Wal Mart digital currency app
according to the news on August 10, Mu Changchun, deputy director general of the payment and Settlement Department of the people's Bank of China, said at the third China finance forum that the central bank's digital currency will soon be launched and will adopt a two-tier operation system, that is, the people's Bank of China will be the upper tier and commercial institutions will be the second tier< As for why the central bank's digital currency chooses the "two-tier operation system", Mu Changchun explained:
1. The central bank's digital currency is bound to face the retail scene and the public, while the performance of bitcoin and Libra can not meet the high concurrency. After a period of research, it is decided to adopt the two-tier system
2. It is a complex system engineering for big countries to issue central bank digital currency
3. The IT infrastructure application and service system of commercial banks and other institutions have been relatively mature, the user base is huge, and the service habit has been formed; There are plenty of talents and it experts; The system has strong processing ability, and has accumulated some experience in the application of financial technology
4. Through the design of two-tier operation, risk can be avoided to concentrate on a single indivial
5. Single layer investment will lead to "financial disintermediation". If the central bank directly releases digital money to the public, it will crowd out the deposits of commercial banks and affect the loan delivery ability of commercial banks; In extreme cases, it will also subvert the existing financial system, leading to the "grand unification" of the central bank
6; It will not affect the existing monetary policy transmission mechanism
7. The central bank will not preset the technology route, any advanced technology may be used in the research and development of the central bank's digital currency; The boundary between electronic payment and central bank digital currency is fuzzy; It can fully mobilize market forces and realize system optimization through competition
it can be seen that the central bank has recognized the legitimacy of bitcoin and Ethernet in disguised form. However, the central bank's digital currency is different from the traditional blockchain digital currency. It is 1:1 anchored RMB. I regard it as RMB digitization. The central bank's digital currency, paper money, coins and bonds exist at the same time, but in different ways. It is a kind of stable currency, and there is no room for speculation
at the beginning of this year, the most influential event of digital currency is Facebook's upcoming launch of digital currency Libra. If successful, it will bring 3 billion Facebook users into digital currency. However, Libra has not included the RMB in its basket of currencies. Coupled with the sweater war and exchange rate war with the United States, this may be the reason why the central bank urgently launched the central bank's digital currency. It is said that Wal Mart will also launch digital currency. With JPMorgan's issuing currency before, it can be predicted that traditional business giants will enter the era of blockchain digital currency one after another
the issuance of digital currency by the central bank may be a great benefit to the users of China's currency circle. Due to some policy reasons, the users' access to the digital currency world is not very smooth, which is the problem of difficult access to money. The most common stable currency, usdt, does not seem to be very stable and over issued seriously. In addition, the attorney general's office in New York investigates TEDA and other reasons, There may be a risk of thunderstorm at any time. According to statistics, about 80% of the users who use usdt are Chinese users, while the United States uses USD directly, and a few will use usdt. If the central bank introces digital currency, it will greatly facilitate digital currency users
finally, the other role of the central bank's digital currency is cross-border trade settlement. If it is combined with Alipay and WeChat payment, it will compete abroad and compete with Libra internationally.
the digital RMB issued this time can be consumed by Taicang's designated offline merchants (RT mart, Wal Mart, etc.) through the "digital RMB app" (the winning bidder can go to Suzhou app to query the offline merchants), and can also be consumed online through Jingdong Mall.
2. Install according to the prompt (there will be an installation prompt after downloading)
3. If there is no time to install at that time, you can find the downloaded file to install or install through the installation package management software.
Wal Mart online mall website: Wal Mart official website www.wal-martchina.com
you can find the online store Sam's club www.samsclub.cn (high end membership store of Wal Mart, a fortune 500 company)
since the end of 2010, Sam's online stores have successively opened Sam's online shopping direct delivery service in Shenzhen, Beijing, Dalian, Shanghai, Guangzhou, Fuzhou, Hangzhou, Suzhou, Wuhan, Changzhou and Zhuhai
In May 2011, Wal Mart Department Store Co., Ltd. announced that it had reached an agreement with No.1 store holding company to purchase a small share of the rapidly developing Chinese e-commerce enterpriseon October 26, 2012, Wal Mart announced that it had completed the increased investment in the fast-growing Chinese e-commerce website No.1 store holding company, and Wal Mart's shareholding increased to nearly 51%. Wal Mart's capital increase will contribute to the continued development of No. 1 store, and will also make Wal Mart better serve Chinese customers through e-commerce
since its launch in July 2008, store 1 has been developing rapidly with China's e-commerce market. No.1 store has 90 million registered users. It has reached the first day in 8 cities including Beijing, Tianjin, Shanghai, Guangzhou, Shenzhen, Dongguan, Suzhou and Kunshan, and the next day in 166 cities across the country
since October 2012, Sam's member online stores have launched fresh, refrigerated and frozen foods in Shenzhen, Guangzhou, Shanghai, Beijing, Suzhou and other regions, and provided online shopping services of two deliveries a day and one delivery in the morning. In the future, fresh food online shopping direct delivery service will be promoted in more areas. Sam members can easily buy hundreds of fruits and vegetables, meat and eggs, fresh bread, frozen food on Sam's website
extended information
on May 16, 2017, the official flagship store of Sam's member online store global shopping officially entered Jingdong. Sam's member online store's official flagship stores in the world are dominated by personal care, maternal and child procts, and dietary supplements that are popular in Sam's stores in the United States, and most of them are not introced by Sam in China at present
the launch of Sam global shopping not only meets the increasing demand of members for overseas outsourcing, but also enriches Sam's proct line in Jingdong platform, effectively complements with offline store procts, and further improves Sam's membership value
on May 25, 2017, Wal Mart's official flagship store officially entered Jingdong Mall. According to the shopping habits of Chinese consumers, Wal Mart specially selected more than 1700 kinds of daily necessities for sale in the official flagship store of Jingdong Wal Mart. Consumers can also enjoy Wal Mart's "90 day worry free return and exchange" service
on July 25, 2017, Wal Mart and JD jointly launched the first large-scale online and offline promotion activity "88 Shopping Festival". At the same time, Jingdong and Wal Mart announced that they will graally open up their users, stores and inventory in the future, realize the deep integration of online platform and offline stores, and comply with the new trend of retail reform“ During the "88 Shopping Festival", the two sides further upgraded their cooperation in marketing, service and supply chain. With the help of joint promotion, they got through the user groups of both sides, realized mutual communication through the mutual penetration of online and offline stores, pioneered the sharing of some inventory goods, and made a deeper integration in the supply chain and back-end technology
on May 25, 2017, Wal Mart's official flagship store officially entered Jingdong Mall. According to the shopping habits of Chinese consumers, Wal Mart specially selected more than 1700 kinds of daily necessities for sale in the official flagship store of Jingdong Wal Mart. Consumers can also enjoy Wal Mart's "90 day worry free return and exchange" service
in October 2017, Sam's online store and jd.com jointly released the report on consumption insight of paid members in China's retail instry, and announced the launch of a limited time "double membership launch" activity. Users participating in the activity will enjoy the rights and interests of jd.com plus members and Sam's members at the same time< br />