What makes money digital
Publish: 2021-04-17 14:12:31
1. First of all, digital currency is not the national legal tender, but the "alternative currency in the form of electronic currency", such as bitcoin, ecell currency and ether currency. Currency digitization is to represent the common currency with numbers, and the number corresponds to the national legal tender. There is a big difference between the two.
2. Currency digitalization is like WeChat Alipay, and bankcard pays
1. digital currency facing two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process< Another risk of digital currency is credit risk. Because there are middlemen in digital currency transactions, these middlemen are different from real organizations. In reality, organizations can be seen and felt, but the middlemen of digital currency are on the Internet, so the risk is greater
3. Digital currency has the characteristics of anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
investment is risky and business should be cautious
1. digital currency facing two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process< Another risk of digital currency is credit risk. Because there are middlemen in digital currency transactions, these middlemen are different from real organizations. In reality, organizations can be seen and felt, but the middlemen of digital currency are on the Internet, so the risk is greater
3. Digital currency has the characteristics of anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
investment is risky and business should be cautious
3.
Digital money drives economic consumption. People have no concept of money, only material needs. At the same time, digitization facilitates people's communication
4. Watch maintenance
(1) when wearing a watch, the sweat on the hand is corrosive to the watch case. The all steel case has better corrosion resistance because it is made of nickel chromium alloy, and the half steel case is made of copper. It is easy to corrode e to long-term contact with sweat. It is necessary to wipe away the sweat with a soft cloth or pad a plastic watch holder to prevent it from being eroded by sweat
(2) do not open the back cover of the watch at will to avoid st entering the movement and affecting the normal operation of the watch
(3) do not put the watch in the wardrobe with camphor pills to avoid the deterioration of the watch oil
(4) don't put the watch on the power amplifier, stereo or TV to avoid magnetization
(5) the watch that is not worn for a long time should be wound once a month, while the watch with automatic movement should swing back and forth for a few minutes or be worn on the wrist for a period of time to make it wind up automatically. So that the parts will not be at rest for a long time to ensure the operation performance of the meter machine
(6) if an ordinary mechanical watch is wet, dry cotton can be pressed on the watch and baked with 40 Watt electric bulb for 5 minutes, then the moisture in the watch will be evaporated completely. If the quartz electronic watch is damp, a few small pieces of calcium chloride can be taken and wrapped with gauze; Then open the cover of the electronic meter, put the wrapped calcium chloride and the electronic meter into a plastic bag or glass bottle without air leakage, and seal them. Generally, the moisture can be removed in about 3 hours to make the electronic meter return to normal. For the surface seriously affected by moisture, the time of absorbing moisture can be extended appropriately
(7) when the watch is received and the outer package is removed, the box used to protect the watch must be kept. These watch protection boxes can provide the safest protection for the watch when it is not fit to wear, so it is absolutely necessary to keep the box. It is suggested that when the watch is not worn on weekdays, we should form the habit of putting it in the box, which can greatly rece the risk of watch damage
(8) it's better not to wear the same watch every day, but to prepare several different watches for alternate use. In addition to enriching personal modeling, it can also avoid st and body dirt all concentrated on the same watch. For leather watch strap, more care should be taken to avoid frequent wear and tear caused by daily use. Even if the surface is new, the watch will look very old
(9) don't sleep with your watch on your wrist. If your watch is a luminous watch, it will bring adverse effects on your body. This is because the luminous material on the pointer and dial of the luminous watch is mainly a mixture of radium and zinc sulfide. The ray emitted by radium can stimulate the crystal of zinc sulfide to emit light. When you sleep, if you wear a watch, your body will be exposed to radium radiation for eight to nine hours, which is harmful to your body. Therefore, before going to bed, it is best to take down the luminous meter and put it on the table
(10) surface modification. After many lines have been scratched on the watch cover, you can first drop one or two drops of water on the watch cover, and then squeeze a little toothpaste to wipe it. Then you can remove the lines and make the watch cover look like new.
(1) when wearing a watch, the sweat on the hand is corrosive to the watch case. The all steel case has better corrosion resistance because it is made of nickel chromium alloy, and the half steel case is made of copper. It is easy to corrode e to long-term contact with sweat. It is necessary to wipe away the sweat with a soft cloth or pad a plastic watch holder to prevent it from being eroded by sweat
(2) do not open the back cover of the watch at will to avoid st entering the movement and affecting the normal operation of the watch
(3) do not put the watch in the wardrobe with camphor pills to avoid the deterioration of the watch oil
(4) don't put the watch on the power amplifier, stereo or TV to avoid magnetization
(5) the watch that is not worn for a long time should be wound once a month, while the watch with automatic movement should swing back and forth for a few minutes or be worn on the wrist for a period of time to make it wind up automatically. So that the parts will not be at rest for a long time to ensure the operation performance of the meter machine
(6) if an ordinary mechanical watch is wet, dry cotton can be pressed on the watch and baked with 40 Watt electric bulb for 5 minutes, then the moisture in the watch will be evaporated completely. If the quartz electronic watch is damp, a few small pieces of calcium chloride can be taken and wrapped with gauze; Then open the cover of the electronic meter, put the wrapped calcium chloride and the electronic meter into a plastic bag or glass bottle without air leakage, and seal them. Generally, the moisture can be removed in about 3 hours to make the electronic meter return to normal. For the surface seriously affected by moisture, the time of absorbing moisture can be extended appropriately
(7) when the watch is received and the outer package is removed, the box used to protect the watch must be kept. These watch protection boxes can provide the safest protection for the watch when it is not fit to wear, so it is absolutely necessary to keep the box. It is suggested that when the watch is not worn on weekdays, we should form the habit of putting it in the box, which can greatly rece the risk of watch damage
(8) it's better not to wear the same watch every day, but to prepare several different watches for alternate use. In addition to enriching personal modeling, it can also avoid st and body dirt all concentrated on the same watch. For leather watch strap, more care should be taken to avoid frequent wear and tear caused by daily use. Even if the surface is new, the watch will look very old
(9) don't sleep with your watch on your wrist. If your watch is a luminous watch, it will bring adverse effects on your body. This is because the luminous material on the pointer and dial of the luminous watch is mainly a mixture of radium and zinc sulfide. The ray emitted by radium can stimulate the crystal of zinc sulfide to emit light. When you sleep, if you wear a watch, your body will be exposed to radium radiation for eight to nine hours, which is harmful to your body. Therefore, before going to bed, it is best to take down the luminous meter and put it on the table
(10) surface modification. After many lines have been scratched on the watch cover, you can first drop one or two drops of water on the watch cover, and then squeeze a little toothpaste to wipe it. Then you can remove the lines and make the watch cover look like new.
5. Yes, yu'ebao and bitcoin are not the same concept. One is to make full use of currency, and the other is to replace traditional currency. And there is no effective regulation, so bitcoin is bound to fail
6. The digitization of money in form is desirable. Direct bank card transfer, online payment and other means can greatly facilitate people's lives and rece the trouble of carrying a large amount of cash. But in essence, money can not be purely digitized, because money not only has the function of payment, but also has the function of wealth storage. Money must have a constant value "anchor" to maintain its value (such as gold). Otherwise, pure digital money is easy to be controlled by the government or large financial institutions, and the currency value is unstable, It is easy to ince hyperinflation, thus damaging the vital interests of the masses.
7. The word "digital currency" may be quite strange, but many people have heard of "bitcoin", which has been very popular in recent years. Oh, it's it. But it is, and it is not. And listen to this beginner
it is also closely related to Internet technology and has the attributes of payment and circulation. The central bank's "digital currency" is closely related to bitcoin. But bitcoin is a kind of digital currency, but digital currency is not just a form of bitcoin. Although the central bank's "digital currency" veil has not yet been lifted, there must be many differences with bitcoin
first of all, the issuers are different
most currencies have an issuer. For example, RMB is printed and issued by the central bank. But bitcoin does not have a centralized issuer. It is generated randomly based on an algorithm. Anyone can mine, buy, sell or receive bitcoin
secondly, the acquisition methods are different
bitcoin is the result of unremitting "mining" by some people who master the algorithm. These real it experts need to search for 64 bit numbers by computer, and then compete with other gold miners by repeatedly solving puzzles to provide the required numbers for the bitcoin network and obtain the corresponding bitcoin
but the digital currency issued by the state is bound to face the people of the whole country, rather than some network experts. When the country strives to achieve the goal of Inclusive Finance, how can it only tailor a currency for Internet experts? The national version of "digital currency" is bound to help the realization of Inclusive Finance, facing the most extensive groups
in addition, the pricing is different
in the face of bitcoin, which is becoming more and more difficult to "dig", many experts are more energetic like upgrading to fight monsters. With the increasing difficulty of "mining", the price of bitcoin has also soared and fluctuated greatly
a national currency has to try its best to maintain its own stability. Naturally, it is impossible to price according to the difficulty of acquisition, just like collectibles, because of scarcity
in addition, the application range is different
at present, all countries, including China, do not recognize the monetary attribute of bitcoin. Some organizations may have accepted donations from bitcoin, and some supermarkets have said that they can pay with bitcoin, but this is only within a very small range
as a digital currency issued by a country, it must be able to meet the largest range of payment needs, especially with the evolution of mobile Internet, cloud computing, blockchain and other technologies, and under the background of great changes in global payment methods, the central bank's digital currency needs to meet the global payment needs
if the central bank's "digital currency" is very different from bitcoin, how is it different from virtual currency
people who have used QQ should be familiar with QQ coins. They need to change their clothes for QQ avatars and change their backgrounds for QQ spaces. Many Tencent online games also need QQ coins to recharge. Like this, there are many virtual currencies based on the network, such as the online currency of the network company, the recharge voucher of the game company, etc
as far as the scope of application is concerned, most of these online currencies are used to recharge games, purchase equipment and props, and cannot be paid offline; As far as the exchange method is concerned, in principle, virtual currency can only be purchased with real currency, but it is not allowed to convert virtual currency into real currency; As far as issuance is concerned, it is launched by enterprises themselves, some of which are like "vouchers" rather than real currency
therefore, although the issuance of "digital currency" by the central bank inevitably requires payment transactions on the Internet, the principles and methods are different from those of virtual currency
especially at present, when many enterprises issue virtual currency, e to their own lack of risk prevention and control and security awareness, they leave an opportunity for some criminals to swipe bank cards, sell stolen goods and launder money. If the central bank's "digital currency" is issued, whether it will replace these online virtual currencies and make the online payment environment safer, healthier and more transparent is a question worthy of consideration.
it is also closely related to Internet technology and has the attributes of payment and circulation. The central bank's "digital currency" is closely related to bitcoin. But bitcoin is a kind of digital currency, but digital currency is not just a form of bitcoin. Although the central bank's "digital currency" veil has not yet been lifted, there must be many differences with bitcoin
first of all, the issuers are different
most currencies have an issuer. For example, RMB is printed and issued by the central bank. But bitcoin does not have a centralized issuer. It is generated randomly based on an algorithm. Anyone can mine, buy, sell or receive bitcoin
secondly, the acquisition methods are different
bitcoin is the result of unremitting "mining" by some people who master the algorithm. These real it experts need to search for 64 bit numbers by computer, and then compete with other gold miners by repeatedly solving puzzles to provide the required numbers for the bitcoin network and obtain the corresponding bitcoin
but the digital currency issued by the state is bound to face the people of the whole country, rather than some network experts. When the country strives to achieve the goal of Inclusive Finance, how can it only tailor a currency for Internet experts? The national version of "digital currency" is bound to help the realization of Inclusive Finance, facing the most extensive groups
in addition, the pricing is different
in the face of bitcoin, which is becoming more and more difficult to "dig", many experts are more energetic like upgrading to fight monsters. With the increasing difficulty of "mining", the price of bitcoin has also soared and fluctuated greatly
a national currency has to try its best to maintain its own stability. Naturally, it is impossible to price according to the difficulty of acquisition, just like collectibles, because of scarcity
in addition, the application range is different
at present, all countries, including China, do not recognize the monetary attribute of bitcoin. Some organizations may have accepted donations from bitcoin, and some supermarkets have said that they can pay with bitcoin, but this is only within a very small range
as a digital currency issued by a country, it must be able to meet the largest range of payment needs, especially with the evolution of mobile Internet, cloud computing, blockchain and other technologies, and under the background of great changes in global payment methods, the central bank's digital currency needs to meet the global payment needs
if the central bank's "digital currency" is very different from bitcoin, how is it different from virtual currency
people who have used QQ should be familiar with QQ coins. They need to change their clothes for QQ avatars and change their backgrounds for QQ spaces. Many Tencent online games also need QQ coins to recharge. Like this, there are many virtual currencies based on the network, such as the online currency of the network company, the recharge voucher of the game company, etc
as far as the scope of application is concerned, most of these online currencies are used to recharge games, purchase equipment and props, and cannot be paid offline; As far as the exchange method is concerned, in principle, virtual currency can only be purchased with real currency, but it is not allowed to convert virtual currency into real currency; As far as issuance is concerned, it is launched by enterprises themselves, some of which are like "vouchers" rather than real currency
therefore, although the issuance of "digital currency" by the central bank inevitably requires payment transactions on the Internet, the principles and methods are different from those of virtual currency
especially at present, when many enterprises issue virtual currency, e to their own lack of risk prevention and control and security awareness, they leave an opportunity for some criminals to swipe bank cards, sell stolen goods and launder money. If the central bank's "digital currency" is issued, whether it will replace these online virtual currencies and make the online payment environment safer, healthier and more transparent is a question worthy of consideration.
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