Wechat exchange of digital currency

1. digital currency generally refers to bitcoin, Puyin, Leyte, dogcoin and other encrypted digital currencies
the three party payment tools such as digital currency and Alipay and WeChat payment are different. The payment of Alipay and WeChat is a well-known third party payment tool in China. Digital money is also possible in theory, but the market share of digital money in the field of payment is still very low.

2.

1、 Different monetary attributes

1. Digital currency:

digital currency belongs to legal tender

2. Wechat:

wechat belongs to the third-party payment instrument

3, Alipay:

Alipay belongs to the third party payment tool. p>

2. Different issuers

1. Digital currency:

the issuer of digital currency is the central bank

2. Wechat:

the clearing Party of wechat is a commercial bank

3, Alipay:

Alipay's settlement party is commercial bank. p>

extended data

in the third-party payment mode, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party notifies the seller of the arrival of the goods and requires delivery; After receiving the goods, inspecting the goods and confirming, the buyer shall notify the third party for payment; The third party transfers the money to the seller's account

digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:

1. Due to some open algorithms, digital currency has no issuing subject, so no one or organization can control its issuing

Because the number of algorithm solutions is determined, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency

3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough

3.

Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.

Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world

4. The biggest difference between the digital money introced by the state and Alipay and WeChat is that after downloading the mobile phone software, the mobile phone can complete the transaction if the cell phone has electricity.

5. If you think about it, digital money is a national attribute. It is a higher level than Alipay and WeChat. It is legal tender, and others can not refuse it. You can reject WeChat payment and Alipay payment.

6.

Ten years ago, people went shopping with a lot of cash. However, with the development of the times and the progress of science and technology, people rarely carry cash when they go out, just a mobile phone is enough. With the popularity of Alipay and WeChat, more and more people can get rid of the inconvenience brought by cash and enjoy the convenience and speed brought by technology. However, following the payment of Alipay and WeChat, a new currency appeared: digital money. p>

to a certain extent, digital currency is easier to manage, and there is no way to hide funds, so it is very helpful for the supervision of some criminal activities. Moreover, there are essential differences between digital currency and bitcoin which is popular in the market. If the central bank really starts to promote digital currency, will ma Yun and Ma Huateng have a way to deal with it? What kind of payment method would you choose? Welcome to discuss

7.

Since the concept of digital RMB was introced, it has been concerned by the masses. Although I have heard about it, there are still many people who do not know much about the digital renminbi, and it is not clear what the difference between the digital Renminbi and the Alipay and WeChat now used. p> The R & D and application of legal digital currency can effectively meet the public's demand for legal currency under the condition of digital economy, improve the convenience, security and anti-counterfeiting level of retail payment, and accelerate the development of China's digital economy. So look forward to it

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