Does DBS Bank invest in digital currency
DBS financial procts include foreign exchange, structured procts and funds<
foreign exchange
1. Foreign exchange procts - Xingsheng investment
Xingsheng investment is a structural investment proct linked to the exchange rate (risk level P3, general proct). If you think that the alternative currency will not depreciate to the agreed exchange rate, you can obtain higher investment income by investing in Xingsheng. When the proct matures, if the alternative currency falls relative to the agreed exchange rate, your investment principal and income will be converted into the alternative currency
2. Currency exchange
currency exchange helps you grasp the rising opportunities in the foreign exchange market, diversify your investment portfolio and rece your investment risk. You can also flexibly adjust the liquidity of assets according to your own personalized needs< Structural investment procts are linked with the market performance and income of a certain financial instrument, such as interest rate, stock, stock index, fixed income financial instrument, foreign exchange, or some combination of these financial instruments. Structured investment procts can create opportunities for you to obtain higher potential returns, and can also guarantee up to 100% maturity of your principal through your personalized settings
2. Tracking notes
the income of tracking notes is linked to a basic financial instrument, such as exchange traded fund (ETF) or stock. The tracking bills invested by overseas financial procts on behalf of customers are mainly linked with exchange traded funds or unit trust funds. By judging the trend of basic financial instruments, you may obtain potential investment income. Tracking notes are issued by overseas financial institutions, and investors have to bear the credit risk of the financial institutions
3. Securities linked structured notes - convertible notes (Basic Series)
is an overseas financing proct for clients and invests in overseas structured notes
funds (including overseas funds issued by our bank and domestic funds sold on our behalf)
1. Fixed income funds
fixed income funds invest in a variety of different debt instruments. Including bonds, loans and asset-backed securities, it can bring you more stable investment income and diversify your investment income
2. Balanced Fund
it is a kind of hybrid fund which combines stock and fixed income investment. For the comprehensive utilization of stocks and debt instruments, there is a clear al investment goal - based on stable investment income, and strive for good wealth growth
3. Stock funds
when investing in the stocks of listed companies, stock funds usually have specific and clear investment directions, including growth type and value type, regional, instrial or alternative investment, etc. Stock funds can also adopt diversified investment strategies to achieve the main goal of long-term capital appreciation
4. Money market funds
money market funds invest in short-term securities instruments in the money market, such as repurchase agreements issued by the government or enterprises, treasury bills, commercial bills, etc. Money market funds usually invest in securities with low risk, and the fund returns are short-term interest rate returns.
DBS group is the largest commercial bank in Singapore
There are various
financial procts. For example, the fund management of DBS Bank has fixed income fund , which invests in a variety of different debt instruments. Including bonds, loans and asset-backed securities, it can bring you more stable investment income and diversify your investment income< Balanced Fund , a kind of hybrid fund that combines stock and fixed income investment. For the comprehensive utilization of stocks and debt instruments, there is a clear al investment goal - based on stable investment income, and strive for good wealth growth< stock fund , which invests in the stocks of listed companies, usually has a specific and clear investment direction, including: growth type and value type, regional, instrial or alternative investment, etc. Stock funds can also adopt diversified investment strategies to achieve the main goal of long-term capital appreciation< money market fund , which invests in short-term securities instruments in the money market, such as repurchase agreements issued by the government or enterprises, treasury bills, commercial paper, etc. Money market funds usually invest in securities with low risk, and the fund returns are short-term interest rate returns
The market law shows that the expected return of investment procts is generally proportional to the risk and the term. The quality of financial procts is difficult to use a standard to divide the good and bad, for investors, only suitable for their own financial procts are good financial procts
so before you choose financial procts, you might as well go to the official website of DBS Bank to find out the right financial procts
for example, Xingsheng investment, a foreign exchange proct, is a structural investment proct linked to the exchange rate (risk level P3). If we think that the alternative currency will not depreciate to the agreed exchange rate, we can obtain higher investment income by investing in Xingsheng. When the proct matures, if the alternative currency falls relative to the agreed exchange rate, your investment principal and income will be converted into the alternative currency
for example, securities linked convertible non breakeven structured investment procts are linked with overseas securities, which have higher investment risk and do not guarantee the principal and income
let's see what the landlord has chosen...
for a loss of up to 5%, the maximum return of 23% is clearly stated in the contract. However, it depends on the performance of the underlying silver fund, so the return may be between 0% and 23%. But the 95% capital preservation clause is stated in the contract, that is to say, no matter how much silver price falls, even if it falls by 50%, investors can still get 95% of the principal, and investors can see this clause clearly when they buy
the purpose of this financial proct is to obtain a relatively high return (23%) with a relatively low loss risk (5%). Compared with the procts with guaranteed principal and guaranteed return (generally 3% - 5%), investors can more fully participate in the market and obtain the maximum possible return under a fixed loss risk that they can bear
in fact, the purpose of financial management is to rece risks and obtain reasonable returns through different investment collocations. It is not said that the investment is the best. Investors should invest their funds separately, some of them should do steady financial management, and some of them should do aggressive investment. As the saying goes, "never put all your eggs in one basket.". Only in this way can we get the maximum profit with the least time and risk in the changing market< br />
DBS Bank is the largest commercial bank in Singapore. In addition to the domestic fund procts sold on behalf of DBS Bank, you can also buy the overseas fund series, which is the overseas fund series of DBS Bank. For the "old drivers", overseas funds certainly have the expectation of diversified investment channels and investment procts. But for property owners, it's better to start with the domestic funds sold on behalf of DBS, buy small amount and practice. Novices can't help shaking their hands. Caution doesn't hurt. Of course, DBS also has a professional management team and investment experts. The owner should consult more before buying.
if you need the corresponding financial planning suggestions, go to the branch of ABC or contact the customer manager directly to try to understand Warm tips: please read the proct manual carefully before purchasing]
if there is Agricultural Bank of China in your city, you can also learn about the quick e-bao of Agricultural Bank of China. From May 27, 2016, the personal online banking and palm bank channel "quick e-bao" was renamed "Agricultural Bank quick e-bao", the contracted proct was changed to "agricultural bank dividend daily settlement a (000907)", and the quick e-bao was signed, that is, the fund business was signed at the same time, And open fixed investment, intelligent fixed investment, combination, fast redemption and other functions
the new proct supports T + 0 real-time redemption, daily settlement of earnings, automatic balance transfer in, associated credit card transfer out and personal loan transfer out. The minimum retained amount is 100 yuan
the counter signing is still the old "kuaiyibao". You need to terminate the old proct before signing the new "ABC kuaiyibao" proct
how to set up the fast e-treasure business of personal palm Bank: enter personal palm bank, select "investment" - "ABC fast e-treasure", and click the setting icon in the upper right corner of the home page to enter the settings home page. The contract can be terminated, the bound mobile phone number can be changed, the opening / closing balance can be automatically transferred in, and the opening / closing balance can be automatically transferred out.