How to use Suzhou digital currency red envelope
1. Digital RMB is not based on the account, as long as the digital currency app is downloaded from the mobile phone, and wechat change can only be used after logging in to personal wechat
Second, digital RMB can be paid without network, and wechat change can only be traded with network Third, digital RMB is the currency issued by the state with the same value as banknotes and coins, which is endorsed by the state, while wechat change is a third-party payment tool, which is controlled by enterprises with different degrees of risk{ RRRRR} digital currency can improve the state's supervision of fundsin addition, digital currency can improve the state's supervision of funds, where the money comes from and flows to will be clearly marked, the state will be more relaxed in supervision, money laundering may become more and more difficult, and the national property security will be further protected
In Shenzhen, digital RMB is being piloted, and this time in Suzhou, 20 million digital RMB consumption red envelopes are also being implemented. According to Suzhou news release, 20 million yuan of digital RMB consumption red envelopes will be issued to eligible Suzhou citizens, with the amount of each red envelope being 200 yuan and the total number of red envelopes being 100000
the digital RMB consumption red packets in Suzhou are distributed by lottery, and the lottery registration channel lasts for two days. Citizens participating in the activity can search Suzhou app in android app market or Apple App store, download and register in real name, log in Suzhou app, make an appointment, and independently choose personal digital RMB to open a bank. After successful appointment, citizens participating in the activity can pay attention to Suzhou app information and wait for the draw
the pace of digital RMB is getting closer and closer, and we are looking forward to the day when it will be implemented nationwide
According to "Suzhou release", citizens participating in the lottery of digital RMB consumption red packets need to search the "Suzhou" app in android app market or Apple App store, download and register in real name, log in to the app, make an appointment, and independently choose personal digital RMB to open a bank, The participating citizens can pay attention to the "Suzhou" app information and wait for the draw it is worth noting that this time, we can only open the digital RMB wallets of six banks, namely, instrial bank, agricultural bank, China Construction Bank, transportation bank and postal savings bank. According to the regulations, the digital RMB consumption red packets are issued to the digital RMB wallets opened by indivials according to the requirements, which can be consumed directly without binding a bank card extended data usage rules after consumers apply, data preparation and lottery will be completed from 0:00 on December 7 to 24:00 on December 10; On December 11, the winning result will be announced. At that time, the organizer will push the winning staff to receive the SMS and download the link. The winning staff can download the "digital RMB app", open a wallet and receive the red envelope; From 20:00 on December 11 to 24:00 on December 27, the red envelope becomes effective and can be used; From 0:00 on December 28, unused red packets will be recycled period, if the consumer has a refund transaction, the system will give priority to refund the RMB amount paid by the consumer, and then refund the amount of the digital RMB consumption red envelope. If the refund transaction occurs after the expiration date of the red envelope, the RMB amount paid by the customer will be returned normally, and the part of the red envelope will not be returned to the customer's digital RMB wallet
Suzhou has issued 20 million yuan of digital RMB consumption red envelopes. In fact, it is not only Suzhou. Hangzhou, Shenyang and other cities have also issued digital red envelopes early to stimulate residents' consumption. The usage of this red envelope is also very simple. This consumption coupon is usually grabbed on Alipay platform, and after grabbing the Alipay consumer coupon, people can consume in any physical store. As long as a province has launched a consumer coupon, basically all the physical stores can use coupons, including the vegetable market, supermarkets and convenience stores and restaurants. , these consumer coupons are not large enough. Therefore, it is generally used for daily consumption. With the consumption voucher, the consumption demand of the public will also be greatly increased. many people may not want to buy things originally, but because the consumption voucher can be much cheaper, they will spend extra money{ RRRRR}
when you are using consumer coupons, must first click on the Alipay card pack, find the coupons you want to use, and then click on the consumption coupon to select ". To use & quot;, Then let the merchant scan your payment code, so that you can correctly use the coupon the coupons must be used within the specified time, otherwise they will be expired. Generally, the validity period of coupons issued once a month is one month, and that of coupons issued once a week is one week, so we must pay attention to the validity period
Since the development of mobile payment in China, more and more people begin to use mobile payment, they have not completed the transaction through cash for a long time< in order to ensure that all residents have a full understanding of cash, China has carried out digital RMB. Most people will confuse digital RMB with online payment. In fact, the two terms belong to different concepts. Digital RMB refers to the conversion of real RMB into digital RMB by some means. Mobile payment needs to transfer the payment amount from your mobile phone through the third-party platform. If your mobile phone has no network, you can't complete the network transaction
the cake of mobile payment is very big. When the government also wants to cut a big piece, the advantage is obvious
application is that in the last three years, there is a record of social security payment in Suzhou or above. The payment record must be normal, and it can not be broken. The second condition is the location of the registered residence, or the temporary residence is within the Suzhou area. As long as one of the above two conditions is met, you can apply for digital RMB, but the application does not necessarily mean that you will pass. In the end, who will get these red envelopes will be decided by drawing lots
when using, the system will first judge whether there is digital RMB in the consumption account, if there is, it will dect the digital RMB red envelope first, if it is not enough after decting the digital RMB red envelope, the system will dect fees in other ways to supplement the insufficient part
if it's a red envelope payment, you can use the red envelope payment to shop in the wing payment partner. For details, you can go to the wing payment client to view the specific introction.