See D news to understand the central bank's digital currency
Publish: 2021-04-17 18:30:20
1. From commodity currency to later credit currency, the digital currency and bitcoin that the central bank plans to issue and promote economic upgrading are very necessary. They are all natural selection to adapt to the development of human commercial society. New procts are the trend of the times. Digital currency is different. Digital currency is issued by new technology. The people's Bank of China holds a seminar on digital currency, The paper currency technology content is low. On January 20, this year, the construction of financial infrastructure and the establishment of circulation system will be improved. As the currency of the previous generation, money has always been accompanied by technological progress and cost, but it may be applied to blockchain technology. In particular, with the development of the Internet, it is proposed to strive for the early launch of the digital currency issued by the central bank. Central bank governor Zhou Xiaochuan also said in an interview with the media that the central bank has actually started to study digital currency for a long time. From the perspective of historical development trend, great changes have taken place in terms of early physical currency and economic activities, security and global payment methods. However, there is no money. before
2. The business scope of CICC is as follows:
1. The brokerage business of RMB special stocks, RMB ordinary stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 2、 Proprietary business of RMB common stock, RMB special stock, overseas issued stock, domestic and overseas government bonds, corporate bonds and corporate bonds; 3、 The underwriting business of RMB common stocks, RMB special stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 4、 The initiation and management of the fund; 5、 Corporate restructuring, acquisition and Merger Consultant; 6、 Project Financing Consultant; 7、 Investment consulting and other consulting business; 8、 Foreign exchange trading; 9、 Foreign exchange assets management of overseas enterprises and domestic enterprises with foreign investment; 10、 Interbank lending; 11、 Customer asset management. 12、 Online securities commission business; 13、 Margin trading business; 14、 Selling financial procts on a commission basis; 15、 Selling securities investment funds on a commission basis; 16、 Provide intermediary business for futures companies; 17、 Other businesses approved by financial regulatory authorities Projects that need to be approved according to law shall be operated according to the approved contents after being approved by relevant departments.)
it is suggested to limit the scope of business. It is impossible to issue virtual currency. The virtual currency you hear may be handed down currency, so it is suggested to stay away from it. It is suggested to play with mainstream virtual currencies, such as bitcoin, Fuyuan coin, dogcoin, etc.
1. The brokerage business of RMB special stocks, RMB ordinary stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 2、 Proprietary business of RMB common stock, RMB special stock, overseas issued stock, domestic and overseas government bonds, corporate bonds and corporate bonds; 3、 The underwriting business of RMB common stocks, RMB special stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 4、 The initiation and management of the fund; 5、 Corporate restructuring, acquisition and Merger Consultant; 6、 Project Financing Consultant; 7、 Investment consulting and other consulting business; 8、 Foreign exchange trading; 9、 Foreign exchange assets management of overseas enterprises and domestic enterprises with foreign investment; 10、 Interbank lending; 11、 Customer asset management. 12、 Online securities commission business; 13、 Margin trading business; 14、 Selling financial procts on a commission basis; 15、 Selling securities investment funds on a commission basis; 16、 Provide intermediary business for futures companies; 17、 Other businesses approved by financial regulatory authorities Projects that need to be approved according to law shall be operated according to the approved contents after being approved by relevant departments.)
it is suggested to limit the scope of business. It is impossible to issue virtual currency. The virtual currency you hear may be handed down currency, so it is suggested to stay away from it. It is suggested to play with mainstream virtual currencies, such as bitcoin, Fuyuan coin, dogcoin, etc.
3. The digital wallet is not owned by the people's Bank of China. Digital RMB is the legal digital currency not yet issued by the people's Bank of China, namely "digital currency electronic payment" (DC / EP). The digital currency of the people's Bank of China is the electronic version of RMB
e-rmb means that there is a virtual wallet on the mobile phone, and your cash will appear in the form of pictures in your virtual wallet
electronic RMB advantages:
1, no Internet payment. Although Alipay and WeChat payments are widely used nowadays, payment will fail if there is no network or network signal difference. The central bank has launched the "touch and touch" function, which can pay whether there is network or not
2, farewell bank cards, Alipay and WeChat payment need to bind bank cards, and they serve as a medium to make payment easier. However, e-rmb has bid farewell to the bank card and has only one unified E-wallet
3. It is concive to cracking down on cash crimes, and finding criminals by searching the flow direction of RMB through electronic RMB. Once the traditional currency is traded or laundered, it will be difficult for the country to find clues, while electronic RMB will not have this disadvantage. At the same time, e-rmb also reces the cost of national banknote printing
response time: October 14, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
e-rmb means that there is a virtual wallet on the mobile phone, and your cash will appear in the form of pictures in your virtual wallet
electronic RMB advantages:
1, no Internet payment. Although Alipay and WeChat payments are widely used nowadays, payment will fail if there is no network or network signal difference. The central bank has launched the "touch and touch" function, which can pay whether there is network or not
2, farewell bank cards, Alipay and WeChat payment need to bind bank cards, and they serve as a medium to make payment easier. However, e-rmb has bid farewell to the bank card and has only one unified E-wallet
3. It is concive to cracking down on cash crimes, and finding criminals by searching the flow direction of RMB through electronic RMB. Once the traditional currency is traded or laundered, it will be difficult for the country to find clues, while electronic RMB will not have this disadvantage. At the same time, e-rmb also reces the cost of national banknote printing
response time: October 14, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
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