increase the total amount of capital on the stock market
the currency market is different. When you invest in blockchain, you are not only interested in the development of a project, but also in the development of the instry itself
in addition, you need to see the fact that most people in the blockchain instry are speculating in money, but not many people really do practical things< You should know that in the currency market, investors are not subject to any supervision and protection. Rise and fall at random, there is a risk of clearing at any time, and e to the immature technology, hackers often steal money risk
the mentality of retail investors is the psychology of most people in the market. In addition to the above, the running of the project side and the agent investment are very normal, resulting in the loss of money in the end. Everyone is pursuing a dream of wealth, but this dream itself may be false. Many people are on the wrong road from the beginning
in the stock market, most companies at least have business models and business models, while in the currency circle, many projects start ICO without even a white paper, and many people are crazy to pursue investment, which is very terrible
and you are the gambler who can be harvested by the dealer at any time
gambling itself is not terrible. The terrible thing is that you don't know you are gambling
structure layer
structure layer includes risk management and income control, as well as the current technology application scenarios of digital currency
first, risk
the only way to invest is to avoid risks. If you can't do a good job in risk management, it's equivalent to a headless fly. Let's take a look at policy risks first
stock market: China's stock market is managed and supervised by China Securities Regulatory Commission, and the state can regulate the stock market through policies. Stock trading has legal trading place, fixed trading time and limit of rise and fall, so the risk is controllable
currency market: except for the influence of different policies of different countries, it is not subject to any supervision and investors are not protected. And rise and fall at will, at any time to zero
from last year's 94, to this year's two sessions, G20 summit, to the SEC (US Securities and Exchange Commission), we can see that currency prices and policies are inseparable. It takes only a few minutes for a document to come down and plummet
besides policy risks, there are also technical risks
in February 2014, mt.gox advertised on the website page to stop the transaction and then filed for bankruptcy. Due to hacker attacks, a total of 744000 bitcoins were stolen, and this loss has not been found for many years. In addition to 750000 bitcoins of the platform, Mentougou claimed that 100000 bitcoins of the platform itself were also stolen. In other words, 850000 bitcoins were lost in this theft
not to mention the famous "Mentougou" incident, the asset theft incidents of other exchanges often occur many times a year. Once stolen, the currency price falls sharply, and the market will be affected
in addition, in order to achieve decentralization, bitcoin must have lost something, that is, efficiency. The bitcoin world emphasizes fairness, while the real world emphasizes efficiency
the disadvantages of bitcoin as a financial proct are slow transfer time and high handling charges< Second, the rate of return
compared with yu'ebao and P2P, although speculation in stocks and currency is no less than gambling, their rate of return is still different

compared with money funds, bonds and index funds, the stock market has high risk and high return, but in casinos and currency markets, it is actually a moderate risk and moderate return place
as long as it's not the irregular stock market of a certain country or the economic crisis like 1929 and 2008, it's not easy for investors to lose and lose
how high is the high yield of the currency market? As we all know, the average annual return of stock god Warren Buffett's position is only 20%, but the digital assets of many currency markets have increased by hundreds, thousands or even tens of thousands of times in just a few years. In particular, last year's isio, as long as it participated, was several times or even dozens of times
however, except for the mainstream currencies, the fluctuation of most Shanzhai currencies can not be described as big. It is just the so-called stock market has a drop limit, while the currency market has a return to zero< Thirdly, application scenarios

blockchain has the idea of decentralization. When the future development of basic information technology facilities makes efficiency no longer a problem, the demand for decentralization will become stronger and the change will be more fierce. This change is the uncertain factor of blockchain investment
although many projects have been implemented, it still does not mean that they have solved practical problems. We should know that all procts in the Internet era are implemented, while most of us only invest in concepts in the blockchain era
it is certain that more and more governments, banks and national institutions are beginning to apply blockchain technology, while quantitative change leads to qualitative change, and real good projects will fade with the tide, so that investors can get higher returns
phenomenon layer
the phenomenon layer mainly includes the policies and rules of different countries for digital money market
first, the transaction is different
the stock market: the stock market purchases the stock, and the stock is the certificate of ownership issued by the joint-stock company, which is a kind of valuable securities issued by the joint-stock company to each shareholder as the certificate of shareholding in order to raise funds and obtain dividends and dividends
and each share represents the ownership of a basic unit of the enterprise. Behind every stock is a listed company. At the same time, every listed company issues shares
currency market: what the currency market purchases is digital token or token, which is essentially a series of digital codes. The market generates transactions based on the trust expectation of the token value< Second, investors are different
stock market: to open a stock account, you must confirm on site, and procts with different risk levels need to be audited by qualified investors
currency market: without any restrictions, you can operate the relevant trading website or software Some exchanges in some countries and regions need real name authentication)
3. Trading places
stock market: stocks can only be traded on stock exchanges. China's stock market is only traded on Shanghai Stock Exchange and Shenzhen Stock Exchange. A stock can only go to one exchange
currency market: digital currency exchange or point-to-point over-the-counter transaction can complete the transaction of digital currency. A digital currency can be traded on multiple exchanges at the same time. Understand this difference, you can understand why there is brick arbitrage in the currency market, but not in the stock market< 4. Trading rules
stock market:
trading time: from Monday to Friday (except statutory holidays); 9:30 a.m. - 11:30 p.m. - 13:00 p.m. - 15:00 p.m
the fluctuation range is limited: the fluctuation in a single day can not exceed 10%
trading unit: the trading unit of the stock is "share", 100 shares = 1 hand, and the number of entrusted purchase must be 100 shares or its integral multiple< Currency market:
1
2. There is no limit on the range of rise and fall: 50% rise or fall in one day may occur
3. Trading unit: different exchanges have different regulations on the number of single transactions in different currencies. Take bitcoin as an example, its minimum unit is Satoshi Cong, 1 Cong = 0.00000001 bitcoin, 1 Satoshi = 0.00000001 BTC
however, most bitcoin transactions stipulate the minimum number of transactions. For example, the minimum number of bitcoin transactions of okcoin is 0.01< 5. Different regulatory agencies
stock market: China's stock market is managed and supervised by the China Securities Regulatory Commission (CSRC), which is responsible for maintaining the order of the securities market and ensuring its legal operation
currency market: the currency market is a highly free market in the world, which is not fully monitored by any country, but is subject to the regulatory policies of various countries. The transaction information is highly transparent, and any trader can query all transaction records through the blockchain browser< 6. Different ways to raise funds
stock market: stock companies issuing shares to raise funds need to be under the management and supervision of the Securities Regulatory Commission of various countries. They can only be approved to be listed and issue shares to raise funds after being strictly reviewed by the CSRC and meeting relevant standards through a series of conditions
currency market: without any institutional audit, indivials and institutions can raise funds through ICO (initial public offering), private placement, bifurcations, etc., without any supervision, and investors are not protected
the correct investment posture of currency market is to correctly treat the similarities and differences of risks between stock market and currency market and reasonably allocate funds. In a bear market, we need to calm down and seriously consider the layout, so that we can see opportunities in a bull market
we will graally issue investment suggestions on the currency market later. Welcome to zhenxiao blockchain, we will accompany you all the way.

9. If it is legal tender, then it has no effect. For example, the non legal tender issued by the central bank is regarded as a financial asset. It has little impact on the tax system

it has a subversive potential impact on the practice of cashiers. Those who try to cheat on taxes should be careful. In theory, you can analyze those evasive behaviors that you have done at almost zero cost
if digital currency is widely accepted and can play the role of currency, it will weaken the effectiveness of monetary policy and bring difficulties to policy-making. Because digital currency issuers are usually unregulated third parties, money is created outside the banking system, and the amount of circulation depends entirely on the wishes of the issuers. As a result, the money supply is unstable. In addition, the authorities are unable to monitor the issuance and circulation of digital currency, which leads to the inability to accurately judge the economic operation and brings trouble to policy-making, At the same time, it will weaken the effectiveness of policy transmission and implementation.