1. The future world will be a digital world, and money will develop from paper money in the past to digital money in the future, which is a trend. Because in order to adapt to the digital world, the future currency must also be digital. It can be predicted that
digital currency will be safer, faster and more convenient in the future. Now many
blockchain technology procts, although its name is what currency, but in fact it is not currency. Under the guise of digital currency investment, it is a Ponzi scheme. Even some of them don't even have blockchain technology, which is just a fake number to cheat people.
2. The digital RMB red envelope of 10 million yuan issued by Shenzhen city has brought the development of e-money back to the people's vision
in fact, since April 2020, small-scale pilot projects of digital RMB have been carried out in Shenzhen, Cheng, Suzhou and xiong'an, and the pilot scale will be expanded to 28 provinces and cities in August 2020
as a socially recognized "super outlet", in addition to the high investment of digital currency related enterprises, its impact on the financial market is also of great research value
Policy evolution of the development of digital RMB
as early as 2014, the central bank has concted research layout on digital RMB, and discussed the development framework of digital RMB with major international financial institutions and research institutions in the 2016 digital currency seminar
after six years of development, China has initially developed the "pbctfp blockchain platform" and continuously promoted the pilot activities of digital RMB. It can be predicted that as today's technology and policy outlet, digital RMB will have excellent development prospects and extremely fast development speed in the next few years
Figure 1: Policy Evolution of digital RMB
with the improvement of China's national strength, digital RMB provides an opportunity to establish a "new system of RMB cross border settlement", which can promote RMB payment activities around the world and realize the internationalization of RMB
3. Digital currency will be a supplement to the currency series, completing the same payment and clearing functions as paper money. Of course, digital currency has its unique advantages, and new currency application functions may appear in the future. Compared with paper money, digital money is more convenient and easier to store, but when it comes to replacement, it is not necessarily possible, at least in the short term.
4. Now we have to clarify the concept of commodities.
the labor procts collected on the ground must not be counted, but must be processed.
the self-sufficient ones must not be counted, and they must be exchanged. For example, the cloth proced by men and women in ancient times was used by themselves. Therefore, it is not a
virtual currency.
virtual currency originally refers to unreal currency, which is used in games,
virtual money in computer games will also have its real value. For example, if a player buys his account from another player, he can get all the virtual assets of that player, and then it will be much easier for the player to continue playing. If the game allows players to transfer virtual property, players can buy and sell game props and pay in real currency. If the game props are priced by virtual currency in the game, then the exchange rate between real currency and virtual currency is established
so its value comes.
the value in textbooks is different from the value mentioned above. Value is a kind of social labor result condensed in procts, You should have learned that the amount of value is determined by the social necessary labor time.
the so-called price is just a form of monetary expression of value...
the value in textbooks is a kind of physical value. How can I tell you?
take the stock market for example, some people make money, so can you say that the stock market creates value? No, he doesn't create, he just redistributes wealth...
let's take the use value as an example, remember its definition
the utility of goods that can meet people's needs
is it goods, is virtual currency goods? The so-called goods are made up of atoms...
besides value, the so-called value is that value appears with the emergence of human beings and is defined by human subjective consciousness. Value is a kind of surreal norm or ideal, It's God's creation. Whether a thing has value or not depends on the logic of the concept system, which is a surreal, ideal state, or God given
value comes from nature, and develops with human evolution and social development. The ultimate origin of value can only be the moving
material world and the working human society. The virtual currency belongs to a part of human society... So it is valuable, but from the perspective of textbooks, it is far fetched
5. Edison (1847-1931) was a famous American inventor. He was diligent, studious, thoughtful and hardworking all his life. At the age of 75, he also went to the laboratory on time every day to check in for work. For decades, he worked for more than ten hours every day and read for three to five hours in his study at night. If we calculate by the activity time of ordinary people's life, his life has been doubled. So Edison, on his 79th birthday, said to people with pride, I'm 135 years old. He lived to be 84 years old. He made 1100 inventions in his life. His greatest contributions were the invention of phonograph and automatic telegraph, the experiment and improvement of incandescent lamp and telephone. Edison began to study electric lamps in his early twenties. It took him more than 10 years. He used thousands of different materials, such as bamboo, cotton, graphite, tantalum, and so on, as filament materials to carry out experiments. He often reached the top of the sky. Once, he and his assistants worked continuously for five days and nights. In 1879, Edison used carbon filament as incandescent filament and ignited it for 40 hours. Because the surface of carbon fiber is porous, brittle and low strength. It was soon replaced by tungsten wire< In 1883, Edison discovered the phenomenon of hot electron emission, also known as "Edison effect", that is, some electrons or ions near the metal surface get enough kinetic energy e to the high temperature, so as to overcome the binding of the surface and escape from the metal. Edison effect is very important for the operation of all vacuum tubes. The cathode, as the emitting surface, is often coated with alkaline earth metal oxide to facilitate electron emission, and heated by electric current to maintain high temperature< In 1900, Edison invented the iron nickel battery, which is an alkaline battery with electromotive force of about 1.3-1.4 V, long service life and low efficiency.
6. It is reasonable to say that, but it is very difficult to popularize digital currency, especially in some remote mountainous areas. Of course, it is feasible in the developed areas along the east coast, river and road. The popularization of digital currency is also very simple, with certain supporting infrastructure. At the beginning of this year, the central bank held a digital currency seminar and planned to issue its own digital currency. But this kind of digital currency is different from the decentralized digital currencies such as
bitcoin, Ruitai and Laite. The control of the digital currency issued by the central bank is in the central bank, which is the digitization of RMB.
7. Digital currency has no effect on the collection of the first, second and third sets of RMB that have been withdrawn from circulation and the fourth set of RMB and the 99 version of RMB that the central bank has only collected but not paid. However, it will have a greater adverse effect on the collection of the fifth set of RMB 05 and 15 versions that are still in circulation and distribution!