Wangcai currency is a digital currency

Wangcai account is an indivial account opened by Ping'an Insurance Company for customer service, insurance and financial management. If it is an insurance applicant, he can bind his bank card to receive bonus and bonus

if it's an ordinary app customer, after opening the Wangcai account, the customer can participate in the red envelope of the activity every day, and the customer can also handle the principal guaranteed and interest guaranteed financial procts of Ping An insurance company through the Wangcai account

extended information:

steps to open Wangcai account:

1. Register and log in to Ping An golden housekeeper software

Wangcai account of Ping'an bank is a financial account in Ping'an Life Insurance app, which can be deposited at any time, with no upper limit of 1 yuan. The interest rate is higher than that of the bank on a regular basis, and the income can be seen on the same day. You can take the money out at any time

"expand the information:"

Ping An Bank, the Ping An Bank Ltd, is a trans regional commercial bank holding by China Ping An insurance (Group) Limited by Share Ltd, and one of the 12 national shareholding commercial banks in Chinese mainland. With a registered capital of 5.123.35 billion yuan and total assets of nearly 1.37 trillion yuan, the company is headquartered in Shenzhen, Guangdong Province

Ping An insurance (Group) Co., Ltd. (hereinafter referred to as "ping an") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, which is the controlling shareholder of Ping An Bank

it has 34 branches all over China and a representative office in Hong Kong. In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank under Ping An insurance group. After the acquisition, Shenzhen Development Bank changed its name to a new Ping An Bank and established a new Ping An Bank, which officially opened for business. On May 24, 2013, the company officially issued a document to adjust the organizational structure of the head office. The number of primary departments of the head office has been reced from 79 to 52, and three instry business divisions, 11 proct business divisions and one platform business division have been established or integrated

Wangcai's income is the 7-day annualized rate of return, which is 2 to 3 times higher than the bank interest in the same period and can be flexibly withdrawn. Money that is not used for a long time can be stored in baozunbao of Ping'an, and its interest is considerable. You can choose from 28 days to 36 months

CCB Wangcai No.2 is a financial proct, which is a kind of "jucaibao". It is an intelligent personal deposit proct. It has no risk of other financial procts, and does not generate additional costs for purchase and withdrawal. It is mainly used to meet customers' financial procts that are as flexible and convenient to use as current deposit and obtain higher expected annual income as regular deposit

background of CCB jucaibao: e to the increasingly prominent convenience of Internet financial management, many bank deposits are losing. Under this background, CCB launched RMB current deposit "jucaibao" to deal with the loss of deposits through this innovative deposit business

extended data:

1. The prerequisite for signing a contract for CCB jucaibao is that the balance of the customer's RMB current account is not less than RMB 10000 within 90 days, and the contract can be signed for CCB jucaibao

2. CCB jucaibao interest calculation method: principal * annual interest rate / 365, in which the determination rule of annual interest rate: under the premise of meeting the initial deposit amount of 10000 yuan and the initial deposit days of 90 days at the same time, different fixed deposit interest rates are applied according to the three grading ranges of the aggregate

for example: Mr. Zhang, after signing the jucaibao proct, meets the entry conditions (that is, the daily deposit balance within 90 days is not less than 10000 yuan). Assuming that the accumulated amount of the customer's voluntary termination after 4 months reaches 1.9 million, the interest rate of 6 months is applicable, then the interest = 1900000 * 3.05% / 365 = 158.77 yuan