Suzhou digital currency double offline

digital money is getting closer and closer. Many people will wonder whether digital money will completely replace cash or completely replace WeChat and Alipay mobile payment? What are the differences between digital money and WeChat or Alipay payment? The following is an analysis

digital money and WeChat Alipay payment. Although they all belong to mobile payment, the two payment methods are very similar. P>

WeChat or Alipay payment

WeChat Alipay payment has become the most commonly used payment. We just take out the mobile phone and open the WeChat or Alipay scan payment code, so that we can do business and shop without cash at all. P>

, but WeChat or Alipay payment is based on the premise that the mobile phone must have signals, but also have the premise of the network. Similar to the current p>

, although there are many ways to pay, similar to some elderly people, or cheap mountain areas, WeChat and Alipay temporarily use difficulties, or need to use cash to achieve a transaction. p>

but after the digital currency comes out, these difficulties can be solved. The elderly and remote mountainous areas can also use digital currency, so they can say goodbye to cash

comprehensive analysis shows that digital money is an upgraded version of WeChat and Alipay mobile payment. Since it is an upgraded version, and it is issued by the central bank, it naturally has its own advantages. WeChat and Alipay do not have these advantages. As long as there are differences between the advantages and disadvantages, there is definitely a difference between the two. The above three points are the biggest difference between them. p>

About your question, my first feeling is:

1. personally, I don't think you have a good understanding of the concept of digital currency (of course, it is very likely that I don't understand your Zheng Sisi very well, sorry). I suggest you go to the Internet search to find out the explanation of digital currency, bitcoin and other networks

2. digital currency mainly represents or narrowly refers to bitcoin, which is the world's first kind of money or wealth truly owned by a private person. This can be explained by referring to the Internet. Since it is a wealth or currency completely owned by a private person, it means that no one can freeze it or confiscate it, So there is no charge at all

3. as long as bitcoin is stored in a wallet that completely controls its private key, such as the offline paper wallet created by bitcoin offline (specific web search: Secure offline paper wallet of bitcoin), such as the paper wallet, which has never been in touch with the Internet, as long as you don't say it yourself, you will never know it again, This is the best explanation for full ownership. In that case, who will charge

4. in conclusion, if I understand your question, holding a completely private digital currency will not generate charges< br />

can be assured that the risk of loss of digital money caused by mobile phone loss is much lower than that of wallet loss, and is also lower than the risk of loss of WeChat / Alipay money caused by mobile phone loss. In essence, digital RMB is a digital RMB with legal rationality. It just upgrades the form of currency. Just like before, we used paper stationery for communication, which is delivered to thousands of miles away through the post office, but now we use e-mail for communication, which is delivered to thousands of miles away through the Internet. Why is the risk of digital currency loss caused by mobile phone loss extremely low? The main reasons are as follows: 1. Digital currency is stored in the E-wallet app, which takes the mobile phone as the carrier, and most mobile phones are equipped with a power on password. Although the power on password is easy to be deciphered by professionals, it is also a line of defense. 2. the electronic purse itself has a payment password, just like the WeChat / Alipay payment code, which is set by itself. It's hard for second people to know if they don't disclose it, and it's hard to decipher.

to sum up, the launch of digital RMB is a national behavior, and security is the first consideration. However, our current understanding of digital currency is very limited, so we will worry about its security. However, for the purpose of promoting the internationalization of RMB, we have no need to worry about its security, When the digital RMB comes to the ground, its convenience and security will surely surprise us. What do you think of this? Welcome to exchange messages. It's not easy to code. Give me a compliment< br />

As we all know, China has begun to prepare digital RMB in recent years. In Shenzhen, some experiments and practices have begun. The so-called digital RMB is to transfer the real printed money into the form of digital characters. Although these currencies are issued in digital form, they have legal effect, because they are issued by the people's Bank of China. In other words, a dollar of digital currency has the effect of a dollar. The issue of digital currency not only greatly speeds up the process of digitization and scientization in China, but also has a certain role in environmental protection. We should know that the banknotes issued every year will consume a lot of trees and paper, and some banknotes can not be used again after they are damaged. In fact, it is a waste of paper, which is not environmental protection. The digital people's currency perfectly avoids these shortcomings, which is also one of the manifestations of human scientific progress{ RRRRR}