Ant financial services and national digital currency
financial services instry is the driving force of global economic development and one of the instries with the highest degree of centralization. The information asymmetry of both sides in the financial market leads to the failure to establish an effective credit mechanism. There are a large number of centralized credit intermediaries and information intermediaries in the instrial chain, which slow down the operation efficiency of the system and increase the cost of capital exchange
the open and unchangeable nature of blockchain technology provides the possibility for decentralized trust mechanism, and has the potential to change the financial infrastructure. Various financial assets, such as equity, bonds, bills, warehouse receipts, fund shares, etc., can be integrated into the blockchain ledger to become digital assets on the chain, which can be stored, transferred and traded on the blockchain. It has a broad application prospect in the financial field. For example, it has typical applications in cross-border payment, insurance claims, securities trading, bills, etc.
On February 9, according to media reports, ant financial plans to issue new shares to raise $5 billion. This round of financing may start as early as this month. At the time, ant finance might have sought to list in two places, one in New York, one in Hong Kong and one in Shanghai, but its restructuring plan had not yet been approved by Chinese regulators
according to relevant people, if the financing amount is consistent with the target, the valuation of ant financial services may be as high as US $120 billion, which is nearly twice the value of the last round of financing nearly two years ago by then, ant financial services will become the largest unicorn in the world
before that, alibaba will acquire 33% of ant financial services through its Chinese subsidiary, which is regarded as a signal that ant financial services will start its IPO. Since 2015, ant financial services has raised funds at least five times, but why choose to go public at this time
ant gold costume was launched by Alipay in 2004. In March 2013, Alipay Zhejiang Alibaba Agel Agel Ecommerce Ltd announced the establishment of a small and micro financial services group to provide financial services for them. On October 16, 2014, ant finance was officially established to provide safe and convenient inclusive financial services for global consumers and small and micro businesses
currently has Alipay, Yu Ebao, drama magic weapon, ant treasure, net silver, ant flower, sesame credit, ant financial cloud, ant and so on. The business line of p>
ant clothing is launched around Alipay. After occupying the third-party payment portal, Ant King clothing has built a consumer finance Empire based on credit system relying on the massive data accumulated by Taobao e-commerce platform
in the field of mobile payment, WeChat payment is a strong competitor of Alipay. On the surface, both of them are struggling in the field of payment, but behind them is the ecological dispute between Alibaba and Tencent. They all have the ambition to occupy the first place, and there are many subsidy wars between them
the online and offline competition has spread from the competition for consumers, commercial outlets, commodities and supply chain to the competition for the whole financial business ant financial has the advantage of personal consumer finance because it occupies the main flow entrance, but Tencent's Micro bank also has very good consumer financial procts to use. Network finance and economics through online and 2b key layout, there is a rising trend
Jingdong Baobei, the first supply chain financial proct of Jingdong, has established a service relationship with nearly 2000 suppliers, and the trade volume of enterprises financing in Jingdong has also increased by more than 200%. Giants are good at their own fields. They fight each other secretly. They can overtake at any time
previously, ant financial's plan to acquire MoneyGram, the world's second largest remittance company, was not approved by the Cfius, and the overseas M & a plan was blocked for a time e to the financial and data security issues in the United States
e to the influence of many factors, such as policy supervision, instry competition, sea going obstacles and so on, ant financial services has to choose to go public at this time, so as to get a share in the capital market when the cold winter of the instry is approaching
China's four major asset management companies and ant financial services are shareholders. Ant financial services is a shareholder of Tianhong fund
according to the announcement of Tianhong fund on February 25, 2015, the instrial and commercial registration of the company's capital increase has been completed, and the registered capital has increased from 180 million yuan to 5143 million yuan
the new equity structure is as follows: Zhejiang ant micro financial services holds 51% of the equity of Tianhong fund, while Tianjin Trust, Inner Mongolia Junzheng and Wuhu high tech hold 16.8%, 15.6% and 5.6% of the equity respectively. In addition, the total employee ownership ratio is 11%
extended information:
on February 1, 2018, Alibaba announced that it agreed to acquire 33% of ant financial services
2018, the ant gold service and Yi Lianzhong signed a strategic cooperation agreement. The two sides will launch Alipay mobile payment business nationwide and jointly promote the optimization and upgrading of payment experience in the people's health care instry. This means that after the consumption of food and shopping, only a mobile phone is needed, the payment of medical insurance will also fully support mobile payment in the future. p>