Have China Construction Bank and Bank of communications opened d

1.

Differences between Bank of communications and China Construction Bank:

1. Different businesses

the businesses of China Construction Bank include credit capital loan, resident savings deposit, foreign exchange business, credit card business, policy oriented housing reform finance and personal housing mortgage loan, etc. The business scope of Bank of communications covers commercial banks, securities, trust, financial leasing, fund management, insurance, offshore financial services, etc.

2. Different in nature

CCB is a large state-owned bank under the central management and a national vice ministerial unit. After the reorganization, BOCOM became the first national state-owned joint-stock commercial bank in China

Different time of establishment: CCB was established on October 1, 1954, with its head office in Beijing; Founded in 1908, Bank of communications is one of the oldest banks in China and one of the note issuing banks in modern China. On April 1, 1987, the newly established bank of communications officially opened business and became the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai

2. Now the bank's business and technology are almost the same, you compare the charges! There is no difference between good and bad! But from my point of view, CCB is still better!

3. Objectively speaking, the card of CCB is better than that of Bank of communications, with more outlets and better service.

4. The procts are almost the same, and the rate of return may be different. They are all financial procts of big banks, with good security and low risk. Hope to adopt.

5. The gold will shine wherever it goes. CCB and BOC are among the four major state-owned banks, and their welfare will be better. After all, Bank of communications entered Xining relatively late. When it first went there, it usually sat at the counter, and the salary was paid according to the task you completed. The bank allocated the amount of deposits to you, and the salary would be higher if you completed or even more. There is no fixed salary, because it is an enterprise. Under normal circumstances, just went to the bank to remove the money in the five insurances and one fund, basically 2000-2500 a month

6. CCB credit card and Bank of Communications credit card are almost the same, choose their own card, you can enjoy the corresponding preferential.

7. Different cards have different activities. It has nothing to do with economic benefits. The key is to see which one is practical. BOCOM has such co branded cards as lotus, best buy, China Eastern Airlines, Haagen Dazs, Liqun (different cities, different co branded businesses). When consuming, the corresponding businesses and banks can get points. It is suggested to consider personal needs to apply for credit cards.

8. I definitely answer you: the amount of traffic is high, the success rate of bidding is high, but the speed is not as fast as CCB, and the credit card is not good. The main reason is that the Bank of communications has few outlets. If we don't consider this, there is no difference.

9. Absorb public deposits, issue loans, and assist the central bank to maintain the stability of China's financial order