DC digital currency Wallet
The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
extended data
Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
anmao wallet
anmao wallet is a light wallet developed by Hangzhou anmao blockchain Technology Co., Ltd., which saves storage space compared with the full node wallet. And it is a multi currency Cross Chain Wallet, which supports BTC, BCH, LTC, ETH, etc, dash and erc-20 series of tokens. At present, it is the most complete currency digital currency wallet in the true sense
anmao wallet is the only digital currency wallet that supports Chinese mnemonics. It is composed of 12 Chinese characters, which is convenient for memory and in line with Chinese reading habits
the biggest feature of anmao wallet is that it well applies the scalability of light wallet. While managing a variety of digital assets, it has embedded DAPP list and anmao fishpond mining game. The tokens are directly stored in the wallet, which is convenient, labor-saving and interesting. It can be said that it is a wallet that will make money
with embedded Android block browser, each transaction can be queried in real time by using transaction address, block height and transaction ID, which is accurate
there are also market and information DAPP, a multi-functional digital currency wallet
deficiency: no trading function
imtoken
imtoken is a digital currency wallet that supports eth, erc-20 token, bitcoin HD wallet, isolation witness, EOS and other tokens in EOS main network. A set of mnemonics can create wallet accounts in multiple currencies, thus saying goodbye to the complicated backup management. It is a Multi Chain Wallet
imtoken supports the sending and receiving of digital currency and the currency transaction of Ethernet series. With the help of blockchain intelligent contract, it does not need to trust a third party to complete the currency exchange directly at the mobile terminal. Token management function is easy to operate, automatically discover tokens, and no need to add them manually; It supports one click search and can easily view and manage multiple tokens
the private key of imtoken is self-contained, which further guarantees the security
deficiency: imtoken only supports digital currency based on eth main chain, and tokens of its own public chain such as BTC and CTC cannot be stored. It only supports eth as a service charge when transferring, which has some limitations
bitpai
bitpai wallet is a new generation of blockchain asset comprehensive service platform developed by bitpai team, which is based on HD wallet technology, multi signature and on chain transaction. It can easily and safely use digital currency and easily send and receive bitcoin on bitpai. At present, the main supported currencies are BTC, BTC, ETH, some erc2.0 tokens, qtum, HSR, dash, safe, LTC, LCH, Zec, etc and Doge
bitpai supports multi address coin issuing, built-in OTC and exchange (third-party service), and can trade with users from all over the world, which is more suitable for professional users of coin circle who trade frequently and have OTC demand
in terms of security, the user controls the private key, and after the transaction, the coin is directly kept by the user. If it does not operate for a long time, bitpie will automatically lock, further improving the security of the wallet
deficiency: for initial users, too many and complex functions are a kind of burden. They only need to send and receive digital currency simply. Too many complex functions increase the learning time cost of users and affect the experience of wallet users
wheat wallet
wheat wallet is a digital wallet that supports eth, Neo and EOS token at the same time. It has built-in face, voiceprint, living body and other biometric technologies to ensure asset security, which is unique in the current wallet
wheat wallet supports the interfaces of mainstream exchanges such as coin an, fire coin, gateio and okex to automatically obtain position data
the UI design of wheat wallet has a good experience for users in human-computer interaction, interface logic and beautiful interface. The first operation can know the functional process, in an intuitive way to let users understand how to interact with the software, the interface design has a wheat uniform style
deficiency: there are few supported currencies. In the application mole, each application or active section is the width of a mobile phone screen, with a maximum of 2.5 applications displayed on the same screen. Although it looks very generous and beautiful, it will be cumbersome to find an application, and it needs to slide down continuously
atoken
atoken is a mobile wallet supporting multi currency cross chain exchange, which is safe and convenient. At present, it supports BTC, LTC, ETH, etc, Doge, EOS and other main chain currencies; BCD, BTG, BCH, SBTC, etc; Support all tokens of Ethereum erc20
users hold their own private key, which is stored in app with multiple encryption. They do not access the server in any form, and no one else can touch your digital assets; The wallet adopts 5-layer HD, horizontal isolation and vertical defense architecture; Pbkdf2, sha-512 and other encryption algorithms are used. At the same time, atoken implements the transaction acceleration function of wallet and supports the transaction acceleration of bitcoin and Ethereum
deficiency: there is no market information in the wallet, so it is inconvenient for users to use
1. The different currency values that can be made up of a note are: 1 yuan, 5 yuan, 10 yuan and 20 yuan, totally 4 kinds
the different currency values of 2 and 2 banknotes are: 6 yuan, 11 yuan, 21 yuan, 15 yuan, 25 yuan and 30 yuan, totally 6 kinds
three and three banknotes can be composed of four different currency values: 16 yuan, 26 yuan, 31 yuan and 35 yuan
the different values of 4 and 4 banknotes are: 36 yuan, 1 kind
response time: December 28, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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https://b.pingan.com.cn/paim/iknow/index.html
DC/EP has the same payment functions as WeChat and Alipay, such as scan code payment, remittance transfer and other functions. But DC/EP also has the functions of WeChat and Alipay:
1, and touch the mobile phone with two mobile phones, and even if mobile phone can not connect to the Internet, it can also realize offline payment. Br />2) anonymous payment, WeChat or Alipay need to know each other's accounts to transfer accounts, and DC/EP can be used as cash, no one else can see your account.
at 17:00 on May 2, $9125 ≈￥ 57767