Is union vote a digital currency

1. digital currency is a kind of Internet electronic currency with payment and circulation. Mchain is also a digital currency, but it is developed on the basis of blockchain technology and has the characteristics of decentralized and distributed accounting.

2.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

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Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

3. The digital currency of the central bank is the indexed RMB, which is a legal encrypted digital currency. It is not only a payment tool, but also a currency. The fundamental difference between it and virtual currency lies in the difference of issuers. Virtual currency issuers are not central banks and can only circulate in a specific virtual environment. Digital currency is issued by the central bank and supported by national credit. It has the advantages of national platform, banking platform and big data platform, and can be used for real commodity and service transactions. And we need to remind you that only digital currency issued by the state is legal digital currency, and bitcoin is illegal.

4. Digital currency platform development needs professionals to be responsible for, but now digital currency technology has matured, the difficulty of development has become very simple, has become a standardized technology. Today's digital currency technology is not the highlight, but the application scenario of this kind of digital currency
the birth and popularity of bitcoin all over the world depends on the concept, which is in the foreword of the times. However, bitcoin has been preconceived and cannot be replaced by other digital currencies. Although some counterfeit currencies were popular for a while later, they slowly went down in the end, only bitcoin strengthened. Puyin is another shortcut, as a standard system of digital currency appears, behind the endorsement of related tea assets, its value is recognized by the society.

5. From the essence of trading, whether it's digital currency, futures or stocks, it's the same. Among these three varieties, the closest are stocks and digital currency. Because there is no leverage, more money is more money! Futures are leveraged and play in a slightly different way. However, no matter what kind of futures they are, they are all going to earn a bid ask spread.

6. Blockchain is the underlying technology of digital currency, and digital currency is the carrier of blockchain. Therefore, Singapore saiailin agricultural data alliance Co., Ltd. released bgaa, a digital currency with the full name of global agricultural ledger. We join the global agricultural association as an alliance chain, store the agricultural information in the global agricultural ledger bgaa, and form the bgaa token. So as to realize the automatic link of non-human mechanized data, broadcast consensus of the whole network, and achieve the information can not be tampered with
bgaa has not been listed in any exchange and has not been included in any platform, so we should pay attention to the risk of trading

7. This question actually leads to a topic worthy of discussion: how do we see the "use" of the existing digital currency? Or how do we divide our understanding of digital currency

this division of cognition not only helps us understand digital currency, but also guides our behavior in the process of investment. So I'm going to analyze this topic in two or three articles
from the perspective of cognition, I divide all digital currencies into the following three categories:

the first category is that their value and consensus have been strongly recognized, almost indisputable, and have been transmitted from within the circle to outside the circle. This kind of currency is the least in the whole field of digital currency
this kind of currency typically includes bitcoin and Taiwan dollar. Bitcoin is recognized as "digital gold" and has repeatedly shown the characteristics of "sea calming needle" when the external political and economic environment is unstable; The profit model of platform currency is clear, especially the top three platform currencies have solid cash flow and income relying on the exchange
when talking about this kind of currency, both their consensus and value are highly recognized in the instry, and ordinary people can understand it outside the instry
when we talk about bitcoin with ordinary people, as long as we tell them that gold goes up, bitcoin goes up; When talking about platform currency with ordinary people, just tell them that platform currency is equivalent to the stock of securities companies, and they will immediately understand what we are talking about
although some people outside the instry do not agree with some consensus (for example, some people still do not agree with the value of bitcoin), this does not prevent ordinary people from understanding what we are talking about
the second type is that consensus has been reached, but the actual use value is still being proved, or the so-called "use value" can not show us the actual effect for the time being. This kind of currency is slightly more than the first kind, but also very few in the whole field of digital currency
this kind of currency typically includes Ethereum, EOS and cross chain projects in the field of smart contract

take Ethereum and EOS for example, they are highly expected by the instry. We hope to see that their smart contract function can proce killer applications and bring higher efficiency and lower cost to our daily life
in the past two years, Ethereum has developed a highly concerned defi Ecology (defi, decentralized finance, often referred to as distributed finance or decentralized Finance) in the instry
however, does this ecology have a direct relationship with the life of ordinary people or bring direct benefits? In fact, it does not exist at all. It is still a "niche ecology" in a small circle, far away from our daily life
the ecosystem developed by EOS in the past two years is far from the areas where we expect to bring value into play, and even there are not many people in the instry who pay attention to it
the concept of cross chain project is very novel when it first came out, and it is also considered by the instry to have great potential demand. But after a period of discussion, some people began to question whether this demand really exists
the instry has a consensus, or even a high consensus, on these currencies, but their current value is not satisfactory. Therefore, even if they are recognized by the instry, it is difficult for this consensus to be transmitted outside the instry, not to mention that ordinary people can understand these consensus and values
so we can't talk with ordinary people about what "defi" and "cross chain" are and what's the use

the third category is the currency whose consensus is still in the process of forming. The design objectives and scenarios of this kind of currency may not be understood or recognized by the instry, or even there are great differences in understanding. Their value is even more difficult to judge. This kind of currency accounts for the vast majority of the current market.

8. The choice is very complicated. There are three indicators to consider
1; For example, bitcoin has the largest number of players and a large plate; The disadvantage is the highest amount of money
2; Can it be implemented? Otherwise, the digital currency will have no real value
3; We can study the white paper
I've been paying close attention to Bob recently. This is the digital currency issued by bluebox We Media Co creation platform. We media can form an alliance here to jointly create the alliance plate and content circle, create the we media platform belonging to the alliance, operate fans through alliance autonomy, provide fans with high-quality content and peripheral derivative services, and obtain platform Bob rewards and value realization; Advertisers put advertisements on bluebox, all of which are settled by Bob. I'm very nice, Bob.

9. 1. First of all, it depends on whether the exchange is approved by the provincial government. According to the exchange rules, all exchanges or transactions should be approved by the provincial government; 2. It depends on whether the exchange has a membership system, whether the exchange can directly send customers, which leads to the exchange gambling with customers, price manipulation and other problems. Now, it depends on whether the exchange has no capital, and the bank's three depositors require the customers' direct money to enter the company's account. Only through the black platform and the bank's three depositors can the fund security be guaranteed

10. There are too many swindlers, no one reported, the relevant departments are eating dry food.