Digital currency transaction of China CITIC Bank

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

extended data

Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2. Visa is the world's largest global payment technology company. Its credit cards are connected with consumers, enterprises and financial institutions in more than 2000 countries and regions around the world, making it more convenient for people to use digital currency transactions and greatly facilitating our daily consumption. If you have ever used a credit card, debit card, or even prepaid card, you may have noticed the visa logo that often appears in the lower right corner of the card. With visa in hand, you can enjoy the world under your control. He is actually a way of paying, just like Alipay.

3. Transaction code generally refers to a series of codes after a transaction, which are generally used for checking and tracking when there is a problem. They are all used by banks.

4. We can't lift the restrictions. CITIC has strict risk control and has consumption restrictions on restricted, wholesale and online payment, mainly to prevent cash out and risk trading.

5. Unknown_Error

6. Online banking certificate: users log in to the online banking system, which provides users with the whole process security. After the user completes the application for online banking at the bank's registered branch, the service personnel will make a password envelope for the user, which contains the reference number and authorization code (two codes for short) of the certificate to download, and then download the online banking certificate with the password envelope
certificate application for online banking transactions of China CITIC Bank:
1. Bring the bank card (i.e. debit card) opened in China CITIC Bank and valid ID card to the counter of any branch of the bank for application; Personal online banking certificate
2. After the certificate application is successful, according to the selected certificate type (file certificate or USBKEY mobile certificate):

1) if it is a mobile certificate, the USBKEY with the certificate loaded can be obtained on the spot, and the USBKEY driver needs to be downloaded before use; 2) If it is a document certificate, you will get the certificate download code (provided in the form of password letter or e-mail). The certificate download code is the only identification of the download certificate, which needs to be kept properly and is valid within 14 days
note: if there is any problem in downloading the certificate or USBKEY driver, please contact the customer service of China CITIC Bank.

7. The paper gold transaction of China CITIC Bank has no service charge, only price difference, which is often called "point difference". For example, when you buy paper gold, the buying price is 0.8 yuan higher than the selling price. The price difference is 0.8 yuan per gram, and the increase of 0.8 yuan after buying is regarded as capital preservation
China CITIC Bank has officially launched its personal paper gold trading business, becoming the fourth commercial bank in China to have this business after Bank of China, instrial and Commercial Bank of China and China Construction Bank
China CITIC Bank's personal paper gold firm offer trading is a gold investment mode which takes London spot gold as the trading variety, quoted in US dollars and traded continuously for 24 hours from Monday to Friday. The small trading volume is one hand, the trading volume is 3000 hands, and one hand is one ounce of spot gold. The tolerable spread in Beijing is three points.

8. CITIC Bank has many precious metal businesses, among which gold and silver T + D are the most popular. The so-called T + D refers to an investment variety issued by Shanghai Gold Exchange and promoted by major banks. Its characteristics are: to buy and sell by instalments, traders can choose to deliver on the same day or delay delivery indefinitely; You can go up or down, that is to say, you can make a profit by going up or down. At the same time, there are more banks. Golden net, which cooperates with Shenzhen Development Bank, Guangdong Development Bank, Shanghai Pudong Development Bank, Hengfeng bank, CITIC Bank, Minsheng Bank, instrial and commercial bank, is very good. Professional analyst team, preferential service charge policy, and perfect follow-up free service:
1: provide a VIP account number of 1800 yuan market analysis system
2: China gold investment net professional gold operation suggestion SMS and order notification service
3: Daily SMS morning post, mobile phone to see the gold price (free)
4: enjoy the lowest service charge in the same instry, and the quantity is better
5: a strong team of investment brokers will answer all the problems you encounter in the investment process

9. There is no discount, but if you buy CITIC fund directly on the website of CITIC fund, the handling charge is 40% off, which is 6%. However, you have to have the relevant bank card, instrial bank card. Many fund companies can operate direct purchase, and there is a discount. If it's convenient for you, you can go to the special website of the fund company to see what kind of card you support. Now you can buy it directly and save some service charges. Remember to buy directly on the fund company's website to get a discount.